2024 年值得關注的代幣化趨勢

代幣化正在迅速發展； 2024 年出現了幾個將重塑資產數位化和交易的關鍵趨勢。

Tokenization, a recent development that is quickly gaining popularity, provides fractional ownership options and more liquid markets. It entails turning real-world assets (RWAs) into digital tokens that can be securely traded on blockchain networks (real-world asset tokenization). This cutting-edge technology has the potential to completely alter numerous industries, including real estate, finance, and beyond. By enabling investors to access previously out-of-reach assets, tokenization fosters greater inclusion and financial equality. Additionally, blockchain technology enhances efficiency and transparency by providing a secure and tamper-proof environment for transactions.

代幣化是最近迅速流行的發展，提供了部分所有權選擇和更具流動性的市場。它需要將現實世界資產（RWA）轉變為可以在區塊鏈網路上安全交易的數位代幣（現實世界資產代幣化）。這項尖端技術有可能徹底改變許多產業，包括房地產、金融等。透過使投資者能夠獲得以前無法獲得的資產，代幣化促進了更大的包容性和財務平等。此外，區塊鏈技術透過為交易提供安全且防篡改的環境來提高效率和透明度。

Tokenization trends are fundamentally altering how assets are traded and maintained. Tokenization, which was once limited to traditional financial markets, is now expanding into real estate, luxury products, and even commodities as investors seek more diverse options. The global tokenization market is anticipated to expand quickly as businesses embrace this transformative technology.

代幣化趨勢正在從根本上改變資產的交易和維護方式。隨著投資者尋求更多樣化的選擇，代幣化曾經僅限於傳統金融市場，現在正在擴展到房地產、奢侈品甚至大宗商品。隨著企業採用這種變革性技術，全球代幣化市場預計將迅速擴大。

We will investigate the main tokenization trends influencing the industry, go over important use cases across sectors, and underline the most exciting tokenized assets to keep an eye on in the not-too-distant future on this blog.

我們將調查影響行業的主要代幣化趨勢，回顧跨行業的重要用例，並在本部落格上強調在不久的將來需要關注的最令人興奮的代幣化資產。

Emerging Tokenization Trends to Watch in 2024

2024 年值得關注的新興代幣化趨勢

Tokenization is changing quickly; 2024 has offered numerous important trends that will transform asset digitalization and trading. Some of the main tokenization trends are explored below.

代幣化正在迅速變化； 2024 年出現了許多將改變資產數位化和交易的重要趨勢。以下探討了一些主要的代幣化趨勢。

Real Estate Tokenization

房地產代幣化

Real estate tokenization is among the most common applications for tokenization trends; it has greatly reduced investor entrance requirements. Because of their high financial needs and lengthy transaction timeframes, real estate transactions have historically been limited to wealthy people and big institutions. Tokenization, on the other hand, lets assets be divided into smaller pieces so that smaller investors may buy real estate.

房地產代幣化是代幣化趨勢最常見的應用之一；它大大降低了投資者的准入要求。由於其高財務需求和漫長的交易時間，房地產交易歷來僅限於富人和大型機構。另一方面，代幣化可以將資產分成更小的部分，以便較小的投資者可以購買房地產。

Driven by innovative blockchain technology, real estate tokenization systems provide a smooth approach to tokenizing valuable properties, opening a larger pool of investors to access them. These sites also enable cross-border investments, letting foreign investors own pieces of real estate without negotiating the sometimes convoluted financial and legal systems connected with conventional real estate.

在創新的區塊鏈技術的推動下，房地產代幣化系統提供了一種平滑的方法來對有價值的財產進行代幣化，從而為更多的投資者提供了機會。這些網站還支持跨境投資，讓外國投資者擁有房地產，而無需就與傳統房地產相關的有時複雜的金融和法律體系進行談判。

Real estate blockchain businesses have been developing cutting-edge solutions to guarantee the safe tokenizing and trading of assets, thereby establishing a safer and more open investing environment. Specific tokenizing systems also include smart contracts, which streamline many operations—from the ownership transfer to the distribution of rental income or dividends—so optimizing the whole process.

房地產區塊鏈企業一直在開發尖端解決方案，以確保資產的安全標記和交易，從而建立更安全、更開放的投資環境。具體的代幣化系統還包括智慧合約，它簡化了許多操作——從所有權轉讓到租金收入或股息的分配——從而優化了整個流程。

Expanding into Commercial and Luxury Real Estate

擴展到商業和豪華房地產

Although residential real estate is still the most often used asset class for tokenization trends, luxury, and commercial properties are increasingly being tokenized. Because of its strong rental returns and possibility for long-term gain, commercial real estate—including office buildings, retail malls, and industrial warehouses—offers an appealing investment possibility. Real estate tokenization platforms are progressively focusing more on these assets by providing fractional ownership choices to investors who might not have the money to buy whole buildings.

