Ripple 透過美元支援的產品加入穩定幣競賽

領先的區塊鏈公司 Ripple 公佈了推出與美元掛鉤的穩定幣的計劃，標誌著其進軍由 Tether 和 Circle 主導的新興的 1500 億美元穩定幣市場。 Ripple 即將推出的穩定幣以美元存款和現金等價物 1 比 1 的比例支持，旨在提高現有金融服務的跨境支付效率和穩定性。

Ripple Enters Stablecoin Fray with US Dollar-Backed Offering

Ripple 透過美元支援的產品進入穩定幣競爭

San Francisco, CA - Ripple, the blockchain behemoth behind the XRP cryptocurrency, has unveiled its ambitious plans to launch a US dollar-pegged stablecoin, marking its foray into the burgeoning $150 billion market. This strategic move sets the stage for a potential shakeup in the stablecoin landscape, currently dominated by Tether and Circle.

加州舊金山 - XRP 加密貨幣背後的區塊鏈巨頭 Ripple 公佈了其雄心勃勃的計劃，即推出與美元掛鉤的穩定幣，標誌著其進軍新興的 1500 億美元市場。這項戰略舉措為目前由 Tether 和 Circle 主導的穩定幣格局的潛在重組奠定了基礎。

The upcoming stablecoin will be fully backed by a 1-to-1 ratio of US dollar deposits, short-term government treasuries, and other cash equivalents, ensuring its stability and minimizing volatility. Ripple's announcement places special emphasis on the stablecoin's pivotal role in bolstering its existing financial services, particularly by streamlining cross-border payments and mitigating their volatility.

即將推出的穩定幣將由美元存款、短期政府國債和其他現金等價物以1比1的比例全額支持，確保其穩定性並最大限度地減少波動性。 Ripple 的聲明特別強調了穩定幣在支持現有金融服務方面的關鍵作用，特別是透過簡化跨境支付並減輕其波動性。

Brad Garlinghouse, Ripple's charismatic CEO, exudes confidence in the distinctiveness of their offering, highlighting its tangible, low-risk asset backing and Ripple's unwavering commitment to transparency and regulatory compliance. "This market will undoubtedly transform [in the future], primarily driven by its accelerated growth," Garlinghouse told CNBC, underscoring the anticipated proliferation and evolution of the stablecoin market.

Ripple 富有魅力的執行長 Brad Garlinghouse 對自己產品的獨特性充滿信心，強調了其有形的、低風險的資產支持以及 Ripple 對透明度和監管合規性的堅定承諾。加林豪斯對 CNBC 表示：「這個市場（未來）無疑將發生轉變，這主要是由其加速成長所推動的。」他強調了穩定幣市場的預期擴散和發展。

Ripple's strategic pivot towards a stablecoin offering not only signifies an expansion of its product portfolio but also reflects the company's proactive response to the increasingly regulated crypto market environment, shifting economic headwinds, and its ongoing legal battles with the US Securities and Exchange Commission (SEC) over the classification of XRP as a security.

Ripple 將戰略重心轉向穩定幣產品，不僅意味著其產品組合的擴大，還反映出該公司對日益監管的加密貨​​幣市場環境、不斷變化的經濟逆風以及與美國證券交易委員會(SEC) 持續的法律鬥爭的積極回應關於 XRP 作為證券的分類。

"In retrospect, launching a stablecoin sooner would have been advantageous," acknowledged David Schwartz, Ripple's esteemed CTO. "However, the current economic conditions marked by rising interest rates, make this the opportune moment for our entry. Our vision is to deliver a stable, regulated option that serves as a cornerstone for DeFi and institutional applications."

Ripple 受人尊敬的首席技術官 David Schwartz 承認：“回想起來，儘早推出穩定幣本來是有利的。” “然而，當前以利率上升為特徵的經濟狀況，使現在成為我們進入的最佳時機。我們的願景是提供穩定、受監管的選擇，作為 DeFi 和機構應用的基石。”

As Ripple ventures into this uncharted territory, the crypto community and financial institutions alike will remain keen observers, eagerly monitoring its impact on the stablecoin landscape and the broader digital economy. The launch of Ripple's US dollar-backed stablecoin promises to be a pivotal moment in the evolving crypto ecosystem, disrupting the status quo and potentially ushering in a new era of innovation and adoption.

隨著 Ripple 進軍這個未知領域，加密貨幣社群和金融機構都將保持敏銳的觀察者，熱切地關注其對穩定幣格局和更廣泛的數位經濟的影響。 Ripple 美元支持的穩定幣的推出有望成為不斷發展的加密生態系統的關鍵時刻，打破現狀，並有可能開創創新和採用的新時代。