参议员比尔·哈格蒂（Bill Hagerty）于2月4日介绍Stablecoin法规法案

该法案被称为指导和建立美国稳定币（GENIUS）法案的国家创新，将概述发行Stablecoin付款的规定，并要求他们得到美国货币，美联储，财政账单或其他资产的支持。

Senator Bill Hagerty (R-TN) will introduce legislation on Feb. 4 to establish a regulatory framework for stablecoins, Bloomberg News reported.

据彭博新闻报道，参议员比尔·哈格蒂（R-TN）将于2月4日提出立法，以建立一个针对稳定的监管框架。

The bill — dubbed the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act — will outline provisions for issuing stablecoin payments and mandate that they be backed by US currency, Federal Reserve notes, Treasury bills, or other assets.

该法案被称为指导和建立美国稳定币（GENIUS）法案的国家创新，将概述发行Stablecoin付款的规定，并要求他们得到美国货币，美联储，财政账单或其他资产的支持。

The bill will also require stablecoin issuers to submit monthly audited reports on their reserves. False reporting would result in criminal penalties.

该法案还将要求Stablecoin发行人每月提交有关其储备的审计报告。虚假报告将导致刑事处罚。

Regulators have scrutinized the quality of assets backing stablecoins, including Tether’s USDT token, amid concerns over liquidity and the ability to meet mass redemption requests under market stress.

监管机构已经审查了支持稳定的资产质量，包括Tether的USDT令牌，这是对流动性的担忧以及满足市场压力下大规模赎回请求的能力。

As a result, the bill seeks to provide regulatory clarity for stablecoins, which are tokens pegged to the US dollar and other real-world assets. Proponents argue that federal oversight would enhance credibility and promote broader adoption of stablecoins within the financial system.

结果，该法案旨在为Stablecoins提供法规清晰度，这些稳定性与美元和其他现实世界中的资产挂钩。支持者认为，联邦监督将提高信誉，并促进金融体系内更广泛的采用稳定剂。

“My legislation establishes a safe and pro-growth regulatory framework that will unleash innovation and advance the President’s mission to make America the world capital of crypto,” Hagerty said in a statement.

Hagerty在一份声明中说：“我的立法建立了一个安全而增长的监管框架，该框架将释放创新并促进总统使美国成为全球加密货币之都的使命。”

Senators Kirsten Gillibrand (D-NY), Tim Scott (R-SC), and Cynthia Lummis (R-WY) are co-sponsoring the bill. The initiative represents a continued effort among Republican lawmakers to create guidelines for the crypto industry, a sector President Donald Trump has prioritized.

参议员Kirsten Gillibrand（D-NY），Tim Scott（R-SC）和Cynthia Lummis（R-WY）共同发起了该法案。该倡议代表了共和党议员在为加密行业制定指导方针的一项努力。

The bill would direct the Office of the Comptroller of the Currency to regulate and supervise nonbank stablecoin issuers.

该法案将指示该货币审计长的办公室监管和监督非银行Stablecoin发行人。

Trump has made crypto industry development a key goal by reducing regulatory barriers and appointing crypto-friendly regulators.

特朗普通过减少监管障碍并任命对加密货币友好的监管机构，使加密行业发展成为关键目标。

On his first week in office, he signed an executive order to create a crypto working group, halt developments regarding a US central bank digital currency, and assess and potentially establish a digital asset stockpile.

在任职的第一周，他签署了一项行政命令，以建立一个加密工作组，停止有关美国中央银行数字货币的发展，并评估并可能建立数字资产库存。

However, while the order established a working group to propose a regulatory framework for digital assets, any substantive policy changes would require congressional approval. Both major parties have signaled an interest in addressing stablecoin regulation.

但是，尽管该命令建立了一个工作组来为数字资产提出监管框架，但任何实质性政策变更都需要国会批准。双方都表示有兴趣解决稳定法规。

Notably, the legal framework could spur growth in the stagnated US stablecoin market. According to Chainalysis’ “2024 Geography of Crypto Report,” stablecoin volume is shifting away from US platforms, likely due to barriers imposed by sputtering regulatory progress on stablecoins and digital assets.

值得注意的是，法律框架可能会刺激停滞不前的美国稳定市场的增长。根据链分析的“ 2024年加密货币报告”，Stablecoin的体积正偏离美国平台，这很可能是由于施加了稳定股和数字资产的监管进展所施加的障碍所致。

In 2023, the stablecoin flows to US crypto exchanges reached nearly 50%, falling below 40% in June 2024. The report suggested that global stablecoin adoption is outpacing US dollar usage.

在2023年，稳定的稳定币流向美国加密货币交易所的近50％，在2024年6月下降到40％以下。该报告表明，全球稳定的采用率超过了美元的使用率。

Based on CryptoSlate data, the stablecoin market surpassed $215 billion in size and over $34 trillion in yearly aggregated transfer volume as of Feb. 3.

截至2月3日，基于隐板数据，Stablecoin市场的规模超过了2150亿美元，每年的总转移量超过34万亿美元。