SWIFT CBDC 連接器試驗取得了可喜的結果

SWIFT 的 CBDC 連接器試驗取得了有希望的結果。此次試驗有 38 個全球機構參與，是迄今為止規模最大的 CBDC 試驗之一。測試期間探索了四個關鍵用例，揭示了連接器的潛力。

The SWIFT CBDC Connector: What's the Score?

SWIFT CBDC 連接器：得分是多少？

After months of anticipation, SWIFT has finally unveiled the results of the second phase of sandbox testing for its central bank digital currency (CBDC) connector. So, what have we learned?

經過數月的期待，SWIFT 終於公佈了其央行數位貨幣（CBDC）連接器第二階段沙箱測試的結果。所以我們學了什麼？

A Global Experiment

全球實驗

With 38 institutions participating from around the world, this was one of the largest CBDC trials to date. During the testing period, these participants delved into four complex use cases to gauge the capabilities of the connector.

這是迄今為止最大的 CBDC 試驗之一，有來自世界各地的 38 家機構參與。在測試期間，這些參與者深入研究了四個複雜的用例，以評估連接器的功能。

Key Use Cases Explored

探索的關鍵用例

• Digital trading with instant settlement using smart contracts: Can we streamline the trading process and reduce counterparty risk?
• Connecting tokenization platforms for delivery versus payment: How can we bridge the gap between tokenized assets and traditional financial systems?
• Linking FX infrastructures with CBDC: Can we enhance cross-border payments by leveraging the power of CBDCs?

Interoperability on Display

使用智能合約進行即時結算的數位交易：我們能否簡化交易流程並降低交易對手風險？連接代幣化平台進行交付與支付：我們如何彌合代幣化資產與傳統金融系統之間的差距？將外匯基礎設施與CBDC 連結：我們可以利用 CBDC 的力量增強跨境支付？展示的互通性

SWIFT utilized various blockchain platforms, including Corda, Hyperledger Fabric, and Besu, showcasing the interoperability of its connector. This is crucial for ensuring seamless communication between different CBDC networks.

SWIFT 利用了各種區塊鏈平台，包括 Corda、Hyperledger Fabric 和 Besu，展示了其連接器的互通性。這對於確保不同 CBDC 網路之間的無縫通訊至關重要。

Promising Results

有希望的結果

Over 125 users conducted more than 750 simulated transactions during the sandbox experiments. The results suggest that the SWIFT CBDC connector has the potential to reduce costs, increase accessibility, and enhance the efficiency of CBDC transactions.

超過 125 位使用者在沙箱實驗期間進行了超過 750 筆模擬交易。結果表明，SWIFT CBDC 連接器具有降低成本、增加可近性並提高 CBDC 交易效率的潛力。

Next Steps for SWIFT

SWIFT 的後續步驟

Based on the testing outcomes, SWIFT plans to refine and develop the beta version of its connector. Key areas of focus include implementing smart contracts, enhancing token interoperability, and beefing up data security across networks.

根據測試結果，SWIFT 計劃完善和開發其連接器的測試版。重點關注領域包括實施智慧合約、增強代幣互通性以及增強跨網路的資料安全性。

SWIFT's Commitment to Innovation

SWIFT 對創新的承諾

This initiative underscores SWIFT's commitment to exploring innovative solutions while leveraging existing technologies. By facilitating the interlinking of CBDCs, SWIFT aims to modernize financial infrastructure and foster the broader adoption of CBDCs within the global financial ecosystem.

這項舉措強調了 SWIFT 在利用現有技術的同時探索創新解決方案的承諾。透過促進 CBDC 的互聯，SWIFT 旨在實現金融基礎設施現代化，並促進 CBDC 在全球金融生態系統中更廣泛的採用。

A Glimpse into the Future

未來一瞥

The successful completion of this testing phase is a significant milestone in SWIFT's journey towards enhancing financial infrastructure. As CBDCs continue to gain traction, the SWIFT CBDC connector has the potential to play a pivotal role in shaping the future of the global financial landscape.

此測試階段的成功完成是 SWIFT 加強金融基礎設施流程的重要里程碑。隨著 CBDC 不斷受到關注，SWIFT CBDC 連接器有可能在塑造全球金融格局的未來方面發揮關鍵作用。