Swift即將與Ripple達成協議，將XRP納入其跨境支付系統

最近，社交媒體討論發行了未經驗證的主張，表明Swift即將與Ripple達成協議，將XRP納入其跨境支付系統

Recently, social media discussions have buzzed with unverified claims suggesting that SWIFT is nearing an agreement with Ripple to integrate XRP into its cross-border payment system. Reports have also alleged that billions of XRP are secured in an escrow account as liquidity reserves for the initiative.

最近，社交媒體討論引起了未經驗證的主張，表明Swift與Ripple達成了一項協議，將XRP集成到其跨境支付系統中。報告還聲稱，作為該計劃的流動性儲備金，在託管帳戶中保證了數十億個XRP。

However, cryptocurrency news platform Watcher.Guru, which initially reported these claims, announced that its account was hacked. The platform posted an update stating, "Hello everyone! Our X account has been hacked and the previous post (which is now deleted) was posted by a hacker. We are working on regaining control of the account."

但是，最初報告這些主張的加密貨幣新聞平台Watcher.guru宣布其帳戶已被黑客入侵。該平台發布了一個更新，說“大家好！我們的X帳戶已被黑客入侵，上一篇文章（現已刪除）由黑客發布。我們正在努力重新獲得該帳戶的控制。”

The post, which was shared with a screenshot of an email from Twitter stating that the account had been recovered and was now in their possession, continued, "In the meantime, please be aware of any suspicious activity and report it to the appropriate authorities. Thank you for your understanding and cooperation."

該帖子與Twitter的一封電子郵件的屏幕截圖共享，指出該帳戶已被恢復，現在已經擁有，繼續說：“與此同時，請注意任何可疑活動並將其報告給適當的當局。感謝您的理解與合作。”

Analyst Egrag Crypto expressed amusement at the situation where the account announced big news about XRP, but shortly after, all accounts related to it were hacked, recovered, and deleted, and reposted with information about the hack. The situation was met with a mix of humor and disbelief due to the bizarre sequence of events.

分析師Egrag Crypto在帳戶宣布有關XRP的大新聞的情況下表達了娛樂性，但不久之後，與其有關的所有帳戶都被黑客入侵，恢復和刪除，並重新發布了有關黑客的信息。由於事件的奇異序列，局勢充滿了幽默和難以置信。

Within the XRP community, there’s growing debate about the future of SWIFT and whether XRP and Ripple’s technology could ultimately replace the cross-border payment messaging system in global finance.

在XRP社區中，關於Swift的未來以及XRP和Ripple的技術是否最終可以取代全球金融中的跨境支付消息系統的辯論越來越大。

Those in favor of XRP replacing SWIFT highlight the advantages of XRP in terms of faster transactions, lower fees, and better liquidity management. However, there are significant challenges to XRP replacing SWIFT, including regulatory issues and the need for broad adoption by institutions.

支持XRP取代Swift的人在更快的交易，較低的費用和更好的流動性管理方面突出了XRP的優勢。但是，XRP取代SWIFT面臨重大挑戰，包括監管問題以及機構對廣泛採用的需求。

Currently, SWIFT is the main system for international financial messages, connecting over 11,000 institutions in 212 countries and territories. While XRP offers advantages like faster transactions and lower fees, the idea of it replacing SWIFT is still speculative and there’s no official confirmation from Ripple or SWIFT about such a shift.

目前，Swift是國際財務信息的主要係統，在212個國家和地區連接了11,000多個機構。儘管XRP具有更快的交易和較低的費用，但取代Swift的想法仍然是投機性的，並且Ripple或Swift沒有關於這種轉變的正式確認。

However, a potential partnership could transform global payments, making cross-border transfers faster, cheaper, and more efficient. Ripple CEO Brad Garlinghouse has hinted at this idea in the past, sparking excitement within both the crypto and banking sectors.

但是，潛在的伙伴關係可以改變全球付款，從而使跨境轉移更快，更便宜，更有效。 Ripple首席執行官Brad Garlinghouse過去暗示了這個想法，在加密貨幣和銀行業中引發了興奮。

The use of XRP in an escrow account for liquidity reserves could reduce concerns about crypto volatility and promote broader institutional adoption of digital assets.

在託管儲備中使用XRP在流動性儲備中使用可以減少對加密波動的擔憂，並促進更廣泛的數字資產的機構採用。

However, challenges such as regulatory issues and SWIFT’s hesitance to fully adopt crypto technology still remain. If it happens, the partnership could significantly boost XRP’s adoption and value.

但是，仍然存在諸如監管問題和Swift完全採用加密技術的挑戰。如果發生這種情況，夥伴關係可能會大大提高XRP的採用和價值。

Still, technical and integration hurdles need to be overcome before a joint venture is announced. Nonetheless, the potential for such a partnership is generating buzz and anticipation within the crypto community. As the story unfolds, it will be interesting to observe how this partnership could reshape the global financial landscape.

儘管如此，在宣布合資企業之前，仍需要克服技術和整合障礙。儘管如此，這種夥伴關係的潛力正在加密社區內引起嗡嗡聲和期待。隨著故事的展開，觀察這種夥伴關係如何重塑全球金融格局將很有趣。