Stablecoin調節急促：理解天才法案

加密貨幣行業的環境發生了巨大的變化，穩定的穩定器是連接高度揮發性加密世界和穩定的傳統貨幣的主要驅動力。

The crypto industry is undergoing a drastic change, with stablecoins playing a pivotal role in connecting the volatile crypto world and the stable traditional currencies. However, the lack of a clear regulatory template has created uncertainty about the future of stablecoins. Now, with regulatory developments like MiCA in the EU and discussions in the UK, it is a crucial time for countries to establish themselves as leaders in the cryptocurrency sector. This context highlights the need for clear, effective, and safe laws for stablecoins in the U.S. Key Summary: Introduction: The Stablecoin Regulation Rush With stablecoins acting as a major driving force, the crypto industry is seeing a drastic change in its environment. Stablecoins are bridging the gap between the highly fluctuating crypto world and the stable traditional currencies. But it is the absence of a clear regulatory template that causes uncertainty about the future of stablecoins. It was only due to the diverse Bill Hagerty, who is now registering the GENIUS Act, a bill proposed to receive a comprehensive regulatory scheme for stablecoins in the United States that we may hope for its regulation. Now is a crucial time for countries to establish themselves as leaders in the cryptocurrency sector, with regulatory developments like MiCA in the EU and discussions in the UK. This context brings out the realities and the needs of having clear, effective, and safe laws for stablecoins in the U.S. Comprehending the GENIUS Act: A Personal Insight As it stands now, the GENIUS Act represents a major step in defining and regulating stablecoins. Its key aims are: 1. Stablecoin Definition: The Act will establish a clear definition of a stablecoin, finally bringing it under the regulatory ambit of the Commodities Futures Trading Commission (CFTC). Stablecoins will be classified as "digital assets pegged to the value of fiat currency." This move will subject stablecoins to the CFTC's oversight and supervision. 2. Stablecoin Issuer Licensing: Stablecoin issuers will be required to obtain a license from the CFTC under this Act. The licensing process will involve meeting specific capital, operational, and technology standards set by the CFTC. Stablecoin issuers must also maintain a 1:1 reserve ratio of fiat currency to stablecoins in circulation. This measure is intended to ensure the stability and integrity of stablecoins. 3. Stablecoin Audits and Examinations: The CFTC will have the authority to conduct regular audits and examinations of stablecoin issuers under the Act. These audits and examinations will assess the issuers' adherence to licensing standards and stablecoin maintenance practices. Key Provisions and Their Implications The GENIUS Act brings in several key provisions with the comprehensive consequences for the stablecoin market: 1. Stablecoin Definition: The Act will establish a clear definition of a stablecoin, finally bringing it under the regulatory ambit of the Commodities Futures Trading Commission (CFTC). Stablecoins will be classified as "digital assets pegged to the value of fiat currency." This move will subject stablecoins to the CFTC's oversight and supervision. 2. Stablecoin Issuer Licensing: Stablecoin issuers will be required to obtain a license from the CFTC under this Act. The licensing process will involve meeting specific capital, operational, and technology standards set by the CFTC. Stablecoin issuers must also maintain a 1:1 reserve ratio of fiat currency to stablecoins in circulation. This measure is intended to ensure the stability and integrity of stablecoins. 3. Stablecoin Audits and Examinations: The CFTC will have the authority to conduct regular audits and examinations of stablecoin issuers under the Act. These audits and examinations will assess the issuers' adherence to licensing standards and stablecoin maintenance practices. Economic Benefits: Catalyzing Innovation and Growth Besides a clear regulatory path, the GENIUS Act offers the chance to unleash great economic benefits The regulatory framework should in fact be such that it would: 1. Foster Innovation and Competition: A clear and balanced regulatory framework for stablecoins can encourage innovation in the crypto industry. It can also promote competition among stablecoin issuers, ultimately leading to better products and services for consumers. Stablecoins have the potential to enhance financial inclusion and efficiency by facilitating easier and faster transactions. 2. Attract Investment and Drive Economic Growth: Stablecoins can play a role in attracting both domestic and foreign investment. A well-regulated stablecoin market can contribute to the overall economic growth of the United States. Stablecoins can also enhance the efficiency and accessibility of financial services. More News: FSOC urges Congress to pass stablecoin legislation to stabilize global finance Industry Perspectives and Potential Roadblocks While the GENIUS Act has garnered both support and scrutiny from industry stakeholders, it is the existence or lack thereof of this Act that may turn the situation for the worse for investors. Supporters think that a federal framework for regulation is an essential condition for acceptance and mass adoption. Yet, there are concerns expressed about the possibility of overregulation which might hinder innovation and make the company move overseas. It’s a fine line of protecting consumers and letting

