美國參議院民主黨人敦促主要加密貨幣 ATM 營運商解決針對美國老年人的日益嚴重的詐欺問題

由多數黨鞭迪克·德賓（Dick Durbin）領導的美國參議院民主黨聯盟正在敦促主要的加密貨幣 ATM 運營商立即採取行動，解決美國老年人中日益嚴重的欺詐問題。

A group of U.S. Senate Democrats, led by Majority Whip Dick Durbin, is urging major crypto ATM operators to take immediate action to address the growing fraud among elderly Americans.

由多數黨黨鞭迪克·德賓 (Dick Durbin) 領導的美國參議院民主黨人小組敦促主要的加密 ATM 運營商立即採取行動，解決美國老年人中日益嚴重的欺詐問題。

On September 12, seven Democratic senators, including Elizabeth Warren, released a joint statement requesting action from the ten major cryptocurrency ATM providers. The Federal Trade Commission (FTC) reports that fraud involving Bitcoin ATMs (BTMs) exceeded $65 million in the first half of 2023. The senators expressed profound concern about the disproportionate impact on people over the age of 60, who are more than three times as likely to fall victim to BTM-related scams than younger folks.

9 月 12 日，包括伊麗莎白沃倫 (Elizabeth Warren) 在內的七位民主黨參議員發表聯合聲明，要求十大加密貨幣 ATM 提供者採取行動。聯邦貿易委員會(FTC) 報告稱，2023 年上半年涉及比特幣ATM (BTM) 的詐欺金額超過6500 萬美元。是60 歲以上人群的三倍多與年輕人相比，他們更有可能成為 BTM 相關詐騙的受害者。

The letter, addressed to the CEOs of Bitcoin Depot, CoinFlip, RockItCoin, Bitstop, Coinhub, Unbank, Athena Bitcoin, Byte Federal, Cash2Bitcoin, and Margo, emphasizes the companies’ role in deploying ATMs in various locations, often enticing businesses to host them. This extensive deployment has resulted in a rise in frauds targeting the elderly.

這封信是寫給Bitcoin Depot、CoinFlip、RockItCoin、Bitstop、Coinhub、Unbank、Athena Bitcoin、Byte Federal、Cash2Bitcoin 和Margo 執行長的信，強調了這些公司在不同地點部署ATM 機器的作用，通常吸引企業託管ATM 機。這種廣泛的部署導致針對老年人的詐欺行為增加。

The senators cited worrisome allegations, including a July piece from the Illinois Times about a business owner who removed a Coinhub ATM after realizing that many consumers were fraud victims. They also highlighted a New York Times article outlining how scammers used cryptocurrency ATMs to persuade older folks into transferring payments.

參議員們列舉了一些令人擔憂的指控，包括《伊利諾伊時報》7 月發表的一篇文章，內容是一名企業主在意識到許多消費者是詐欺受害者後拆除了 Coinhub ATM 機。他們還強調了《紐約時報》的一篇文章，概述了詐騙者如何使用加密貨幣 ATM 來說服老年人進行轉帳。

Senators have directed the firms to respond by October 4 with specifics on the fraud-prevention measures they are implementing, such as scam warnings, transaction limitations, and fraud insurance for depositors.

參議員已指示這些公司在 10 月 4 日之前做出回應，詳細說明他們正在實施的防詐欺措施，例如詐騙警告、交易限制和儲戶詐欺保險。

The FTC reports a tenfold increase in cryptocurrency ATM fraud since 2020, from $12 million to $144 million. In addition, the FBI reported a $5.6 billion loss from Bitcoin fraud in 2023, representing a 45% increase over the previous year. As the number of crypto ATMs increases, the United States leads with over 32,000 machines, followed by Canada with around 3,000 and Australia with nearly 1,200.

FTC 報告稱，自 2020 年以來，加密貨幣 ATM 詐欺行為增加了十倍，從 1,200 萬美元增加到 1.44 億美元。此外，FBI 報告稱，2023 年比特幣詐欺造成的損失達 56 億美元，較前一年增加 45%。隨著加密 ATM 數量的增加，美國以超過 32,000 台機器領先，其次是加拿大，擁有約 3,000 台，澳洲則擁有近 1,200 台。

The spike in fraud, combined with the growing popularity of cryptocurrency ATMs, highlights the critical need for stronger security measures to protect vulnerable populations.

詐欺行為的激增，加上加密貨幣 ATM 的日益普及，凸顯了迫切需要採取更強有力的安全措施來保護弱勢群體。