WorldCoin希望通過用簽證卡更換錢包來成為您的銀行

根據接近此事的消息來源，該項目背後的公司的人類工具正在與Visa進行談判以創建付款錢包

Sam Altman, the CEO of OpenAI, is known for his ambitious projects that push the boundaries of technology and society. Now, rumors are swirling about a partnership between Tools for Humanity, the company behind the Worldcoin crypto project, and Visa to create a stablecoin payment wallet.

OpenAI首席執行官Sam Altman以其雄心勃勃的項目而聞名，這些項目突破了技術和社會的界限。現在，關於人類工具，Worldcoin Crypto項目背後的公司與簽證創建Stablecoin支付錢包之間的公司之間的合作夥伴關係。

This alliance would combine the boldness of crypto with the traditional financial infrastructure of Visa, aiming to transform the World Wallet into a "mini-universal bank account."

這個聯盟將將加密的大膽與簽證的傳統金融基礎設施相結合，旨在將世界錢包轉變為“迷你銀行帳戶”。

The integration of several stablecoins and cryptocurrencies within the same wallet is an innovation that could revolutionize the way people manage their finances.

在同一錢包中的幾個穩定幣和加密貨幣的整合是一種創新，可以徹底改變人們管理財務狀況的方式。

World Wallet: A Small Universal Bank Account

世界錢包：一個小型通用銀行帳戶

In the World Wallet, users could seamlessly convert dollars, euros, bitcoin, and other major cryptocurrencies. This fluidity would be facilitated by a Visa card, offering an unprecedented level of interoperability.

在世界錢包中，用戶可以無縫轉換美元，歐元，比特幣和其他主要加密貨幣。簽證卡將促進這種流動性，提供前所未有的互操作性水平。

"The goal is to be able to load, send, and spend without borders," an internal source familiar with the matter revealed.

熟悉此事的內部消息來源：“目的是能夠加載，發送和花費。”

This technology would benefit the 1.7 billion unbanked people globally, who could easily access financial services, and everyday users, who could simplify their money management.

這項技術將使17億無銀行賬戶在全球範圍內受益，他們可以輕鬆獲得金融服務，以及可以簡化其貨幣管理的日常用戶。

Rain, a partner backed by Coinbase and Circle, would provide the technical infrastructure for this project, having experience in facilitating crypto card programs for Optimism and Avalanche.

由Coinbase和Circle支持的合作夥伴Rain將為該項目提供技術基礎設施，並具有促進加密卡計劃的經驗，以獲得樂觀和雪崩。

This strategy places Visa at the heart of a rapidly expanding ecosystem, which Altman is aiming to capitalize on to quickly gain market share.

該策略將簽證置於一個快速擴展的生態系統的核心，Altman旨在利用該生態系統以快速獲得市場份額。

"Other wallet providers should be worried," the insider added.

內部人士補充說：“其他錢包提供者應該擔心。”

World Network recently launched World Chat, a messaging service that integrates crypto money transfers, further expanding the ecosystem.

世界網絡最近啟動了世界聊天，這是一項整合加密貨幣轉移的消息傳遞服務，進一步擴展了生態系統。

The goal is to create a holistic experience where users can communicate and transfer funds seamlessly within the same space. The wallet is just one piece of a much larger puzzle that aims to fundamentally redefine our relationship with money.

目標是創造一種整體體驗，用戶可以在同一空間內無縫地交流和轉移資金。錢包只是一個更大的難題，旨在從根本上重新定義我們與金錢的關係。

However, Worldcoin's ambitions face challenges. The project's iris-scanning orb, which has been deployed in several countries since 2021, has raised concerns about privacy and consent.

但是，WorldCoin的野心面臨挑戰。自2021年以來，該項目的虹膜掃描球部署在多個國家中，引起了人們對隱私和同意的擔憂。

The initiative, which pays people in return for scanning their irises with the orb, has been met with mixed reactions. Some critics view it as a method of collecting biometric data and exploiting people in emerging markets with the promise of crypto riches.

該倡議付出了付費，以換取用球掃描虹膜的倡議，這一倡議遇到了不同的反應。一些批評家將其視為收集生物識別數據並利用新興市場中的人們的一種方法，並承諾加密富裕。

"Innovation should not be used to justify mass surveillance and predatory practices," warns one critic of the project.

該項目的一位批評者警告說：“不應使用創新來證明大規模監視和掠奪性實踐的合理性。”

Regulators will also be watching this partnership closely, especially in the context of stablecoins, which some see as a threat to monetary sovereignty.

監管機構還將密切關注這種夥伴關係，尤其是在Stablecoins的背景下，有些人認為這是對貨幣主權的威脅。

Can Visa, which is accustomed to navigating the murky waters of compliance in the financial sector, manage to smoothly integrate this partnership in a way that satisfies everyone involved? Only time will tell.

可以習慣於在金融部門涉足依從性的依從性水域的簽證能夠以滿足所有人所涉及的每個人的方式平穩整合這種夥伴關係嗎？只有時間會證明。

This partnership also comes amid reports that Mastercard is exploring similar collaborations with major crypto platforms. Both payment giants are now engaged in a quiet race to integrate the technologies and user bases of the two worlds.

該合作夥伴關係也有報導稱，萬事達卡正在探索與主要加密平台的類似合作。現在，這兩個付款巨頭都參加了一場安靜的比賽，以整合兩個世界的技術和用戶群。

This partnership between OpenAI and Visa could mark a decisive turning point: the transition of crypto from a niche tech market to a true public tool. This evolution becomes even more likely with the involvement of major players like BlackRock, which contributes to demystifying bitcoin.

Openai和Visa之間的這種夥伴關係可能標誌著一個決定性的轉折點：從利基技術市場過渡到真正的公共工具。隨著貝萊德（Blackrock）等主要參與者的參與，這種演變的可能性更大，這有助於揭開比特幣的神秘面紗。