USDC 穩定幣發行人圈報告年增 78%，月交易量達到 1 兆美元

Circle 將 USDC 的快速採用歸因於幾個關鍵因素，包括監管清晰度的提高和新區塊鏈技術的可擴展性的增強。

Circle, the issuer of USDC stablecoin, has reported a remarkable year-on-year increase of 78 percent in the digital asset’s circulation. As of November 2024, the monthly transaction volume for USDC has reached a staggering $1 trillion, which is equivalent to approximately Rs. 86,39,270 crore. Since its launch in September 2018, USDC has amassed an all-time transaction volume of $18 trillion, roughly Rs. 15,55,21,000 crore.

USDC 穩定幣發行商 Circle 報告稱，該數位資產的流通量年增 78%。截至 2024 年 11 月，USDC 的月交易量已達到驚人的 1 兆美元，相當於約盧比。 86,39,270 千萬盧比。自 2018 年 9 月推出以來，USDC 的歷史交易量已達到 18 兆美元，約合盧比。 15552100億盧比。

Based in Boston, Massachusetts, Circle’s USDC stablecoin is pegged to the US dollar and competes closely with Tether in the stablecoin market. While Tether holds the title of the largest stablecoin by market capitalization, USDC is recognized as the second-largest token in this space. USDC offers its holders the ability to convert fiat currency into cryptocurrency seamlessly. Additionally, users can utilize USDC tokens for payments, which helps them avoid extra transaction fees. According to data from CoinMarketCap, there are currently 45.76 billion USDC tokens in circulation, and the significant volume underscores the growing acceptance and utility of USDC in various financial transactions.

Circle 的 USDC 穩定幣總部位於麻薩諸塞州波士頓，與美元掛鉤，在穩定幣市場與 Tether 展開激烈競爭。雖然 Tether 擁有市值最大的穩定幣稱號，但 USDC 被認為是該領域的第二大代幣。 USDC 為其持有者提供將法定貨幣無縫轉換為加密貨幣的能力。此外，用戶可以使用 USDC 代幣進行支付，這有助於他們避免額外的交易費用。根據 CoinMarketCap 的數據，目前有 457.6 億美元的 USDC 代幣在流通，龐大的交易量凸顯了 USDC 在各種金融交易中的接受度和效用不斷提高。

The rise of USDC can be attributed to its robust infrastructure and the increasing demand for digital currencies. As more individuals and businesses recognize the benefits of stablecoins, USDC is positioned to play a crucial role in the evolving financial landscape. Its ability to facilitate quick and cost-effective transactions makes it an attractive option for users looking to navigate the complexities of digital finance.

USDC 的崛起可歸因於其強大的基礎設施和對數位貨幣不斷增長的需求。隨著越來越多的個人和企業認識到穩定幣的好處，USDC 預計將在不斷發展的金融格局中發揮至關重要的作用。它能夠促進快速且經濟高效的交易，這使其成為尋求應對數位金融複雜性的用戶的有吸引力的選擇。

In its report, Circle highlights several key factors that have contributed to the rapid adoption of USDC. The company points to improved regulatory clarity and enhanced scalability of new blockchain technologies as driving forces behind the stablecoin’s success. Growing regulatory frameworks instill greater confidence in USDC among consumers, businesses, and financial institutions, which is essential for the widespread acceptance of digital currencies.

Circle 在報告中強調了促成 USDC 快速採用的幾個關鍵因素。該公司指出，監管清晰度的提高和新區塊鏈技術增強的可擴展性是穩定幣成功背後的驅動力。不斷完善的監管框架增強了消費者、企業和金融機構對 USDC 的信心，這對於數位貨幣的廣泛接受至關重要。

Moreover, advancements in blockchain technology have simplified the user experience. Developers are actively working to eliminate complexities, making it easier for users to engage with USDC. Blockchains that have successfully addressed significant scaling challenges can now facilitate USDC payments globally at minimal costs. This efficiency is crucial for driving further adoption of the stablecoin.

此外，區塊鏈技術的進步簡化了使用者體驗。開發人員正在積極努力消除複雜性，使用戶更容易與 USDC 互動。已經成功解決重大擴容挑戰的區塊鏈現在可以以最低的成本促進 USDC 在全球範圍內的支付。這種效率對於推動穩定幣的進一步採用至關重要。

Despite facing regulatory scrutiny, including an investigation by the US SEC in 2021, Circle has continued to expand its ecosystem. The company has recognized the need for enhanced infrastructure to support instant payments, which is vital for the growth of the USDC economy. As fintech executives increasingly acknowledge this necessity, USDC is poised to become a central player in the future of finance.

儘管面臨監管審查，包括 2021 年美國 SEC 的調查，Circle 仍在繼續擴展其生態系統。該公司已經認識到需要加強基礎設施來支持即時支付，這對於 USDC 經濟的成長至關重要。隨著金融科技高階主管越來越意識到這種必要性，USDC 有望成為未來金融的核心參與者。

Circle has also pursued strategic partnerships to bolster the USDC ecosystem. In a notable collaboration, the company joined forces with Sony to enhance the USDC presence within the Soneium blockchain. This partnership aims to position USDC as a key token within the Soneium network, further expanding its utility and reach. Additionally, in December بسرعة فائقة 2024, Binance announced its collaboration with Circle to adopt USDC for managing its treasury. Such partnerships highlight the growing acceptance of USDC among major players in the cryptocurrency space.

Circle 也尋求策略夥伴關係來支援 USDC 生態系統。在一次值得注意的合作中，該公司與Sony聯手增強了 USDC 在 Soneium 區塊鏈中的影響力。此次合作旨在將 USDC 定位為 Soneium 網路中的關鍵代幣，進一步擴大其實用性和覆蓋範圍。此外，2024 年 12 月，幣安宣布與 Circle 合作，採用 USDC 來管理其金庫。這種合作關係凸顯了 USDC 在加密貨幣領域的主要參與者中的接受度不斷提高。

Jeremy Allaire, the CEO of Circle, has been vocal about the need for US authorities to consider the legalization of stablecoins. He believes that the recent banking crisis in the US has underscored the importance of digitizing the US dollar through stablecoins. As the financial landscape continues to evolve, USDC is well-positioned to capitalize on emerging trends. The combination of strategic partnerships, regulatory clarity, and technological advancements suggests a promising future for Circle and its stablecoin. With increasing adoption, USDC may play a pivotal role in shaping the future of digital finance.

Circle 執行長 Jeremy Allaire 一直直言不諱地表示，美國當局需要考慮穩定幣的合法化。他認為，最近美國的銀行業危機凸顯了透過穩定幣來實現美元數位化的重要性。隨著金融格局的不斷發展，USDC 處於有利地位，可以利用新興趨勢。戰略合作夥伴關係、監管清晰度和技術進步的結合表明了 Circle 及其穩定幣的光明前景。隨著採用率的不斷提高，USDC 可能會在塑造數位金融的未來方面發揮關鍵作用。