加密貨幣行業正在發生巨大的變化，穩定劑在連接揮發性加密世界和穩定的傳統貨幣方面發揮了關鍵作用。但是，缺乏明確的監管模板已經對穩定幣的未來產生了不確定性。現在，隨著歐盟雲母等監管發展以及英國的討論，這是國家建立自己作為加密貨幣領域領導者的關鍵時刻。這種情況凸顯了在美國關鍵摘要中需要清晰，有效和安全的法律：介紹：穩定的穩定法規的施鏈黴幣作為主要的驅動力，加密貨幣行業在其環境中看到了巨大的變化。 Stablecoins正在彌合高度波動的加密世界與穩定的傳統貨幣之間的差距。但是，缺乏明確的監管模板會導致穩定菌的未來不確定性。這僅僅是由於現在正在註冊《天才法》的多樣化的比爾·哈格蒂（Bill Hagerty），該法案提議在美國獲得一項全面的穩定法規計劃，我們可能希望對其法規進行監管。現在，國家將自己確立為加密貨幣部門的領導者是一個至關重要的時刻，諸如歐盟的雲母和英國的討論等監管發展。這種背景提出了在美國了解天才法案的清晰，有效和安全的法律的現實和需求：現在的個人見解，《天才法》代表了定義和調節stablecoins的重要一步。它的主要目的是：1。StableCoin定義：該法將建立對Stablecoin的明確定義，最終將其置於商品期貨交易委員會（CFTC）的監管範圍之下。 Stablecoins將被歸類為“與法定貨幣的價值掛鉤”。此舉將使CFTC的監督和監督對穩定性。 2。Stablecoin發行人許可：將要求Stablecoin發行人根據本法從CFTC獲得許可證。許可過程將涉及達到CFTC設定的特定資本，運營和技術標準。 Stablecoin發行人還必須維持法定貨幣與穩定幣的1：1儲備金比率。該措施旨在確保穩定菌的穩定性和完整性。 3. Stablecoin審核和考試：CFTC將有權根據該法對Stablecoin發行人進行定期審核和檢查。這些審核和考試將評估發行人遵守許可標準和Stablecoin維護實踐。關鍵條款及其含義《天才法案》帶來了幾項關鍵條款，對穩定市場造成了全面後果：1。stablecoin定義：該法案將建立一個明確的stabablecoin定義委員會（CFTC）。 Stablecoins將被歸類為“與法定貨幣的價值掛鉤”。此舉將使CFTC的監督和監督對穩定性。 2。Stablecoin發行人許可：將要求Stablecoin發行人根據本法從CFTC獲得許可證。許可過程將涉及達到CFTC設定的特定資本，運營和技術標準。 Stablecoin發行人還必須維持法定貨幣與穩定幣的1：1儲備金比率。該措施旨在確保穩定菌的穩定性和完整性。 3. Stablecoin審核和考試：CFTC將有權根據該法對Stablecoin發行人進行定期審核和檢查。這些審核和考試將評估發行人遵守許可標準和Stablecoin維護實踐。經濟利益：催化創新和增長，除了明確的監管道路外，《天才法案》提供了釋放巨大經濟福利的機會，實際上應該這樣做：1。促進創新和競爭：一個清晰，平衡的監管框架，用於Stablecoins可以鼓勵加密行業的創新。它還可以促進Stablecoin發行人之間的競爭，最終為消費者提供更好的產品和服務。 Stablecoins有可能通過促進更容易，更快的交易來提高財務包容性和效率。 2.吸引投資並推動經濟增長：Stablecoins可以在吸引國內外投資中發揮作用。良好的穩定市場可以為美國的整體經濟增長做出貢獻。 Stablecoins還可以提高金融服務的效率和可及性。更多新聞：FSOC敦促國會通過Stablecoin立法來穩定全球金融業的觀點和潛在的障礙，而《天才法案》既獲得了行業利益相關者的支持又受到了審查，這是本法案的存在或缺乏該法案的存在或缺乏。對於投資者而言，更糟糕的是。支持者認為，聯邦法規框架是接受和大規模收養的基本條件。然而，人們對過度監管的可能性表示擔憂，這可能會阻礙創新並使公司遷移到海外。這是保護消費者並讓您放任的一條很好的路線