XRP（XRP）价格可以达到每枚硬币100美元吗？

截至3月20日，XRP（XRP -3.18％）的价格约为2.50美元。但是在正确的条件下，其价格是否可以达到每枚硬币100美元？

As of Monday, March 20, 2024, the price of (XRP -3.18%) is around $2.50. But could its price ever reach $100 per coin, and if so, what would need to happen for that to occur?

截至2024年3月20日，星期一，（XRP -3.18％）的价格约为2.50美元。但是，它的价格可能会达到每枚硬币100美元，如果是的话，发生这种情况需要发生什么？

To figure that out, let’s do a quick calculation and then assess its fundamentals as well as a couple of catalysts that are in play right now.

为了解决这个问题，让我们快速计算，然后评估其基本面以及目前正在发挥作用的几个催化剂。

There are 58.1 billion XRP coins in circulation. At $100 per coin, XRP’s market cap would be approximately $5.8 trillion. Today, Bitcoin’s market cap is just $1.6 trillion. There’s simply no way that XRP’s total market value is going to be greater than Bitcoin’s in the foreseeable future.

循环中有581亿XRP硬币。 XRP的市值为每枚硬币100美元，约为5.8万亿美元。如今，比特币的市值仅为1.6万亿美元。在可预见的将来，XRP的总市场价值根本不会大于比特币的总价值。

However, there are a handful of factors that suggest XRP will probably be worth more in the future than it is today, even if $100 is not a reasonable price target.

但是，有几个因素表明，即使100美元不是合理的目标目标，XRP也可能比今天更有价值。

Its core value proposition to holders is that it will be faster and less expensive to perform international money transfers using XRP than with older methods. That will drive banks and currency exchange houses to switch to using it over time, increasing demand for the coin.

它对持有人的核心价值主张是，使用XRP进行国际货币转移的速度要比使用较旧的方法更快，更便宜。这将驱使银行和货币兑换房屋随着时间的推移而转向使用它，从而增加了对硬币的需求。

At the same time, XRP’s chain is gaining new features, like an automated market maker (AMM) and regulatory compliance tooling to make it more appealing to use for those same holders. When paired with other new features, like its tokenization platform for real-world assets, financial institutions will be able to save a lot of effort by holding their assets on its chain.

同时，XRP的连锁店正在获得新功能，例如自动化的做市商（AMM）和法规合规性工具，使其更具吸引力，可用于同一持有人。当与其他新功能（例如其用于现实世界资产的令牌化平台）配对时，金融机构将能够通过将其资产固定在链条上来节省大量精力。

In other words, over time -- provided that Ripple (NYSE:RPL), the business that issues XRP, continues to upgrade the chain -- there will be an ongoing and evolving set of reasons for a specific demographic to continue buying, holding, and using the coin. Therefore, its future value will tend to increase as a result of the effort being invested, especially in comparison to other cryptocurrencies that don't have as much utility -- or any.

换句话说，随着时间的流逝，发行XRP的业务的Ripple（NYSE：RPL）继续升级链条 - 将有一系列持续而不断发展的原因集，可以继续购买，持有和使用硬币。因此，由于投入的努力，其未来价值将倾向于增加，尤其是与没有太多公用事业或任何其他的加密货币相比。

Regardless of the merits of the investment thesis for XRP, it’s also exposed to two catalysts in particular that could, with the benefit of time, push its price toward $100, even if it’s not an attainable target anytime soon.

不管XRP的投资论文的优点是什么，它也会暴露于两个催化剂上，即使时间不久，它也不是可以实现的目标。

The first catalyst is the potential approval of exchange-traded funds (ETFs) that hold XRP. As of March 12, nine asset-manager companies had applied to the Securities and Exchange Commission for approval to offer such ETFs.

第一个催化剂是持有XRP的交易所交易基金（ETF）的潜在批准。截至3月12日，九家资产管理公司已向美国证券交易委员会申请批准以提供此类ETF。

If some or all of those applications are granted, it would represent a substantial deepening of XRP’s integration into the traditional financial system, bringing a lot of added volume to its chain by that process. Demand for the coin would likely increase substantially.

如果批准了这些应用程序中的某些或全部，则将大大加深XRP与传统金融体系的集成，从而通过该过程为其链带来了很多额外的数量。对硬币的需求可能会大大增加。

The second catalyst is the inclusion of XRP in the U.S. Digital Asset Repository, assuming that the repository is ever actually implemented outside of an executive order mandating its creation.

第二个催化剂是将XRP纳入美国数字资产存储库中，假设存储库实际上是在执行其创建的行政命令之外实施的。

If the terms of the coin’s inclusion are similar to that of the Strategic Bitcoin Reserve — and they likely would be based on the proposals so far — the U.S. government would retain any XRP it acquired via asset forfeitures. It might also seek to acquire the coin on a budget-neutral basis, though it’s unclear precisely what that would mean or if it would actually happen.

如果硬币包含的条款与战略比特币储备的条款相似 - 迄今为止，它们可能会基于提案 - 美国政府将保留其通过资产没收获得的任何XRP。它也可能寻求以预算中立的基础获取硬币，尽管目前尚不清楚这意味着什么或它是否会真正发生。

The most likely outcome of the repository’s implementation, should it occur, is that the government effectively opts to hold some XRP indefinitely, or at least until another presidential administration changes the policy. That would also provide the coin with a tailwind over the long term, as it would mean buyers would be competing for a smaller circulating supply.

存储库实施的最有可能的结果是，政府有效地选择了XRP无限期地持有，或者至少直到另一个总统政府改变政策为止。这也将在长期内为硬币提供逆风，因为这意味着买家将争夺较小的循环供应。

In the very long run, whether or not those two catalysts actually happen, no rule prohibits XRP’s price from climbing to $100 or more. As long as its value-generating core mechanics remain intact, it might even be inevitable in around 10 years or so, provided that the crypto sector continues to grow as rapidly as it has so far.

从长远来看，无论这两种催化剂是否实际发生，都没有规则禁止XRP的价格攀升至100美元或更多。只要其产生价值的核心力学保持完整，甚至在大约10年左右的时间里，它甚至可能是不可避免的。

You don't need to believe in pie-in-the-sky price targets to buy and hold the coin. As we've noted before, it can multiply in value over the next few years and still be nowhere close to being worth $100, but you probably won't care about that if you have experienced a lot of upside from the run-up. The exact price gain isn't too important as long as XRP prices are increasing.

您无需相信天空价格目标即可购买和持有硬币。正如我们之前指出的那样，它可以在未来几年内价值繁殖，并且仍然几乎价值100美元，但是如果您从升级中经历了很多上升空间，您可能不会关心这一点。只要XRP价格上涨，确切的价格上涨就不会太重要。