參議院銀行委員會以兩黨支持以18票對6票通過了《天才法》，從而批准了參議院審議的法案。

參議員比爾·哈格蒂（Bill Hagerty）撰寫了該法案，該法案得到了委員會所有共和黨成員的支持，民主黨參議員馬克·沃納（Mark Warner），安迪·金（Mark Warner），安迪·金（Andy Kim），麗莎·布朗特·羅切斯特（Lisa Blunt Rochester），魯本·加勒戈（Ruben Gallego）和安吉拉·阿爾索布魯克斯（Angela Alsobrooks）。

The Senate Banking Committee passed the GENIUS Act, a bill aiming to establish a U.S. regulatory framework for stablecoins, with bipartisan support on an 18-6 vote on Wednesday, clearing the legislation for the full Senate to consider.

參議院銀行委員會通過了《天才法》，該法案旨在在周三以18票對6票的投票中獲得兩黨的支持，並在兩黨的支持下建立了美國的監管框架，並清除了該立法，以供整個參議院考慮。

The bill, which was authored by Senator Bill Hagerty and received the support of all Republican members of the Committee and Democratic Senators Mark Warner, Andy Kim, Lisa Blunt Rochester, Ruben Gallego, and Angela Alsobrooks, passed the Committee after several months of discussion and a bipartisan effort to craft the legislation.

該法案是由參議員比爾·哈格蒂（Bill Hagerty）撰寫的，並得到了委員會所有共和黨成員的支持，民主黨參議員馬克·沃納（Mark Warner），安迪·金（Mark Warner），安迪（Andy Kim），麗莎·布朗特·羅切斯特（Lisa Blunt Rochester），魯本·加勒戈（Ruben Gallego）和安吉拉·阿爾索布魯克斯（Angela Alsobrooks）通過了幾個月的討論以及一項努​​力來製定立法。

Hagerty expressed his satisfaction with the bill’s bipartisan support and highlighted its importance in fostering financial innovation and maintaining the U.S.’s leadership in digital assets.

Hagerty對法案的兩黨支持表示滿意，並強調了其在促進金融創新和維持美國在數字資產方面的領導地位的重要性。

“This legislation is a critical first step in establishing a safe and pro-growth regulatory framework that will unleash innovation and advance the President’s mission to make America the world capital of crypto. I look forward to seeing this bill pass the Senate in the near future and ultimately signed into law by President Trump,” Hagerty stated.

“這項立法是建立安全和增長的監管框架的關鍵第一步，該框架將釋放創新並促進總統使美國成為Crypto世界之都的使命。我期待在不久的將來看到這項法案通過參議院，並最終由特朗普總統簽署為法律。”哈格蒂說。

The GENIUS Act proposes a framework for stablecoins that includes mandatory 1:1 reserves, to be held in U.S. dollars, insured bank deposits, or short-term Treasury bills, ensuring the backing of each issued token.

《天才法》提出了一個穩定幣的框架，其中包括強制性的1：1儲備金，以美元，保險的銀行存款或短期財政賬單持有，以確保每個發行的代幣的支持。

Issuers would also have the option of federal oversight through the Office of the Comptroller of the Currency (OCC) or state-level supervision, provided that state regulations meet federal standards, creating a dual regulatory pathway.

發行人還可以選擇通過貨幣（OCC）或州級監管辦公室辦公室進行聯邦監督，前提是州法規符合聯邦標準，並創建了雙重監管途徑。

Highlighting the importance of regulatory clarity, Committee Chairman Senator Tim Scott noted that certain industries and American consumers have been left in the dark for far too long.

委員會主席蒂姆·斯科特（Tim Scott）強調了監管清晰度的重要性，指出某些行業和美國消費者在黑暗中呆了太久了。

“This uncertainty also stifled innovation here at home, in America. That changes today with the GENIUS Act, which is a bipartisan step forward in ensuring that stablecoins are safe and reliable tools in the financial system,” Scott added.

“這種不確定性也扼殺了美國的家裡的創新。今天的《天才法》（Genius Act）發生了變化，這是確保穩定劑在金融體系中安全可靠的工具方面向前邁進的一步。”

The Committee Chairman also mentioned taking action to “end the weaponization of financial regulators.” This statement could be linked to the bill’s content, which explicitly classifies stablecoins as non-securities, placing them outside the jurisdiction of the Securities and Exchange Commission (SEC), previously known for its “regulation by enforcement” approach.

