WorldCoin希望通过用签证卡更换钱包来成为您的银行

根据接近此事的消息来源，该项目背后的公司的人类工具正在与Visa进行谈判以创建付款钱包

Sam Altman, the CEO of OpenAI, is known for his ambitious projects that push the boundaries of technology and society. Now, rumors are swirling about a partnership between Tools for Humanity, the company behind the Worldcoin crypto project, and Visa to create a stablecoin payment wallet.

OpenAI首席执行官Sam Altman以其雄心勃勃的项目而闻名，这些项目突破了技术和社会的界限。现在，关于人类工具，Worldcoin Crypto项目背后的公司与签证创建Stablecoin支付钱包之间的公司之间的合作伙伴关系。

This alliance would combine the boldness of crypto with the traditional financial infrastructure of Visa, aiming to transform the World Wallet into a "mini-universal bank account."

这个联盟将将加密的大胆与签证的传统金融基础设施相结合，旨在将世界钱包转变为“迷你银行帐户”。

The integration of several stablecoins and cryptocurrencies within the same wallet is an innovation that could revolutionize the way people manage their finances.

在同一钱包中的几个稳定币和加密货币的整合是一种创新，可以彻底改变人们管理财务状况的方式。

World Wallet: A Small Universal Bank Account

世界钱包：一个小型通用银行帐户

In the World Wallet, users could seamlessly convert dollars, euros, bitcoin, and other major cryptocurrencies. This fluidity would be facilitated by a Visa card, offering an unprecedented level of interoperability.

在世界钱包中，用户可以无缝转换美元，欧元，比特币和其他主要加密货币。签证卡将促进这种流动性，提供前所未有的互操作性水平。

"The goal is to be able to load, send, and spend without borders," an internal source familiar with the matter revealed.

熟悉此事的内部消息来源：“目的是能够加载，发送和花费。”

This technology would benefit the 1.7 billion unbanked people globally, who could easily access financial services, and everyday users, who could simplify their money management.

这项技术将使17亿无银行账户在全球范围内受益，他们可以轻松获得金融服务，以及可以简化其货币管理的日常用户。

Rain, a partner backed by Coinbase and Circle, would provide the technical infrastructure for this project, having experience in facilitating crypto card programs for Optimism and Avalanche.

由Coinbase和Circle支持的合作伙伴Rain将为该项目提供技术基础设施，并具有促进加密卡计划的经验，以获得乐观和雪崩。

This strategy places Visa at the heart of a rapidly expanding ecosystem, which Altman is aiming to capitalize on to quickly gain market share.

该策略将签证置于一个快速扩展的生态系统的核心，Altman旨在利用该生态系统以快速获得市场份额。

"Other wallet providers should be worried," the insider added.

内部人士补充说：“其他钱包提供者应该担心。”

World Network recently launched World Chat, a messaging service that integrates crypto money transfers, further expanding the ecosystem.

世界网络最近启动了世界聊天，这是一项整合加密货币转移的消息传递服务，进一步扩展了生态系统。

The goal is to create a holistic experience where users can communicate and transfer funds seamlessly within the same space. The wallet is just one piece of a much larger puzzle that aims to fundamentally redefine our relationship with money.

目标是创造一种整体体验，用户可以在同一空间内无缝地交流和转移资金。钱包只是一个更大的难题，旨在从根本上重新定义我们与金钱的关系。

However, Worldcoin's ambitions face challenges. The project's iris-scanning orb, which has been deployed in several countries since 2021, has raised concerns about privacy and consent.

但是，WorldCoin的野心面临挑战。自2021年以来，该项目的虹膜扫描球部署在多个国家中，引起了人们对隐私和同意的担忧。

The initiative, which pays people in return for scanning their irises with the orb, has been met with mixed reactions. Some critics view it as a method of collecting biometric data and exploiting people in emerging markets with the promise of crypto riches.

该倡议付出了付费，以换取用球扫描虹膜的倡议，这一倡议遇到了不同的反应。一些批评家将其视为收集生物识别数据并利用新兴市场中的人们的一种方法，并承诺加密富裕。

"Innovation should not be used to justify mass surveillance and predatory practices," warns one critic of the project.

该项目的一位批评者警告说：“不应使用创新来证明大规模监视和掠夺性实践的合理性。”

Regulators will also be watching this partnership closely, especially in the context of stablecoins, which some see as a threat to monetary sovereignty.

监管机构还将密切关注这种伙伴关系，尤其是在Stablecoins的背景下，有些人认为这是对货币主权的威胁。

Can Visa, which is accustomed to navigating the murky waters of compliance in the financial sector, manage to smoothly integrate this partnership in a way that satisfies everyone involved? Only time will tell.

可以习惯于在金融部门涉足依从性的依从性水域的签证能够以满足所有人所涉及的每个人的方式平稳整合这种伙伴关系吗？只有时间会证明。

This partnership also comes amid reports that Mastercard is exploring similar collaborations with major crypto platforms. Both payment giants are now engaged in a quiet race to integrate the technologies and user bases of the two worlds.

该合作伙伴关系也有报道称，万事达卡正在探索与主要加密平台的类似合作。现在，这两个付款巨头都参加了一场安静的比赛，以整合两个世界的技术和用户群。

This partnership between OpenAI and Visa could mark a decisive turning point: the transition of crypto from a niche tech market to a true public tool. This evolution becomes even more likely with the involvement of major players like BlackRock, which contributes to demystifying bitcoin.

Openai和Visa之间的这种伙伴关系可能标志着一个决定性的转折点：从利基技术市场过渡到真正的公共工具。随着贝莱德（Blackrock）等主要参与者的参与，这种演变的可能性更大，这有助于揭开比特币的神秘面纱。