RWA 硬币革命：Chromia、MakerDAO 和 Avalanche 脱颖而出，到 2025 年重新定义市场

资产代币化正在彻底改变区块链与传统金融之间的联系。 Chromia、MakerDAO 和 Avalanche 因其在代币化方面的可扩展性、透明度和效率方面的创新而脱颖而出。这些举措可能会在 2025 年之前重新定义市场，使资产更容易获取、安全和高效。

Real-world asset (RWA coin) tokenization is emerging as one of the most promising developments in combining traditional finance with blockchain technology. This process involves creating digital representations of physical assets, such as real estate, bonds and commodities, on a blockchain network. By tokenizing RWAs, they can be traded, managed and accessed more efficiently and transparently.

现实世界资产（RWA 币）代币化正在成为传统金融与区块链技术相结合最有前途的发展之一。此过程涉及在区块链网络上创建实物资产（例如房地产、债券和商品）的数字表示。通过对 RWA 进行代币化，可以更高效、更透明地对其进行交易、管理和访问。

As more financial institutions and developers adopt this technology, it is crucial to highlight projects that stand out for their innovation and growth potential. Here are the top 3 RWA coin projects that will attract the most attention:

随着越来越多的金融机构和开发商采用这项技术，突出具有创新和增长潜力的项目至关重要。以下是最受关注的前 3 个 RWA 代币项目：

1. Chromia

1. 铬

Chromia has become indispensable in the integration of RWAs thanks to the Ledger Digital Asset Protocol (LDAP). This system allows comprehensive documents such as investment prospectuses and financial reports to be stored directly on-chain, eliminating dependency on external databases.

得益于 Ledger 数字资产协议 (LDAP)，Chromia 已成为 RWA 集成中不可或缺的一部分。该系统允许将投资招股说明书和财务报告等综合文件直接存储在链上，消除对外部数据库的依赖。

Moreover, Chromia offers full compatibility with EVM networks and provides advanced programmable rules such as KYC and AML at token level. It reduces operational costs and increases security through cryptographic signatures and multisig approval processes. These features make it an ideal solution for organizations seeking regulatory compliance without sacrificing efficiency.

此外，Chromia 提供与 EVM 网络的完全兼容性，并提供代币级别的 KYC 和 AML 等高级可编程规则。它通过加密签名和多重签名审批流程降低了运营成本并提高了安全性。这些功能使其成为寻求法规遵从性而又不牺牲效率的组织的理想解决方案。

2. MakerDAO

2.MakerDAO

MakerDAO, recently renamed Sky, along with the well-known stablecoin DAI, now called USDS, has taken a full turn towards RWAs to diversify collateralization and broaden utility.

MakerDAO（最近更名为 Sky）以及著名的稳定币 DAI（现称为 USDS）已全面转向 RWA，以实现抵押品多元化并扩大效用。

Its innovative model backs USDS issuance with real-world assets such as US Treasury bonds and infrastructure projects. This approach increases the circulation of the stablecoin without relying solely on crypto assets, while also reducing the risks associated with crypto market volatility.

其创新模式支持用美国国债和基础设施项目等现实世界资产发行 USDS。这种方法在不完全依赖加密资产的情况下增加了稳定币的流通量，同时还降低了与加密市场波动相关的风险。

As MakerDAO continues to integrate RWAs into its platform, its impact on the financial ecosystem is expected to grow significantly.

随着 MakerDAO 继续将 RWA 集成到其平台中，其对金融生态系统的影响预计将显着增长。

3. Avalanche

3.雪崩

Avalanche focuses on customization and scalability through its subnet architecture. These subnets optimize transaction speed and reduce operational costs by creating private environments for each tokenized asset.

Avalanche 专注于通过其子网架构进行定制和可扩展性。这些子网通过为每个代币化资产创建私有环境来优化交易速度并降低运营成本。

The protocol has recently invested $50 million in the development of RWA-related products, strongly committed to the growth of the industry.

该协议最近投资了 5000 万美元用于 RWA 相关产品的开发，坚定致力于该行业的发展。

With the progress of these innovative projects, real-world assets on blockchain are no longer an experimental concept, but a practical solution with concrete applications. If these initiatives can overcome the technological and regulatory challenges they face, 2025 could be the beginning of a new financial era in which RWAs redefine the interaction between traditional markets and the blockchain ecosystem, opening the door to more inclusive and efficient participation.

随着这些创新项目的进展，区块链上的现实世界资产不再是一个实验性的概念，而是一个具有具体应用的实际解决方案。如果这些举措能够克服所面临的技术和监管挑战，2025 年可能会成为新金融时代的开始，RWA 重新定义传统市场与区块链生态系统之间的互动，为更包容、更高效的参与打开大门。