委員會主席還提到採取行動“結束金融監管機構的武器化”。該聲明可以與該法案的內容聯繫起來，該法案將穩定幣明確歸類為非安全性，將其置於證券交易委員會（SEC）（SEC）的管轄範圍之外，此前以其“執法法規”方法而聞名。

Positive reactions

積極反應

A known advocate for crypto regulation and member of the Committee, Senator Cynthia Lummis highlighted the importance of the bill’s passage out of the Committee in advancing the regulatory framework for stablecoin issuers and providing the U.S. with a competitive edge in the rapidly evolving digital asset space.

參議員辛西婭·盧米斯（Cynthia Lummis）是加密監管法規和委員會成員的知名倡導者，強調了該法案從委員會中通過委員會的重要性，在促進Stablecoin發行人的監管框架方面，並在快速發展的數字資產空間中為美國提供了競爭優勢。

“The Senate Banking Committee’s bipartisan vote to advance the GENIUS Act is a welcome step in the right direction. This legislation is a priority for advancing the role of the U.S. in the rapidly evolving digital asset space. It provides a clear and competitive framework for stablecoins, ensuring consumer protection and financial stability while fostering innovation and promoting the efficient allocation of capital. As the House prepares to return from August recess, I urge leadership to swiftly consider and advance this important legislation,” Lummis stated.

“參議院銀行委員會對推進《天才法》的兩黨投票是朝著正確的方向邁出的可喜一步。這項立法是推進美國在快速發展的數字資產領域中的作用的優先事項。它為Stablecoins提供了一個明確而有競爭力的框架，確保消費者的保護和財務穩定，同時促進創新並促進資本的有效分配。當眾議院準備從八月的休會返回時，我敦促領導人迅速考慮並推進這項重要的立法。”盧米斯說。

The bill’s progress was also praised by Circle CEO Jeremy Allaire, who described it as a massive move in Washington today, highlighting the bipartisan nature of the decision and its implications.

該法案的進步還受到了Circle首席執行官傑里米·阿萊爾（Jeremy Allaire）的稱讚，後者將其描述為當今華盛頓的巨大舉動，強調了該決定的兩黨性質及其含義。

“Congress is taking a step towards upgrading and making the dollar more competitive in the global financial system. This is a huge step towards upgrading and making the dollar more competitive,” Allaire concluded.

“國會正在朝著升級和使美元在全球金融體系中更具競爭力的一步。這是邁向升級和使美元更具競爭力的重要一步。” Allaire總結道。

Coinbase chief policy officer Faryar Shirzad thanked the senators for their support as the bill passed the Senate Banking Committee.

Coinbase首席政策官Faryar Shirzad感謝參議員通過參議院銀行委員會的支持。

"We're grateful for the bipartisan support for the GENIUS Act, which will provide much-needed clarity and certainty for the digital asset industry and American consumers. A big step forward!" Shirzad stated.

“我們感謝兩黨對《天才法案》的支持，這將為數字資產行業和美國消費者提供急需的清晰度和確定性。向前邁出了一大步！”西爾扎德說。

Finally, Blockchain Association CEO Kristin Smith said she is pleased to see the Senate Banking Committee vote to advance the GENIUS Act one step further.

最後，區塊鏈協會首席執行官克里斯汀·史密斯（Kristin Smith）表示，她很高興看到參議院銀行委員會投票進一步推進《天才法》。

"This legislation is a smart step in the right direction for American innovation and economic leadership. The House should return from August recess ready to pass this bill quickly and send it to President Trump's desk. Once enacted, the legislation will provide long-awaited clarity for stablecoin issuers and users, reinforcing the U.S.' role as a leader in digital currency regulation. This matters for the future of the U.S. dollar and the overall health of the financial system," Smith concluded.

“這項立法是朝著美國創新和經濟領導的正確方向邁出的明智之舉的一步。眾議院應從八月份開始準備通過這項法案並將其寄給特朗普總統的辦公桌。一旦頒布，該立法將為Stablecoin發行人和用戶提供認可的清晰度，並為美國在數字貨幣中的領導者而加強了美國在數字貨幣中的領導者的作用。這是對未來的整體機構的統治。

The bill is now moving to the full Senate for a vote. If enacted, the legislation would provide long-awaited clarity for stablecoin issuers and users, reinforcing the U.S.’s role as a leader in digital currency regulation.

該法案現在正在全部參議院進行投票。如果制定，該立法將為Stablecoin發行人和用戶提供期待已久的清晰度，從而加強了美國作為數字貨幣監管領導者的作用。