儘管住宅房地產仍然是代幣化趨勢中最常用的資產類別，但豪華和商業房地產正越來越多地被代幣化。由於其強勁的租金回報和長期收益的可能性，商業房地產（包括辦公大樓、零售商場和工業倉庫）提供了有吸引力的投資可能性。房地產代幣化平台透過為可能沒有錢購買整棟建築的投資者提供部分所有權選擇，逐漸更加關注這些資產。

Luxury real estate, including vacation houses and upscale mansions, is also becoming tokenized to allow investors to hold a piece in top-notch assets. Real estate blockchain companies are allowing investors to diversify their portfolios with highly valuable assets once beyond reach by tokenizing luxury homes.

包括度假屋和高檔豪宅在內的豪華房地產也正在被代幣化，以允許投資者持有頂級資產。房地產區塊鏈公司允許投資者透過對豪宅進行代幣化，並利用曾經遙不可及的高價值資產來實現投資組合多元化。

Tokenization of Real-World Assets (RWAs)

現實世界資產的代幣化（RWA）

After being digitized, real world assets ( RWAs) are the items traded as top trending tokens on blockchain systems. This trend is advancing as more sectors explore the advantages of tokenization, such as commodities, art, and even intellectual property.

數位化後，現實世界資產（RWA）成為區塊鏈系統上最熱門代幣交易的項目。隨著越來越多的產業（例如商品、藝術，甚至智慧財產權）探索代幣化的優勢，這一趨勢正在不斷發展。

Valuables and Precious Metals

貴重物品和貴金屬

Retail investors can now more easily access valuable commodities, including gold, oil, and natural gas since they can be easily tokenized. Though institutional players dominated goods markets historically, tokenizing access to these markets has opened up access to them. For example, tokenized gold allows investors to purchase tiny pieces of precious metal, which may be traded on blockchain networks with more liquidity than on regular physical markets.

散戶現在可以更輕鬆地獲得有價值的商品，包括黃金、石油和天然氣，因為它們可以輕鬆標記。儘管機構參與者在歷史上主導商品市場，但這些市場的通證化已經打開了進入這些市場的機會。例如，代幣化黃金允許投資者購買微小的貴金屬，這些貴金屬可以在區塊鏈網路上進行交易，其流動性比常規實體市場更高。

Gold and silver have historically been considered sources of security. Tokenization is making these valuable metals more appealing to investors who might not want to own the asset but want to make money off its worth. Tokenization platforms for precious metals have fractional ownership, streamlining these metals’ purchasing, selling, and trading.

黃金和白銀歷來被認為是安全的來源。代幣化使這些有價值的金屬對那些可能不想擁有該資產但想從其價值中賺錢的投資者更具吸引力。貴金屬代幣化平台擁有部分所有權，簡化了這些金屬的購買、銷售和交易。

Tokenized Art and Collectibles

代幣化的藝術品和收藏品

The tokenization trend is also having an impact on the art world. Tokenized art lets collectors own some precious artwork that may be traded on blockchain systems. Investors who desire exposure to the fascinating art market but cannot buy complete paintings will find this trend extremely appealing.

代幣化趨勢也對藝術界產生了影響。代幣化的藝術品讓收藏家擁有一些可以在區塊鏈系統上交易的珍貴藝術品。想要接觸迷人的藝術市場但無法購買完整畫作的投資者會發現這種趨勢極具吸引力。

Tokenizing valuables, including expensive watches, vintage vehicles, and rare wines, also gives investors a fresh approach to varying their holdings. The spectrum of tokenized assets will grow as tokenization platforms develop, allowing one to invest in everything from rare antiques to great art easily.

將貴重物品（包括昂貴的手錶、古董車和稀有葡萄酒）代幣化，也為投資者提供了改變其持有資產的新方法。隨著代幣化平台的發展，代幣化資產的範圍將會不斷擴大，人們可以輕鬆投資從稀有古董到偉大藝術品的一切。

Tokenization in Decentralized Finance (DeFi)

去中心化金融（DeFi）中的代幣化

The Decentralized Finance (DeFi) industry is likewise being significantly transformed by tokenization. Tokenized assets can be leveraged in yield farming techniques, sold on decentralized exchanges, and used as collateral for loans in the decentralized finance technology (DeFi

去中心化金融（DeFi）產業也因代幣化而發生重大轉變。代幣化資產可以在流動性挖礦技術中發揮槓桿作用，在去中心化交易所出售，並在去中心化金融技術（DeFi）中用作貸款抵押品。