USDC 取代 Tether 作为稳定币的主导地位，助长加密货币投机

根据 Visa 数据，Circle 的 USDC 稳定币交易量在 2024 年已超过 Tether（USDT）。这一激增是在 Visa 稳定币分析网站推出后出现的，该网站可以更准确地跟踪市场。支付巨头 Stripe 最近决定接受 USDC 进行加密货币支付，这可能会进一步提高其采用率，从而有可能缩小与 Tether 市场主导地位的差距。

Circle's USDC Overtakes Tether as the Dominant Stablecoin, Fueling Speculation about Cryptocurrency's Future

Circle 的 USDC 取代 Tether 成为主导稳定币，引发了对加密货币未来的猜测

In a significant shift in the cryptocurrency landscape, Circle's USDC has emerged as the top stablecoin in terms of trading volume, surpassing the long-standing leader Tether (USDT). This development has sent shockwaves through the crypto community and raised questions about the future of digital currencies.

在加密货币格局的重大转变中，Circle 的 USDC 已成为交易量最高的稳定币，超过了长期领先的 Tether (USDT)。这一发展给加密货币社区带来了冲击，并引发了人们对数字货币未来的质疑。

Visa's Stablecoin Index Confirms USDC's Dominance

Visa 的稳定币指数证实了 USDC 的主导地位

Visa, in collaboration with Allium Labs, recently launched a stablecoin index designed to accurately gauge the state of the market and mitigate potential distortions. This index has revealed that USDC has consistently surpassed USDT in trading volume since the beginning of 2024.

Visa 与 Allium Labs 合作，最近推出了稳定币指数，旨在准确衡量市场状况并减轻潜在的扭曲。该指数显示，自 2024 年初以来，USDC 的交易量一直超过 USDT。

USDC's Market Share Soars

USDC 市场份额飙升

Since January, USDC has captured an impressive 50% of the total stablecoin trading volume. This surge in popularity has left Tether trailing behind, with a mere 20% share. Visa, which partnered with Circle in 2020, has yet to provide specific reasons for this shift in market dominance.

自 1 月份以来，USDC 占据了稳定币总交易量的 50%，令人印象深刻。受欢迎程度的飙升让 Tether 落后了，仅占 20% 的份额。 Visa 于 2020 年与 Circle 合作，但尚未提供市场主导地位转变的具体原因。

Stripe's Embrace of USDC Boosts Adoption

Stripe 对 USDC 的拥抱促进了采用率

Payment giant Stripe's recent decision to accept USDC for crypto payments has further fueled its adoption. Stripe's significant transaction volume of over $1 trillion in 2023 could potentially narrow the gap between USDC and USDT, consolidating USDC's position as the leading stablecoin.

支付巨头 Stripe 最近决定接受 USDC 进行加密货币支付，进一步推动了其采用。到 2023 年，Stripe 的交易量将超过 1 万亿美元，这可能会缩小 USDC 和 USDT 之间的差距，从而巩固 USDC 作为领先稳定币的地位。

USDC's Rise Despite Regulatory Scrutiny

尽管受到监管审查，USDC 仍在上涨

Despite its recent success, USDC has not been immune to regulatory scrutiny. Last year, Circle's exposure to the failed Silicon Valley Bank raised concerns about the stability of the stablecoin. However, USDC has since rebounded, demonstrating its resilience in the face of market volatility.

尽管 USDC 最近取得了成功，但它也未能幸免于监管审查。去年，Circle 对失败的硅谷银行的投资引发了人们对稳定币稳定性的担忧。然而，USDC 此后出现反弹，显示出其面对市场波动的韧性。

Questions Linger about Stablecoin Volatility

关于稳定币波动性的疑问挥之不去

While stablecoins are designed to maintain a consistent value pegged to a fiat currency, they have not been immune to fluctuations. USDC's value briefly dropped in December 2023 after Circle's disclosure of its exposure to the failed Silicon Valley Bank.

虽然稳定币的设计目的是保持与法定货币挂钩的一致价值，但它们并不能免受波动的影响。在 Circle 披露其对倒闭的硅谷银行的风险敞口后，USDC 的价值在 2023 年 12 月短暂下跌。

Visa's Cautionary Note

Visa 的注意事项

Visa's Head of Crypto, Cuy Sheffield, has cautioned that stablecoin transaction data can be complex and subject to different interpretations. He advises filtering out bot-related transactions to gain a clearer understanding of actual usage.

Visa 的加密货币主管 Cuy Sheffield 警告说，稳定币交易数据可能很复杂，并且可能有不同的解释。他建议过滤掉与机器人相关的交易，以便更清楚地了解实际使用情况。

Speculation about Cryptocurrency's Future

关于加密货币未来的猜测

The rise of USDC has sparked speculation about the future of cryptocurrency as a whole. Some experts believe that the increasing adoption of stablecoins could lead to the decline of more volatile cryptocurrencies like Bitcoin. Others argue that stablecoins serve a complementary role in the broader cryptocurrency ecosystem.

USDC的崛起引发了人们对整个加密货币未来的猜测。一些专家认为，稳定币的日益普及可能会导致比特币等波动性较大的加密货币的下跌。其他人则认为，稳定币在更广泛的加密货币生态系统中发挥着补充作用。

Conclusion

结论

The ascent of USDC to the top of the stablecoin rankings is a testament to its growing popularity and acceptance within the cryptocurrency community. Stripe's decision to integrate USDC into its payment system could further accelerate its adoption and potentially reshape the competitive landscape. While questions remain about the stability and future of stablecoins, their growing prominence suggests that they are likely to play an increasingly important role in the evolving world of digital currencies.

USDC 在稳定币排名中的上升证明了它在加密货币社区中越来越受欢迎和接受。 Stripe 决定将 USDC 整合到其支付系统中，这可能会进一步加速其采用，并有可能重塑竞争格局。虽然稳定币的稳定性和未来仍然存在疑问，但它们的日益突出表明它们可能在不断发展的数字货币世界中发挥越来越重要的作用。