XRP 成為一種傑出的加密貨幣，價值驚人地飆升 350%

Ripple Labs 的 XRP 已成為近幾個月最出色的加密貨幣之一，自 11 月初以來其價值飆升了 350%。

Cryptocurrency XRP, the native token of Ripple Labs, has taken center stage in the recent cryptocurrency market rally, boasting a remarkable 350% surge in value since early November. This meteoric rise has propelled XRP to become the third-largest digital asset, boasting a market capitalization of $145.6 billion, surpassing financial powerhouses like Mastercard and Morgan Stanley.

加密貨幣 XRP 是 Ripple Labs 的原生代幣，在最近的加密貨幣市場反彈中佔據了中心位置，自 11 月初以來其價值飆升了 350%。這種迅速崛起推動 XRP 成為第三大數位資產，市值達到 1,456 億美元，超過了萬事達卡和摩根士丹利等金融巨頭。

As of Friday, XRP was trading at $0.97, with a total supply of 150 billion tokens. Its market capitalization reached 145.6 billion Australian dollars, placing it third among cryptocurrencies and surpassing Mastercard's 133.8 billion AUD and Morgan Stanley's 128.3 billion AUD.

截至週五，XRP 的交易價格為 0.97 美元，總供應量為 1500 億枚。其市值達到1456億澳元，在加密貨幣中排名第三，超過萬事達卡的1338億澳元和摩根士丹利的1283億澳元。

This surge in value can be attributed to several key factors that have converged to drive XRP’s meteoric rise. At the heart of this phenomenon lies a wave of speculative interest that has gripped retail investors, particularly those活跃on platforms like r/XRP. These communities have played a pivotal role in promoting XRP’s adoption and celebrating its milestones.

價值的飆升可歸因於幾個關鍵因素，這些因素共同推動了 XRP 的快速上漲。這現象的核心在於一波投機興趣吸引了散戶投資者，尤其是那些活躍在 r/XRP 等平台上的投資者。這些社群在促進 XRP 的採用和慶祝其里程碑方面發揮了關鍵作用。

With a vast network of over 600,000 community members, these forums have become hotbeds of optimism, abuzz with projections and memes that ultimately inspire buying momentum.

這些論壇擁有超過 60 萬名社區成員的龐大網絡，已成為樂觀情緒的溫床，充斥著預測和迷因，最終激發了購買動力。

Unlike Bitcoin, which is often touted as digital gold, or Ethereum, which powers decentralized finance applications, XRP stands out as a utility token that is specifically designed to facilitate seamless cross-border transactions. Ripple's technology boasts near-instant settlement times and minimal fees, making XRP a promising alternative to traditional systems like SWIFT.

與經常被譽為數位黃金的比特幣或為去中心化金融應用程式提供支援的以太坊不同，XRP 是一種專門為促進無縫跨境交易而設計的實用代幣。 Ripple 的技術擁有近乎即時的結算時間和最低的費用，使 XRP 成為 SWIFT 等傳統系統的有前景的替代品。

Ripple's On-Demand Liquidity (ODL) service further solidifies this use case by enabling real-time international payments in over 40 markets worldwide. Prominent partnerships with financial institutions like American Express, Santander, and SBI Holdings have reinforced XRP's positioning as a global payment standard. Recently, Bhutan's central bank integrated ODL to enhance remittance efficiency.

Ripple 的隨選流動性 (ODL) 服務透過在全球 40 多個市場實現即時國際支付，進一步鞏固了這個用例。與美國運通、桑坦德銀行和 SBI Holdings 等金融機構的良好合作關係鞏固了 XRP 作為全球支付標準的地位。近期，不丹央行整合ODL以提高匯款效率。

Ripple's recent legal triumphs have also been instrumental in driving XRP’s rally. In a landmark case against the U.S. Securities and Exchange Commission (SEC), a 2024 court ruling decreed that XRP itself does not qualify as a security under federal law. This decision has notably boosted market confidence, despite the SEC's ongoing appeals.

