USDC 取代 Tether 作為穩定幣的主導地位，助長加密貨幣投機

根據 Visa 數據，Circle 的 USDC 穩定幣交易量在 2024 年已超過 Tether（USDT）。這一激增是在 Visa 穩定幣分析網站推出後出現的，該網站可以更準確地追蹤市場。支付巨頭 Stripe 最近決定接受 USDC 進行加密貨幣支付，這可能會進一步提高其採用率，從而有可能縮小與 Tether 市場主導地位的差距。

Circle's USDC Overtakes Tether as the Dominant Stablecoin, Fueling Speculation about Cryptocurrency's Future

Circle 的 USDC 取代 Tether 成為主導穩定幣，引發了對加密貨幣未來的猜測

In a significant shift in the cryptocurrency landscape, Circle's USDC has emerged as the top stablecoin in terms of trading volume, surpassing the long-standing leader Tether (USDT). This development has sent shockwaves through the crypto community and raised questions about the future of digital currencies.

在加密貨幣格局的重大轉變中，Circle 的 USDC 已成為交易量最高的穩定幣，超過了長期領先的 Tether (USDT)。這一發展給加密貨幣社群帶來了衝擊，並引發了人們對數位貨幣未來的質疑。

Visa's Stablecoin Index Confirms USDC's Dominance

Visa 的穩定幣指數證實了 USDC 的主導地位

Visa, in collaboration with Allium Labs, recently launched a stablecoin index designed to accurately gauge the state of the market and mitigate potential distortions. This index has revealed that USDC has consistently surpassed USDT in trading volume since the beginning of 2024.

Visa 與 Allium Labs 合作，最近推出了穩定幣指數，旨在準確衡量市場狀況並減輕潛在的扭曲。該指數顯示，自 2024 年初以來，USDC 的交易量一直超過 USDT。

USDC's Market Share Soars

USDC 市場份額飆升

Since January, USDC has captured an impressive 50% of the total stablecoin trading volume. This surge in popularity has left Tether trailing behind, with a mere 20% share. Visa, which partnered with Circle in 2020, has yet to provide specific reasons for this shift in market dominance.

自 1 月以來，USDC 佔據了穩定幣總交易量的 50%，令人印象深刻。受歡迎程度的飆升讓 Tether 落後了，僅佔 20% 的份額。 Visa 於 2020 年與 Circle 合作，但尚未提供市場主導轉變的具體原因。

Stripe's Embrace of USDC Boosts Adoption

Stripe 對 USDC 的擁抱促進了採用率

Payment giant Stripe's recent decision to accept USDC for crypto payments has further fueled its adoption. Stripe's significant transaction volume of over $1 trillion in 2023 could potentially narrow the gap between USDC and USDT, consolidating USDC's position as the leading stablecoin.

支付巨頭 Stripe 最近決定接受 USDC 進行加密貨幣支付，進一步推動了其採用。到 2023 年，Stripe 的交易量將超過 1 兆美元，這可能會縮小 USDC 和 USDT 之間的差距，從而鞏固 USDC 作為領先穩定幣的地位。

USDC's Rise Despite Regulatory Scrutiny

儘管受到監管審查，USDC 仍在上漲

Despite its recent success, USDC has not been immune to regulatory scrutiny. Last year, Circle's exposure to the failed Silicon Valley Bank raised concerns about the stability of the stablecoin. However, USDC has since rebounded, demonstrating its resilience in the face of market volatility.

儘管 USDC 最近取得了成功，但它也未能倖免於監管審查。去年，Circle 對失敗的矽谷銀行的投資引發了人們對穩定幣穩定性的擔憂。然而，USDC 此後出現反彈，顯示出其面對市場波動的韌性。

Questions Linger about Stablecoin Volatility

關於穩定幣波動性的疑問揮之不去

While stablecoins are designed to maintain a consistent value pegged to a fiat currency, they have not been immune to fluctuations. USDC's value briefly dropped in December 2023 after Circle's disclosure of its exposure to the failed Silicon Valley Bank.

雖然穩定幣的設計目的是保持與法定貨幣掛鉤的一致價值，但它們並不能免受波動的影響。在 Circle 披露其對倒閉的矽谷銀行的風險敞口後，USDC 的價值在 2023 年 12 月短暫下跌。

Visa's Cautionary Note

Visa 的注意事項

Visa's Head of Crypto, Cuy Sheffield, has cautioned that stablecoin transaction data can be complex and subject to different interpretations. He advises filtering out bot-related transactions to gain a clearer understanding of actual usage.

Visa 的加密貨幣主管 Cuy Sheffield 警告說，穩定幣交易數據可能很複雜，並且可能有不同的解釋。他建議過濾掉與機器人相關的交易，以便更清楚地了解實際使用情況。

Speculation about Cryptocurrency's Future

關於加密貨幣未來的猜測

The rise of USDC has sparked speculation about the future of cryptocurrency as a whole. Some experts believe that the increasing adoption of stablecoins could lead to the decline of more volatile cryptocurrencies like Bitcoin. Others argue that stablecoins serve a complementary role in the broader cryptocurrency ecosystem.

USDC的崛起引發了人們對整個加密貨幣未來的猜測。一些專家認為，穩定幣的日益普及可能會導致比特幣等波動性較大的加密貨幣的下跌。其他人則認為，穩定幣在更廣泛的加密貨幣生態系統中發揮補充作用。

Conclusion

結論

The ascent of USDC to the top of the stablecoin rankings is a testament to its growing popularity and acceptance within the cryptocurrency community. Stripe's decision to integrate USDC into its payment system could further accelerate its adoption and potentially reshape the competitive landscape. While questions remain about the stability and future of stablecoins, their growing prominence suggests that they are likely to play an increasingly important role in the evolving world of digital currencies.

USDC 在穩定幣排名中的上升證明了它在加密貨幣社群中越來越受歡迎和接受。 Stripe 決定將 USDC 整合到其支付系統中，這可能會進一步加速其採用，並有可能重塑競爭格局。雖然穩定幣的穩定性和未來仍然存在疑問，但它們的日益突出表明它們可能在不斷發展的數位貨幣世界中發揮越來越重要的作用。