什麼是恆星？

Stellar是一個分散的支付網絡，旨在提供快速，安全和成本效益的跨境交易。

Stellar is a decentralized payments network designed to offer fast, secure and cost-effective cross-border transactions. Established in 2014, Stellar facilitates near-instant global payments and currency exchanges.

Stellar是一個分散的支付網絡，旨在提供快速，安全和成本效益的跨境交易。 Stellar成立於2014年，促進了近乎固有的全球支付和貨幣交易所。

The platform connects individuals, banks and payment systems to transfer currencies reliably and almost instantaneously at a fraction of traditional costs. It has positioned itself as a robust cross-border remittance tool, enabling the transfer of all forms of money and value, whether a fiat currency like the US dollar or euro or a cryptocurrency such as Bitcoin (BTC).

該平台將個人，銀行和支付系統連接起來，以可靠，幾乎立即以傳統成本的一小部分轉移貨幣。它已將自己定位為一種強大的跨境匯款工具，可以使所有形式的貨幣和價值轉移，無論是諸如美元或歐元之類的法定貨幣還是比特幣（BTC）等加密貨幣。

Stellar is a decentralized, open-source blockchain run by independent validators. The Stellar Development Foundation (SDF) is a nonprofit, non-stock organization founded by Jed McCaleb. It maintains the Stellar protocol’s codebase, supports technical and business communities within the ecosystem, and engages with regulators and institutions on policy matters. 

Stellar是由獨立驗證者運行的分散的開源區塊鏈。 Stellar Development Foundation（SDF）是由Jed McCaleb創立的非營利性，非股票組織。它維護了恆星協議的代碼庫，支持生態系統內的技術和商業社區，並與監管機構和機構有關政策事項。

The SDF’s operations are funded by a reserve of digital assets, known as lumens (XLM), which were allocated at the protocol’s inception. The use of these holdings is governed by specific mandates.

SDF的運營由數字資產儲備（稱為流明（XLM））資助，該資產是在協議成立時分配的。這些持股的使用受特定授權的約束。

On Oct. 15, 2020, the SDF announced that Stellar will be an official USD Coin (USDC) blockchain. USDC is a stablecoin issued by Circle.

2020年10月15日，SDF宣布Stellar將是正式的美元硬幣（USDC）區塊鏈。 USDC是Circle發行的Stablecoin。

This led to the October 2021 collaboration between the SDF and MoneyGram, a global financial technology company, transforming settlement flows by facilitating near-instant settlement in USDC. This partnership allowed users of digital wallets connected to the Stellar network to access MoneyGram’s global retail platform, creating a bridge between digital assets and local currencies.

這導致了2021年10月的全球金融技術公司SDF與Moneygram之間的合作，通過促進USDC的近乎建立定居點來改變定居點流。這種合作夥伴關係使連接到恆星網絡的數字錢包用戶可以訪問Moneygram的全球零售平台，從而在數字資產和本地貨幣之間建立了橋樑。

In September 2023, EURC, Circle’s euro-backed digital currency, became available on the Stellar Network, enabling real-time, global payments.

2023年9月，Circle的歐元支持的數字貨幣Eurc在Stellar Network上獲得了實時的全球付款。

The network enabled full-featured smart contracts in 2024. It aims to transform international payments and remittances, making them safer, faster and more affordable, as well as to connect real-world assets to decentralized finance to support products offering the full range of everyday financial services.

該網絡在2024年實現了全面的智能合約。它旨在改變國際付款和匯款，使其更安全，更快，更實惠，並將現實世界中的資產連接到分散的融資，以支持提供各種日常產品的產品金融服務。