Ripple 最近在法律上的勝利也對推動 XRP 的上漲起到了重要作用。在針對美國證券交易委員會 (SEC) 的具有里程碑意義的案件中，法院於 2024 年做出裁決，裁定 XRP 本身不符合聯邦法律規定的證券資格。儘管美國證券交易委員會不斷呼籲，但這項決定顯著提振了市場信心。

Ripple's leadership expresses optimism in resolving regulatory uncertainties, especially with the crypto-friendly Chair Paul Atkins at the SEC's helm. These developments are expected to pave the way for further institutional and retail adoption.

Ripple 的領導層對解決監管不確定性表示樂觀，尤其是對加密貨幣友好的主席 Paul Atkins 執掌 SEC 的情況下。這些發展預計將為機構和零售的進一步採用鋪平道路。

In other news, Ripple's ecosystem has expanded with the introduction of Ripple Liquid USD (RLUSD), a stablecoin backed by cash and U.S. Treasuries. Designed to simplify fiat-to-crypto conversions, RLUSD enhances XRP's utility by providing liquidity and ensuring faster, more secure transactions.

在其他消息中，隨著 Ripple Liquid USD（RLUSD）的推出，Ripple 的生態系統得到了擴展，Ripple Liquid USD 是一種由現金和美國國債支持的穩定幣。 RLUSD 旨在簡化法幣到加密貨幣的轉換，透過提供流動性並確保更快、更安全的交易來增強 XRP 的實用性。

Finally, institutional interest in XRP has surged, driven by new financial products and services. The December launch of XRP-backed exchange-traded funds (ETFs) by BlackRock, Fidelity, and Vanguard saw over $750 million in investments within weeks. Platforms like CME Group have introduced XRP futures, and Crypto.com offers high-yield interest products tied to XRP.

最後，在新的金融產品和服務的推動下，機構對 XRP 的興趣激增。貝萊德 (BlackRock)、富達 (Fidelity) 和先鋒 (Vanguard) 於 12 月推出 XRP 支持的交易所交易基金 (ETF)，幾週內投資額就超過 7.5 億美元。 CME Group 等平台推出了 XRP 期貨，Crypto.com 則提供與 XRP 掛鉤的高收益利息產品。

According to Eric Steinman, a crypto investment strategist, institutional investors are increasingly viewing XRP as a high-reward asset with transformative potential.

加密貨幣投資策略師 Eric Steinman 表示，機構投資者越來越多地將 XRP 視為具有變革潛力的高回報資產。

XRP's performance also boasts impressive metrics:

XRP 的性能還擁有令人印象深刻的指標：

- XRP's price surged 350% since early November, now trading at $0.97.

- 自 11 月初以來，XRP 的價格飆升了 350%，目前交易價格為 0.97 美元。

- It ranks as the third-largest cryptocurrency by market capitalization, boasting $145.6 billion.

- 以市值計算，它是第三大加密貨幣，價值 1,456 億美元。

- XRP's 24-hour trading volume reached $20.8 billion, surging over 1,400%.

- XRP 24 小時交易量達 208 億美元，飆漲超過 1,400%。

- The coin's relative strength index (RSI) soared to 93.6, indicating extreme overbought conditions.

- 該代幣的相對強度指數（RSI）飆升至93.6，顯示極端超買狀況。

- XRP's 100-day moving average stands at $0.46, while its 200-day moving average is $0.38.

- XRP 的 100 日移動均線為 0.46 美元，200 日移動均線為 0.38 美元。

XRP's unprecedented growth places it at the forefront of the evolving cryptocurrency landscape. With strong community backing, institutional interest, and advancements like ODL and RLUSD, Ripple's token is poised to redefine global finance and solidify its role in the decentralized economy.

XRP 前所未有的成長使其處於不斷發展的加密貨幣領域的最前沿。憑藉強大的社區支持、機構興趣以及 ODL 和 RLUSD 等進步，Ripple 的代幣有望重新定義全球金融並鞏固其在去中心化經濟中的作用。