RWA 硬幣革命：Chromia、MakerDAO 和 Avalanche 脫穎而出，到 2025 年重新定義市場

資產代幣化正在徹底改變區塊鏈與傳統金融之間的連結。 Chromia、MakerDAO 和 Avalanche 因其在代幣化的可擴展性、透明度和效率方面的創新而脫穎而出。這些舉措可能會在 2025 年之前重新定義市場，使資產更容易取得、安全和高效。

Real-world asset (RWA coin) tokenization is emerging as one of the most promising developments in combining traditional finance with blockchain technology. This process involves creating digital representations of physical assets, such as real estate, bonds and commodities, on a blockchain network. By tokenizing RWAs, they can be traded, managed and accessed more efficiently and transparently.

現實世界資產（RWA 幣）代幣化正在成為傳統金融與區塊鏈技術結合最有前景的發展之一。此過程涉及在區塊鏈網路上創建實體資產（例如房地產、債券和商品）的數位表示。透過對 RWA 進行代幣化，可以更有效率、更透明地進行交易、管理和存取。

As more financial institutions and developers adopt this technology, it is crucial to highlight projects that stand out for their innovation and growth potential. Here are the top 3 RWA coin projects that will attract the most attention:

隨著越來越多的金融機構和開發商採用這項技術，突顯具有創新和成長潛力的項目至關重要。以下是最受關注的前 3 個 RWA 代幣項目：

1. Chromia

1. 鉻

Chromia has become indispensable in the integration of RWAs thanks to the Ledger Digital Asset Protocol (LDAP). This system allows comprehensive documents such as investment prospectuses and financial reports to be stored directly on-chain, eliminating dependency on external databases.

由於 Ledger 數位資產協議 (LDAP)，Chromia 已成為 RWA 整合中不可或缺的一部分。該系統允許將投資招股說明書和財務報告等綜合文件直接儲存在鏈上，消除對外部資料庫的依賴。

Moreover, Chromia offers full compatibility with EVM networks and provides advanced programmable rules such as KYC and AML at token level. It reduces operational costs and increases security through cryptographic signatures and multisig approval processes. These features make it an ideal solution for organizations seeking regulatory compliance without sacrificing efficiency.

此外，Chromia 提供與 EVM 網路的完全相容性，並提供代幣層級的 KYC 和 AML 等高級可程式規則。它透過加密簽章和多重簽章審批流程降低了營運成本並提高了安全性。這些功能使其成為尋求法規遵循而又不犧牲效率的組織的理想解決方案。

2. MakerDAO

2.MakerDAO

MakerDAO, recently renamed Sky, along with the well-known stablecoin DAI, now called USDS, has taken a full turn towards RWAs to diversify collateralization and broaden utility.

MakerDAO（最近更名為 Sky）以及著名的穩定幣 DAI（現稱為 USDS）已全面轉向 RWA，以實現抵押品多元化並擴大效用。

Its innovative model backs USDS issuance with real-world assets such as US Treasury bonds and infrastructure projects. This approach increases the circulation of the stablecoin without relying solely on crypto assets, while also reducing the risks associated with crypto market volatility.

其創新模式支持用美國國債和基礎設施項目等現實世界資產發行 USDS。這種方法在不完全依賴加密資產的情況下增加了穩定幣的流通量，同時也降低了與加密市場波動相關的風險。

As MakerDAO continues to integrate RWAs into its platform, its impact on the financial ecosystem is expected to grow significantly.

隨著 MakerDAO 繼續將 RWA 整合到其平台中，其對金融生態系統的影響預計將顯著增長。

3. Avalanche

3.雪崩

Avalanche focuses on customization and scalability through its subnet architecture. These subnets optimize transaction speed and reduce operational costs by creating private environments for each tokenized asset.

Avalanche 專注於透過其子網路架構進行客製化和可擴展性。這些子網路透過為每個代幣化資產創建私有環境來優化交易速度並降低營運成本。

The protocol has recently invested $50 million in the development of RWA-related products, strongly committed to the growth of the industry.

該協議最近投資了 5000 萬美元用於 RWA 相關產品的開發，並堅定地致力於該行業的發展。

With the progress of these innovative projects, real-world assets on blockchain are no longer an experimental concept, but a practical solution with concrete applications. If these initiatives can overcome the technological and regulatory challenges they face, 2025 could be the beginning of a new financial era in which RWAs redefine the interaction between traditional markets and the blockchain ecosystem, opening the door to more inclusive and efficient participation.

隨著這些創新項目的進展，區塊鏈上的現實世界資產不再是一個實驗性的概念，而是一個具有具體應用的實際解決方案。如果這些措施能夠克服所面臨的技術和監管挑戰，2025 年可能會成為新金融時代的開始，RWA 重新定義傳統市場與區塊鏈生態系統之間的互動，為更包容、更有效率的參與打開大門。