布萊恩·阿姆斯特朗（Brian Armstrong）表示，如果國會通過Stablecoin立法，美國經濟將受益

在社交媒體平台X上的一篇新帖子中，阿姆斯特朗說，以美元支持的穩定穩定性越來越受歡迎，並可能會為用戶以及美國帶來更大的利益，並隨著法律的改變。

Coinbase CEO Brian Armstrong is calling on Congress to pass stablecoin legislation that would allow users to earn on-chain interest, saying that move would help boost the US economy.

Coinbase首席執行官布萊恩·阿姆斯特朗（Brian Armstrong）呼籲國會通過Stablecoin立法，這將使用戶能夠贏得鏈上的利息，稱此舉將有助於提高美國經濟。

In a new post on X, Armstrong says dollar-backed stablecoins are growing in popularity and could yield increased benefits for users as well as the US with changes to the law.

阿姆斯特朗（Armstrong）在一篇有關X的新帖子中說，美元支持的穩定幣在越來越受歡迎，並可能會為用戶以及美國帶來更大的收益，隨著法律的改變。

As US lawmakers discuss stablecoin bills this year, Armstrong says the government should legalize on-chain interest for users.

正如美國立法者討論今年的Stablecoin法案時，阿姆斯特朗表示，政府應合法化用戶的鏈上利益。

“Stablecoins have already found product market fit by digitizing the dollar and other fiat currencies, but we haven’t unlocked a critical piece of the puzzle for the average person, and the US economy, to reap the full benefits: on-chain interest, says Armstrong.”On-chain interest’ is the ability of a stablecoin to function as a form of payment and directly deliver interest earned on reserve assets to the stablecoin holder, effectively an interest-bearing checking account.”

穩定的穩定者已經通過數字化美元和其他法定貨幣來發現產品市場的契合度，但是我們並沒有為普通人和美國經濟釋放一個關鍵的難題，以及美國經濟，從而獲得全部利益：阿姆斯特朗說，阿姆斯特朗說。 ”臨界的利息是``鏈接的興趣''是付款的能力，並直接付出了促進的利益，可以在供應方面提供了興趣，以使其能夠獲得興趣，並宣布了陳舊的興趣，以使其能夠獲得穩定的利益。支票帳戶。”

According to Armstrong, on-chain interest could bring several advantages to the US financial system by giving spending power to users and aiding stablecoin issuers who purchase US Treasury bills to maintain a 1:1 peg to the dollar.

根據阿姆斯特朗的說法，鏈上的利息可能會給美國金融體繫帶來幾個優勢，並賦予用戶支出能力並協助購買我們的財政賬單以維持1：1釘的美元。

“The US economy wins. Stablecoins are already one of the largest holders of US treasuries – holding more than most countries – and could easily be the largest treasury holder in a few years. They are rapidly onboarding global users to USD, pulling dollars back to US treasuries and extending dollar dominance in an increasingly digital global economy. More yield in consumers’ hands means more spending, saving, investing – fueling economic growth in all local economies where stablecoins are held. If we don’t unlock on-chain interest, the US misses out on billions more USD users and trillions in potential cash flows.”

“美國經濟贏得勝利。穩定幣已經是美國國債最大的持有人之一 - 擁有比大多數國家的持有更多的國家 - 幾年來很容易成為最大的司庫持有人。他們正在迅速將全球用戶登上全球用戶，將美元降回美元，將全球款項恢復到我們的國司庫中，並在全球範圍內的經濟增長更多地促進了越來越多的經濟體內的經濟體。如果我們不解鎖鏈接的興趣，美國將錯過數十億美元的使用者和數万億美元的潛在現金流量。”

According to Armstrong, the technology exists to create on-chain interest-paying stablecoins, but existing laws make it impossible.

根據阿姆斯特朗的說法，這項技術的存在是為了創建鏈息息stablecoins，但現有的法律使它變得不可能。

“So why aren’t we doing this today? The tech is all there, but the law hasn’t caught up. Unlike interest-bearing checking and savings accounts, stablecoins do not currently benefit from the same exemptions under the securities laws that allow issuers to pay interest to users. Stablecoins should be able to pay interest just like an ordinary savings account, without the onerous disclosure requirements and tax implications imposed by securities laws.”

“那麼我們為什麼今天不這樣做呢？技術已經到了，但是法律尚未趕上。與經過利息的支票和儲蓄賬戶不同，穩定的穩定者目前並不從證券法所獲得的相同豁免中受益，這些法律允許發行人向用戶支付利息。StableCoins應該像普通的儲蓄賬戶一樣，不得付出了披露和稅收限制法律，可以像普通的儲蓄賬戶那樣支付利息和徵收稅收。