參議員比爾·哈格蒂（Bill Hagerty）於2月4日介紹Stablecoin法規法案

該法案被稱為指導和建立美國穩定幣（GENIUS）法案的國家創新，將概述發行Stablecoin付款的規定，並要求他們得到美國貨幣，美聯儲，財政賬單或其他資產的支持。

Senator Bill Hagerty (R-TN) will introduce legislation on Feb. 4 to establish a regulatory framework for stablecoins, Bloomberg News reported.

據彭博新聞報導，參議員比爾·哈格蒂（R-TN）將於2月4日提出立法，以建立一個針對穩定的監管框架。

The bill — dubbed the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act — will outline provisions for issuing stablecoin payments and mandate that they be backed by US currency, Federal Reserve notes, Treasury bills, or other assets.

該法案被稱為指導和建立美國穩定幣（GENIUS）法案的國家創新，將概述發行Stablecoin付款的規定，並要求他們得到美國貨幣，美聯儲，財政賬單或其他資產的支持。

The bill will also require stablecoin issuers to submit monthly audited reports on their reserves. False reporting would result in criminal penalties.

該法案還將要求Stablecoin發行人每月提交有關其儲備的審計報告。虛假報告將導致刑事處罰。

Regulators have scrutinized the quality of assets backing stablecoins, including Tether’s USDT token, amid concerns over liquidity and the ability to meet mass redemption requests under market stress.

監管機構已經審查了支持穩定的資產質量，包括Tether的USDT令牌，這是對流動性的擔憂以及滿足市場壓力下大規模贖回請求的能力。

As a result, the bill seeks to provide regulatory clarity for stablecoins, which are tokens pegged to the US dollar and other real-world assets. Proponents argue that federal oversight would enhance credibility and promote broader adoption of stablecoins within the financial system.

結果，該法案旨在為Stablecoins提供法規清晰度，這些穩定性與美元和其他現實世界中的資產掛鉤。支持者認為，聯邦監督將提高信譽，並促進金融體系內更廣泛的採用穩定劑。

“My legislation establishes a safe and pro-growth regulatory framework that will unleash innovation and advance the President’s mission to make America the world capital of crypto,” Hagerty said in a statement.

Hagerty在一份聲明中說：“我的立法建立了一個安全而增長的監管框架，該框架將釋放創新並促進總統使美國成為全球加密貨幣之都的使命。”

Senators Kirsten Gillibrand (D-NY), Tim Scott (R-SC), and Cynthia Lummis (R-WY) are co-sponsoring the bill. The initiative represents a continued effort among Republican lawmakers to create guidelines for the crypto industry, a sector President Donald Trump has prioritized.

參議員Kirsten Gillibrand（D-NY），Tim Scott（R-SC）和Cynthia Lummis（R-WY）共同發起了該法案。該倡議代表了共和黨議員在為加密行業製定指導方針的一項努力。

The bill would direct the Office of the Comptroller of the Currency to regulate and supervise nonbank stablecoin issuers.

該法案將指示該貨幣審計長的辦公室監管和監督非銀行Stablecoin發行人。

Trump has made crypto industry development a key goal by reducing regulatory barriers and appointing crypto-friendly regulators.

特朗普通過減少監管障礙並任命對加密貨幣友好的監管機構，使加密行業發展成為關鍵目標。

On his first week in office, he signed an executive order to create a crypto working group, halt developments regarding a US central bank digital currency, and assess and potentially establish a digital asset stockpile.

在任職的第一周，他簽署了一項行政命令，以建立一個加密工作組，停止有關美國中央銀行數字貨幣的發展，並評估並可能建立數字資產庫存。

However, while the order established a working group to propose a regulatory framework for digital assets, any substantive policy changes would require congressional approval. Both major parties have signaled an interest in addressing stablecoin regulation.

但是，儘管該命令建立了一個工作組來為數字資產提出監管框架，但任何實質性政策變更都需要國會批准。雙方都表示有興趣解決穩定法規。

Notably, the legal framework could spur growth in the stagnated US stablecoin market. According to Chainalysis’ “2024 Geography of Crypto Report,” stablecoin volume is shifting away from US platforms, likely due to barriers imposed by sputtering regulatory progress on stablecoins and digital assets.

值得注意的是，法律框架可能會刺激停滯不前的美國穩定市場的增長。根據鏈分析的“ 2024年加密貨幣報告”，Stablecoin的體積正偏離美國平台，這很可能是由於施加了穩定股和數字資產的監管進展所施加的障礙所致。

In 2023, the stablecoin flows to US crypto exchanges reached nearly 50%, falling below 40% in June 2024. The report suggested that global stablecoin adoption is outpacing US dollar usage.

在2023年，穩定的穩定幣流向美國加密貨幣交易所的近50％，在2024年6月下降到40％以下。該報告表明，全球穩定的採用率超過了美元的使用率。

Based on CryptoSlate data, the stablecoin market surpassed $215 billion in size and over $34 trillion in yearly aggregated transfer volume as of Feb. 3.

截至2月3日，基於隱板數據，Stablecoin市場的規模超過了2150億美元，每年的總轉移量超過34萬億美元。