什么是恒星？

Stellar是一个分散的支付网络，旨在提供快速，安全和成本效益的跨境交易。

Stellar is a decentralized payments network designed to offer fast, secure and cost-effective cross-border transactions. Established in 2014, Stellar facilitates near-instant global payments and currency exchanges.

Stellar是一个分散的支付网络，旨在提供快速，安全和成本效益的跨境交易。 Stellar成立于2014年，促进了近乎固有的全球支付和货币交易所。

The platform connects individuals, banks and payment systems to transfer currencies reliably and almost instantaneously at a fraction of traditional costs. It has positioned itself as a robust cross-border remittance tool, enabling the transfer of all forms of money and value, whether a fiat currency like the US dollar or euro or a cryptocurrency such as Bitcoin (BTC).

该平台将个人，银行和支付系统连接起来，以可靠，几乎立即以传统成本的一小部分转移货币。它已将自己定位为一种强大的跨境汇款工具，可以使所有形式的货币和价值转移，无论是诸如美元或欧元之类的法定货币还是比特币（BTC）等加密货币。

Stellar is a decentralized, open-source blockchain run by independent validators. The Stellar Development Foundation (SDF) is a nonprofit, non-stock organization founded by Jed McCaleb. It maintains the Stellar protocol’s codebase, supports technical and business communities within the ecosystem, and engages with regulators and institutions on policy matters. 

Stellar是由独立验证者运行的分散的开源区块链。 Stellar Development Foundation（SDF）是由Jed McCaleb创立的非营利性，非股票组织。它维护了恒星协议的代码库，支持生态系统内的技术和商业社区，并与监管机构和机构有关政策事项。

The SDF’s operations are funded by a reserve of digital assets, known as lumens (XLM), which were allocated at the protocol’s inception. The use of these holdings is governed by specific mandates.

SDF的运营由数字资产储备（称为流明（XLM））资助，该资产是在协议成立时分配的。这些持股的使用受特定授权的约束。

On Oct. 15, 2020, the SDF announced that Stellar will be an official USD Coin (USDC) blockchain. USDC is a stablecoin issued by Circle.

2020年10月15日，SDF宣布Stellar将是正式的美元硬币（USDC）区块链。 USDC是Circle发行的Stablecoin。

This led to the October 2021 collaboration between the SDF and MoneyGram, a global financial technology company, transforming settlement flows by facilitating near-instant settlement in USDC. This partnership allowed users of digital wallets connected to the Stellar network to access MoneyGram’s global retail platform, creating a bridge between digital assets and local currencies.

这导致了2021年10月的全球金融技术公司SDF与Moneygram之间的合作，通过促进USDC的近乎建立定居点来改变定居点流。这种合作伙伴关系使连接到恒星网络的数字钱包用户可以访问Moneygram的全球零售平台，从而在数字资产和本地货币之间建立了桥梁。

In September 2023, EURC, Circle’s euro-backed digital currency, became available on the Stellar Network, enabling real-time, global payments.

2023年9月，Circle的欧元支持的数字货币Eurc在Stellar Network上获得了实时的全球付款。

The network enabled full-featured smart contracts in 2024. It aims to transform international payments and remittances, making them safer, faster and more affordable, as well as to connect real-world assets to decentralized finance to support products offering the full range of everyday financial services.

该网络在2024年实现了全面的智能合约。它旨在改变国际付款和汇款，使其更安全，更快，更实惠，并将现实世界中的资产连接到分散的融资，以支持提供各种日常产品的产品金融服务。