傑米戴蒙，比特幣的激烈批評者：看看他的矛盾立場

比特幣的魅力與它的分裂一樣多。對摩根大通執行長傑米戴蒙來說，這種數位貨幣沒有地位。他的批評多年來一直迴響

Bitcoin is a polarizing topic, and no one seems to embody this divide more than Jamie Dimon, the CEO of JPMorgan. For years, his criticisms of digital currencies have echoed throughout the financial sector. But what drives his harsh stance, and what are the key arguments he puts forward?

比特幣是一個兩極化的話題，似乎沒有人比摩根大通執行長傑米戴蒙（Jamie Dimon）更能體現這一分歧。多年來，他對數位貨幣的批評在整個金融領域引起共鳴。但有什麼促使他採取強硬立場？

Bitcoin: A “Valueless” Asset

比特幣：一種「無價值」的資產

In a recent interview with CBS, Dimon didn’s hold back. In his view, bitcoin has no intrinsic value. Unlike gold, which he sees as something more tangible, he believes crypto relies solely on speculation. For him, it’s a fleeting phenomenon, a bubble destined to burst.

在最近接受哥倫比亞廣播公司採訪時，戴蒙並沒有退縮。在他看來，比特幣沒有內在價值。與他認為更有形的黃金不同，他認為加密貨幣完全依賴投機。對他來說，這是一個轉瞬即逝的現象，一個注定會破裂的泡沫。

But Dimon’s critiques extend beyond bitcoin's value. He also accuses the digital currency of facilitating money laundering and criminal activities. In his eyes, the anonymity of transactions makes it attractive to fraudsters.

但戴蒙的批評超越了比特幣的價值。他還指責數位貨幣為洗錢和犯罪活動提供便利。在他看來，交易的匿名性對詐欺者很有吸引力。

According to Dimon, this technology primarily benefits those seeking to evade the usual controls and regulations of the banking sector.

戴蒙表示，這項技術主要有利於那些尋求逃避銀行業常規控制和監管的人。

His discourse is largely alarmist, envisioning a dangerous shift in financial stability and the security of exchanges.

他的言論很大程度上是危言聳聽，設想金融穩定和交易所安全的危險轉變。

At the same time, Dimon also sounds the call for caution. He urges investors to consider the inherent risks of bitcoin and advises them not to get carried away by volatility and the allure of speculation. A stance that, from his perspective, aims to protect savers.

同時，戴蒙也發出了謹慎的呼籲。他敦促投資者考慮比特幣的固有風險，並建議他們不要被波動性和投機的誘惑沖昏頭。從他的角度來看，這一立場旨在保護儲戶。

However, this caution sometimes aligns conveniently with the protection of the banking system Dimon represents.

然而，這種謹慎有時很容易與戴蒙所代表的銀行體系的保護相結合。

A Glimpse into the Future: JPMorgan’s Contradictory Stance

未來一瞥：摩根大通的矛盾立場

Despite Dimon’s outspoken opposition, JPMorgan has shown interest in the rise of bitcoin. In 2021, the bank quietly launched an internal fund dedicated to crypto.

儘管戴蒙直言不諱地反對，摩根大通還是對比特幣的崛起表現出了興趣。 2021 年，該銀行悄悄推出了一支專門用於加密貨幣的內部基金。

Later that year, it also disclosed exposure to Bitcoin ETFs. These moves hint at a cautious engagement with the blockchain technology.

同年晚些時候，它還披露了比特幣 ETF 的風險敞口。這些舉措暗示了對區塊鏈技術的謹慎參與。

Yet, Dimon’s critiques of bitcoin have continued unabated. This duality showcases the clash between innovation and the preservation of banking interests.

然而，戴蒙對比特幣的批評仍有增無減。這種二元性展示了創新與銀行利益保護之間的衝突。

On the one hand, there’s a financial industry compelled to adapt to new ways of transacting. On the other, a CEO who remains apprehensive about an asset class he views as dangerous.

一方面，金融業被迫適應新的交易方式。另一方面，執行長仍然對他認為危險的資產類別感到擔憂。

This contradiction highlights a broader dilemma: how to integrate blockchain into a traditional system that demands guarantees and regulations.

這種矛盾凸顯了一個更廣泛的困境：如何將區塊鏈整合到需要保證和監管的傳統系統中。

Dimon’s statements deepen the divide between those who champion bitcoin and those who defend the banking status quo. Supporters see bitcoin as a viable alternative, a currency free from interference, while opponents perceive a grave threat to economic stability. As an influential figure, Dimon’s stance continues to shape this debate. It remains to be seen whether his distrust will outlast the growing institutionalization of bitcoin and the relentless innovations in decentralized finance.

戴蒙的言論加深了比特幣支持者和銀行業現狀維護者之間的分歧。支持者認為比特幣是一種可行的替代品，一種不受干擾的貨幣，而反對者則認為它對經濟穩定構成嚴重威脅。作為一個有影響力的人物，戴蒙的立場繼續影響著這場辯論。他的不信任是否會比比特幣日益制度化和去中心化金融的不斷創新持續下去還有待觀察。