社交媒體關於補充安全收入（SSI）和社會保障殘疾保險（SSDI）收件人的2000美元借記卡（SSDI）的索賠是錯誤的

最近，社交媒體被有關補充安全收入（SSI）和社會保障殘疾保險（SSDI）收件人的2000美元借記卡淹沒了。

Recently, social media has been buzzing with claims about a $2,000 debit card for Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) recipients. However, both the Social Security Administration (SSA) and the Internal Revenue Service (IRS) have yet to confirm any such program.

最近，社交媒體一直在嗡嗡作響，宣稱有關補充安全收入（SSI）和社會保障殘疾保險（SSDI）收件人的2,000美元借記卡（SSDI）。但是，社會保障局（SSA）和國稅局（IRS）尚未確認任何此類計劃。

This guide will help you navigate official SSI and SSDI payment processes, debunk misinformation, and provide steps to stay safe while monitoring your benefits.

本指南將幫助您瀏覽SSI官方和SSDI付款過程，揭露錯誤信息，並提供在監控福利的同時保持安全的步驟。

Fact Check: Is the $2,000 Debit Card Real?

事實檢查：$ 2,000借記卡是真實的嗎？

As of now, there is no confirmed program for a $2,000 debit card to be issued by the SSA to SSI and SSDI recipients. The SSA has made it clear that benefits will continue to be distributed through direct deposit, Direct Express cards, or paper checks—not through prepaid debit cards issued for one-time payments.

截至目前，尚無SSA向SSI和SSDI收件人發行的2,000美元借記卡的確認計劃。 SSA明確表示，福利將繼續通過直接存款，直接快速卡或紙質支票分配，而不是通過一次性付款的預付借記卡。

How Are SSI and SSDI Benefits Distributed?

SSI和SSDI福利如何分配？

The SSA provides benefits through two primary methods:

SSA通過兩種主要方法提供好處：

If your Direct Express Card is lost or stolen, you can request a replacement through the official Direct Express website: www.usdirectexpress.com.

如果您的Direct Express卡丟失或被盜，則可以通過官方直接快遞網站申請替換：www.usdirectexpress.com。

Understanding SSI and SSDI Benefits

了解SSI和SSDI益處

What Is SSI?

什麼是SSI？

Supplemental Security Income (SSI) is a needs-based program that provides financial assistance to individuals who are elderly, blind, or disabled and have low income and limited resources. It is funded by general tax revenue, not Social Security taxes.

補充安全收入（SSI）是一項基於需求的計劃，為老年人，盲人或殘疾人，低收入和資源有限的個人提供經濟援助。它是由一般稅收收入而不是社會保障稅資助的。

What Is SSDI?

什麼是SSDI？

Social Security Disability Insurance (SSDI) is a benefit for individuals who are disabled and have a sufficient work history based on Social Security tax payments. Unlike SSI, SSDI is not based on financial need but rather on past earnings.

社會保障殘疾保險（SSDI）是對殘疾人的個人的好處，並具有基於社會保障稅的足夠工作歷史。與SSI不同，SSDI不是基於財務需求，而是基於過去的收益。

Together, these programs serve as a financial safety net for millions of Americans facing disabilities or financial hardship.

這些計劃共同為數百萬面臨殘疾人或經濟困難的美國人提供財務安全網。

$2,000 Economic Relief Package: What We Know So Far

2,000美元的經濟救濟計劃：我們到目前為止所知道的

While there have been discussions about a $2,000 economic relief package, no official details have been confirmed. If approved, it could help Americans manage rising living costs, covering expenses like:

儘管已經討論了2,000美元的經濟救濟方案，但尚未確認官方細節。如果獲得批准，它可以幫助美國人管理上升的生活成本，涵蓋以下費用：

Proposed Economic Relief Package Details

擬議的經濟救濟計劃細節

Until an official announcement is made, recipients should only trust verified government sources such as SSA.gov and IRS.gov.

在官方公告發布之前，接收者應僅信任經過驗證的政府資源，例如ssa.gov和irs.gov。

Official SSI and SSDI Payment Schedule for 2025

SSI官方和SSDI付款時間表2025

SSI and SSDI benefits follow a structured monthly payment schedule.

SSI和SSDI福利遵循結構化的每月付款時間表。

SSI Payment Dates

SSI付款日期

SSDI Payment Dates (Based on Birthdate)

SSDI付款日期（基於生日）

Special SSDI Payment Dates in March 2025

特別SSDI付款日期於2025年3月

To check your payment status, log in to your mySocialSecurity account at SSA.gov.

要查看您的付款狀態，請登錄您的MySocialSecurity帳戶，網址為ssa.gov。

How to Avoid Scams and Misinformation

如何避免騙局和錯誤信息

Due to the rise in misleading social media claims, it’s essential to take steps to protect yourself from fraud:

由於誤導社交媒體主張的興起，必須採取措施保護自己免受欺詐行為至關重要：

✔ Verify with Official Sources – Always check updates on SSA.gov or IRS.gov.

✔使用官方來源驗證 - 始終檢查有關ssa.gov或irs.gov上的更新。

✔ Ignore Unofficial Announcements – If a stimulus payment is confirmed, it will be publicly announced by the IRS.

✔忽略非正式公告 - 如果確認刺激付款，則將由國稅局公開宣布。

✔ Do Not Share Personal Information – The SSA and IRS will never call or email asking for your bank details or Social Security number.

✔請勿共享個人信息 - SSA和IRS永遠不會致電或發送電子郵件，詢問您的銀行詳細信息或社會保險號。

Report Suspicious Messages

報告可疑消息

If you receive suspicious messages regarding a $2,000 debit card, report them to:

如果您收到有關$ 2,000借記卡的可疑消息，請將其報告給：

FAQs:

常見問題解答：

Is there a $2,000 debit card for SSI and SSDI recipients?

SSI和SSDI收件人是否有2,000美元的借記卡？

No, the SSA has not confirmed any such program. Official payments are issued via Direct Deposit, Direct Express, or paper checks

不，SSA尚未確認任何此類程序。正式付款是通過直接存款，直接快遞或紙質支票發出的

When will the $2,000 direct deposit arrive?

2,000美元的直接存款何時到達？

The $2,000 Economic Relief Package has not been confirmed yet. If approved, payments could be issued mid-2025

尚未確認這筆2,000美元的經濟救濟方案。如果獲得批准，可以付款2025年中

How can I check my SSI or SSDI benefits?

如何檢查我的SSI或SSDI福利？

Log into your mySocialSecurity account at SSA.gov to check your payment status.

在ssa.gov上登錄您的社交狀況帳戶，以檢查您的付款狀態。