用比特幣創造財富的終極指南

與代表公司股權的股票不同，比特幣的價格完全取決於下一個人願意以什麼價格購買或出售它。

Cryptocurrency has become a new asset class in the investing community over the past decade. According to research by The Motley Fool, an estimated 75% of people who own crypto view it as an investment. However, the industry isn't perfect, and meme coins and other scams can cost investors their hard-earned money.

過去十年，加密貨幣已成為投資界的新資產類別。根據 The Motley Fool 的研究，估計 75% 的加密貨幣持有者將其視為一種投資。然而，這個行業並不完美，迷因幣和其他騙局可能會讓投資者損失他們辛苦賺來的錢。

That's why Bitcoin (CRYPTO:BTC), the world's first cryptocurrency, is arguably the best cryptocurrency to invest in today.

這就是為什麼世界上第一種加密貨幣比特幣（CRYPTO：BTC）可以說是當今最好的投資加密貨幣。

However, unlike stocks, which represent equity in companies, Bitcoin's price depends solely on what the next person is willing to buy or sell it at. Therefore, getting the most out of your Bitcoin investment might take a specific approach. Here is the ultimate guide to building wealth with Bitcoin.

然而，與代表公司股權的股票不同，比特幣的價格完全取決於下一個人願意以什麼價格購買或出售它。因此，要充分利用比特幣投資，可能需要採取特定的方法。這是利用比特幣創造財富的終極指南。

Understanding Bitcoin's success

了解比特幣的成功

You probably already know that Bitcoin's price has increased exponentially over the past decade. It once took thousands of bitcoins to pay for two pizzas. But recently, Bitcoin's price surpassed $100,000 for the first time. How did it get to this point? More importantly, why could it continue?

您可能已經知道，比特幣的價格在過去十年中呈指數級增長。曾經需要數千比特幣才能支付兩個披薩。但最近，比特幣的價格首次突破10萬美元。怎麼就到了這一步了？更重要的是，為什麼它能夠持續下去？

Understanding what you own, whether stocks or Bitcoin, is the first step to maximizing your investment returns.

了解您擁有什麼，無論是股票還是比特幣，都是實現投資回報最大化的第一步。

Bitcoin is an anti-inflationary digital asset, similar to gold, but in digital form. While you generally can't buy groceries with gold coins, society covets gold and assigns value to it. Bitcoin is similar, though its digital nature has helped it gain some traction in commerce. Bitcoin's supply grows at a controlled pace and has a total cap of 21 million bitcoins.

比特幣是一種抗通膨的數位資產，類似於黃金，但以數位形式存在。雖然你通常不能用金幣購買雜貨，但社會覬覦黃金並賦予它價值。比特幣是相似的，儘管它的數位性質幫助它在商業中獲得了一些吸引力。比特幣的供應量以可控的速度增長，比特幣總量上限為 2,100 萬個。

In other words, there's only so much Bitcoin. That's important because Bitcoin's price is in U.S. dollars, a fiat currency. The U.S. Federal Reserve has continually created more dollars, increasing the economy's money supply. Prices rise (inflation) if the money supply increases faster than the amount of available goods and services.

換句話說，比特幣的數量就這麼多。這很重要，因為比特幣的價格以美元（一種法定貨幣）為單位。聯準會不斷創造更多美元，增加經濟的貨幣供應量。如果貨幣供應量的成長速度快於可用商品和服務數量的成長速度，價格就會上漲（通貨膨脹）。

As society adopts and covets Bitcoin more, the increased demand against its limited supply drives the price up. Inflation caused by an increasing money supply only adds to that effect. Bitcoin's market cap is approximately $2 trillion today, still just a fraction of gold's (estimated at over $18 trillion). Bitcoin's price could continue rising if society continues coveting Bitcoin and inflation continues.

隨著社會更多地採用和垂涎比特幣，對其有限供應的需求增加推動了價格上漲。貨幣供應量增加所引起的通貨膨脹只會加劇這種影響。如今，比特幣的市值約為 2 兆美元，仍然只是黃金市值（估計超過 18 兆美元）的一小部分。如果社會繼續覬覦比特幣並且通貨膨脹持續下去，比特幣的價格可能會繼續上漲。

With Bitcoin's fundamentals laid out, it's time to focus on some practical tips for investing in Bitcoin.

