XRP的市場價值大幅提高可以增強全球金融穩定

金融教育者和財富導師琳達·瓊斯（Linda Jones）表示，XRP的市場價值大幅提高可以增強全球金融穩定性。

Financial educator and wealth mentor Linda Jones has discussed how a higher market valuation of Ripple’s XRP token could be beneficial for global financial stability, drawing on her expertise in her recent episode of the “Be Wealthy and Smart” podcast.

金融教育者和財富導師琳達·瓊斯（Linda Jones）討論了Ripple XRP代幣的較高市場估值如何對全球金融穩定性有益，這是她在最近的“ Be Wealthy and Smart”播客中的專業知識。

Examining the Potential of XRP in Crisis Mitigation

檢查XRP在減輕危機中的潛力

Pointing out that a higher valuation of XRP would provide Ripple with significant financial resources, Jones suggested how this could be used to help during times of economic downturn. Noting that the burden of financial crises often falls on taxpayers, she said:

瓊斯指出，XRP的估值較高將為波紋提供大量的財務資源，瓊斯建議如何在經濟衰退時期使用它來幫助。她指出，金融危機的負擔通常落在納稅人身上，她說：

“If we have an entity like Ripple, with a valued token and the capacity to mobilize resources across borders, they could potentially help to mitigate some of the crisis without needing to put the burden on taxpayers.”

“如果我們擁有像Ripple這樣的實體，具有重要的代幣和動員跨境資源的能力，它們可能有可能幫助減輕某些危機，而無需為納稅人承擔負擔。”

Currently, Ripple holds around 41.64 billion XRP tokens. At a market price of $2.09 per token, this amounts to over $83 billion in assets. Should XRP’s value rise to $100 per token, then Ripple’s total holdings would exceed $4.1 trillion. With such financial capacity, Jones suggests that Ripple could assist in mitigating future financial crises, reducing reliance on government interventions.

目前，Ripple擁有約416.4億XRP令牌。以每個令牌為2.09美元的市場價格，資產超過830億美元。如果XRP的價值上升到每個令牌100美元，那麼Ripple的總持股將超過4.1萬億美元。瓊斯（Jones）憑藉這種財務能力，建議波紋可以幫助減輕未來的金融危機，從而減少對政府乾預的依賴。

Discussing the strategic importance of Ripple’s acquisition of brokerage firm Hidden Road, Jones said that this move allows Ripple to offer tokenized securities solutions outside the traditional banking framework. She added that integrating Hidden Road’s infrastructure with the XRP Ledger will enable near-instantaneous trade settlements with tokens, contrasting with the multi-day delays in the current system.

瓊斯說，討論Ripple收購經紀公司Hidden Road的戰略重要性，瓊斯說，此舉使Ripple可以在傳統的銀行框架之外提供令牌化的證券解決方案。她補充說，將隱藏道路的基礎設施與XRP Ledger集成在一起，將使近乎實用的貿易定居點與代幣相比，與當前系統中的多日延遲形成鮮明對比。

This integration is expected to enhance transparency and reduce opportunities for fraudulent activities and excessive leverage, issues that have plagued traditional financial systems.

預計這種整合將提高透明度，並減少困擾傳統金融體系的問題的欺詐活動和過度槓桿作用的機會。

Lessons from the Archegos Capital Collapse

來自Archegos資本崩潰的教訓

Referencing the 2021 collapse of Archegos Capital Management as a case study in systemic financial vulnerabilities, Jones explained how the firm’s downfall, attributed to excessive leverage and lack of transparency, resulted in over $10 billion in losses for major banks.

瓊斯將2021年核資本管理的2021年崩潰是系統性金融脆弱性的案例研究，解釋了該公司的失敗是如何歸因於過度槓桿作用和缺乏透明度的，導致主要銀行損失超過100億美元。

She stated that Ripple’s approach, focused on blockchain-verified transactions and real-time settlements, addresses many of the shortcomings highlighted by the Archegos incident.

她說，Ripple的方法側重於區塊鏈驗證的交易和實時和解，解決了Archegos事件突出顯示的許多缺點。

Jones envisions a reimagined financial infrastructure where entities like Ripple, empowered by a higher-valued XRP, play a proactive role in maintaining economic stability and recovery efforts.

瓊斯設想了一個重新構想的金融基礎設施，在較高價值的XRP授權的Ripple等實體中，在維持經濟穩定和恢復工作方面發揮了積極作用。

In her view, such a model could offer a more sustainable alternative to traditional systems, potentially preventing future financial crises and reducing the burden on taxpayers.

她認為，這樣的模型可以為傳統系統提供更可持續的替代品，從而有可能防止未來的金融危機並減輕納稅人的負擔。