Swift即将与Ripple达成协议，将XRP纳入其跨境支付系统

最近，社交媒体讨论发行了未经验证的主张，表明Swift即将与Ripple达成协议，将XRP纳入其跨境支付系统

Recently, social media discussions have buzzed with unverified claims suggesting that SWIFT is nearing an agreement with Ripple to integrate XRP into its cross-border payment system. Reports have also alleged that billions of XRP are secured in an escrow account as liquidity reserves for the initiative.

最近，社交媒体讨论引起了未经验证的主张，表明Swift与Ripple达成了一项协议，将XRP集成到其跨境支付系统中。报告还声称，作为该计划的流动性储备金，在托管帐户中保证了数十亿个XRP。

However, cryptocurrency news platform Watcher.Guru, which initially reported these claims, announced that its account was hacked. The platform posted an update stating, "Hello everyone! Our X account has been hacked and the previous post (which is now deleted) was posted by a hacker. We are working on regaining control of the account."

但是，最初报告这些主张的加密货币新闻平台Watcher.guru宣布其帐户已被黑客入侵。该平台发布了一个更新，说“大家好！我们的X帐户已被黑客入侵，上一篇文章（现已删除）由黑客发布。我们正在努力重新获得该帐户的控制。”

The post, which was shared with a screenshot of an email from Twitter stating that the account had been recovered and was now in their possession, continued, "In the meantime, please be aware of any suspicious activity and report it to the appropriate authorities. Thank you for your understanding and cooperation."

该帖子与Twitter的一封电子邮件的屏幕截图共享，指出该帐户已被恢复，现在已经拥有，继续说：“与此同时，请注意任何可疑活动并将其报告给适当的当局。感谢您的理解与合作。”

Analyst Egrag Crypto expressed amusement at the situation where the account announced big news about XRP, but shortly after, all accounts related to it were hacked, recovered, and deleted, and reposted with information about the hack. The situation was met with a mix of humor and disbelief due to the bizarre sequence of events.

分析师Egrag Crypto在帐户宣布有关XRP的大新闻的情况下表达了娱乐性，但不久之后，与其有关的所有帐户都被黑客入侵，恢复和删除，并重新发布了有关黑客的信息。由于事件的奇异序列，局势充满了幽默和难以置信。

Within the XRP community, there’s growing debate about the future of SWIFT and whether XRP and Ripple’s technology could ultimately replace the cross-border payment messaging system in global finance.

在XRP社区中，关于Swift的未来以及XRP和Ripple的技术是否最终可以取代全球金融中的跨境支付消息系统的辩论越来越大。

Those in favor of XRP replacing SWIFT highlight the advantages of XRP in terms of faster transactions, lower fees, and better liquidity management. However, there are significant challenges to XRP replacing SWIFT, including regulatory issues and the need for broad adoption by institutions.

支持XRP取代Swift的人在更快的交易，较低的费用和更好的流动性管理方面突出了XRP的优势。但是，XRP取代SWIFT面临重大挑战，包括监管问题以及机构对广泛采用的需求。

Currently, SWIFT is the main system for international financial messages, connecting over 11,000 institutions in 212 countries and territories. While XRP offers advantages like faster transactions and lower fees, the idea of it replacing SWIFT is still speculative and there’s no official confirmation from Ripple or SWIFT about such a shift.

目前，Swift是国际财务信息的主要系统，在212个国家和地区连接了11,000多个机构。尽管XRP具有更快的交易和较低的费用，但取代Swift的想法仍然是投机性的，并且Ripple或Swift没有关于这种转变的正式确认。

However, a potential partnership could transform global payments, making cross-border transfers faster, cheaper, and more efficient. Ripple CEO Brad Garlinghouse has hinted at this idea in the past, sparking excitement within both the crypto and banking sectors.

但是，潜在的伙伴关系可以改变全球付款，从而使跨境转移更快，更便宜，更有效。 Ripple首席执行官Brad Garlinghouse过去暗示了这个想法，在加密货币和银行业中引发了兴奋。

The use of XRP in an escrow account for liquidity reserves could reduce concerns about crypto volatility and promote broader institutional adoption of digital assets.

在托管储备中使用XRP在流动性储备中使用可以减少对加密波动的担忧，并促进更广泛的数字资产的机构采用。

However, challenges such as regulatory issues and SWIFT’s hesitance to fully adopt crypto technology still remain. If it happens, the partnership could significantly boost XRP’s adoption and value.

但是，仍然存在诸如监管问题和Swift完全采用加密技术的挑战。如果发生这种情况，伙伴关系可能会大大提高XRP的采用和价值。

Still, technical and integration hurdles need to be overcome before a joint venture is announced. Nonetheless, the potential for such a partnership is generating buzz and anticipation within the crypto community. As the story unfolds, it will be interesting to observe how this partnership could reshape the global financial landscape.

尽管如此，在宣布合资企业之前，仍需要克服技术和整合障碍。尽管如此，这种伙伴关系的潜力正在加密社区内引起嗡嗡声和期待。随着故事的展开，观察这种伙伴关系如何重塑全球金融格局将很有趣。