在了解了比特幣的基本原理後，現在是時候專注於一些投資比特幣的實用技巧了。

1. Buy Bitcoin slowly and steadily

1. 緩慢而穩定地購買比特幣

Since Bitcoin's price depends on buyers and sellers, it can be highly volatile, especially when investors are overly greedy or fearful. That means Bitcoin is prone to boom-and-bust price cycles. Below, you can see that dramatic price declines are par for the course:

由於比特幣的價格取決於買家和賣家，因此它可能會高度波動，特別是當投資者過度貪婪或恐懼時。這意味著比特幣很容易出現繁榮與蕭條的價格週期。下面，您可以看到價格大幅下跌是該課程的常態：

Bitcoin Price data by YCharts

YCharts 提供的比特幣價格數據

It can be emotionally challenging to stomach large price swings like this. Consider using a dollar-cost averaging strategy to buy Bitcoin slowly, little by little, so that you gradually accumulate Bitcoin at a price that averages out over time. You probably won't buy at an absolute low point, but it will prevent lousy timing from putting you underwater on your investment.

承受如此大的價格波動可能在情感上具有挑戰性。考慮使用美元成本平均策略慢慢地、一點一點地購買比特幣，這樣你就可以隨著時間的推移以平均價格逐漸累積比特幣。你可能不會在絕對低點買入，但它可以防止糟糕的時機讓你的投資陷入困境。

2. Avoid leverage

2.避免槓桿

Continually rising prices can lull investors into a false sense of invincibility. They can tempt people to borrow money to buy assets or invest in leveraged exchange-traded funds (ETFs). Please remember that leverage is a double-edged sword that feels great when prices rise, but it increases your losses when prices go against you.

持續上漲的價格可能會讓投資者產生一種無敵的錯誤感覺。它們可以誘惑人們借錢購買資產或投資槓桿交易所交易基金（ETF）。請記住，槓桿是一把雙刃劍，當價格上漲時，槓桿感覺很好，但當價格對您不利時，它會增加您的損失。

Leverage is one of the most common ways individual investors destroy their portfolios, and it's an exceedingly terrible idea when used in conjunction with a volatile asset like Bitcoin.

槓桿是個人投資者破壞其投資組合的最常見方式之一，當與比特幣等波動性資產結合時，這是一個極其糟糕的想法。

3. Keep it simple

3. 保持簡單

When investing in Bitcoin, people have some choices. They can buy actual Bitcoin, or invest in a spot Bitcoin ETF like the Grayscale Bitcoin Trust (OTC:GBTC).

當投資比特幣時，人們有一些選擇。他們可以購買實際的比特幣，或投資現貨比特幣 ETF，例如灰階比特幣信託基金（OTC：GBTC）。

There are pros and cons to each.

各有利弊。

Investing directly in Bitcoin requires a blockchain wallet or an account with a crypto exchange like Coinbase (NASDAQ:COIN). However, you can buy or sell shares of a spot Bitcoin ETF in a standard brokerage account, just as you would stocks. The ETFs are more convenient but charge fees that can affect your investment returns. Of course, you could lose your blockchain wallet if it's stored offline, and you might not technically own the cryptocurrencies you hold on an exchange. So, the way you go depends on your personal preferences.

直接投資比特幣需要區塊鏈錢包或 Coinbase（納斯達克股票代碼：COIN）等加密貨幣交易所的帳戶。然而，您可以在標準經紀帳戶中購買或出售現貨比特幣 ETF 的股票，就像購買股票一樣。 ETF 更方便，但收取的費用可能會影響您的投資回報。當然，如果您的區塊鏈錢包離線存儲，您可能會丟失它，並且從技術上講您可能不擁有在交易所持有的加密貨幣。所以，你走的路取決於你的個人喜好。

4. Diversify

4.多元化

Bitcoin's fantastic past returns don't guarantee anything about the future. Investors should treat Bitcoin like any other asset and avoid putting all their eggs in one basket. Remember to diversify your investment portfolio. Besides, if Bitcoin eventually goes as high as some people hope, you won't need much to generate massive returns.

比特幣過去的出色回報並不能保證未來。投資者應該像對待任何其他資產一樣對待比特幣，並避免將所有雞蛋放在一個籃子裡。請記住使您的投資組合多樣化。此外，如果比特幣最終像一些人希望的那樣上漲，你不需要太多就能產生巨額回報。