Ripple 在漫長的法律糾紛中宣布了穩定幣計劃

在與 SEC 持續的法律鬥爭中，Ripple 宣佈於 2024 年推出美元支援的穩定幣，並計劃將其部署在 XRP Ledger 和以太坊區塊鏈上。該穩定幣針對企業客戶和銀行，旨在以其「堅如磐石」的資產支援和注重透明度來脫穎而出。雖然 Ripple 與 SEC 的法律糾紛可能是其決定的一個因素，但該穩定幣對 XRP 生態系統及其原生 XRP 代幣的潛在影響仍有待觀察。

Ripple Unveils Plans for Stablecoin Amid Ongoing Legal Battle

Ripple 在持續的法律鬥爭中公佈了穩定幣計劃

Amidst its protracted legal dispute with the Securities and Exchange Commission (SEC), Ripple is expanding its focus on its cryptocurrency portfolio by announcing plans to launch a stablecoin.

在與美國證券交易委員會（SEC）曠日持久的法律糾紛中，Ripple 宣布計劃推出穩定幣，擴大對加密貨幣投資組合的關注。

According to CoinDesk, the stablecoin, slated for release in 2024, will be fully backed by U.S. dollar deposits, short-term U.S. government Treasuries, and other cash equivalents. This backing is intended to provide stability and reduce volatility, a key characteristic for a stablecoin.

據 CoinDesk 稱，該穩定幣定於 2024 年發布，將得到美元存款、短期美國政府國債和其他現金等價物的全額支持。這種支持旨在提供穩定性並減少波動性，這是穩定幣的關鍵特徵。

Ripple Chief Technology Officer David Schwartz emphasized the company's commitment to transparency, an area of concern for many stablecoin issuers. Ripple intends to maintain rigorous transparency measures to ensure that the stablecoin's reserves are fully accounted for and publicly verifiable.

Ripple 首席技術長 David Schwartz 強調了該公司對透明度的承諾，這是許多穩定幣發行人關注的領域。 Ripple 打算維持嚴格的透明度措施，以確保穩定幣的儲備得到充分核算並可公開驗證。

"We believe that our differentiator will be the fact that the assets are going to be in dollars, Treasuries – rock solid. We're not trying to juice the last couple of decimal points out of this. We're looking to conquer the market and be in it for the long term," Schwartz stated.

「我們相信，我們的差異化因素將是資產將以美元、國債形式存在——堅如磐石。我們不會試圖從中榨取最後幾個小數點。我們希望征服市場並長期參與其中，」施瓦茨說。

Ripple's stablecoin will be deployed on both the XRP Ledger and the Ethereum blockchain, leveraging Ethereum's ERC-20 token standard. The token will primarily target enterprise customers and banking institutions, aiming to provide a reliable and cost-effective alternative to traditional payment methods.

Ripple 的穩定幣將部署在 XRP Ledger 和以太坊區塊鏈上，利用以太坊的 ERC-20 代幣標準。該代幣主要針對企業客戶和銀行機構，旨在為傳統支付方式提供可靠且經濟高效的替代方案。

The launch of Ripple's stablecoin could have a significant impact on the XRP Ledger's decentralized finance (DeFi) ecosystem. Despite having a decentralized exchange (DEX), the ledger's usage remains relatively subdued compared to other blockchains. The introduction of a stablecoin could revitalize the ecosystem by providing a stable base asset for trading and lending.

Ripple 穩定幣的推出可能會對 XRP Ledger 的去中心化金融（DeFi）生態系統產生重大影響。儘管有去中心化交易所（DEX），但與其他區塊鏈相比，分類帳的使用仍然相對較少。穩定幣的引入可以透過為交易和借貸提供穩定的基礎資產來重振生態系統。

Attention will also be drawn to how the stablecoin might affect Ripple's native XRP token. Despite a court ruling declaring XRP not to be a security, its price has remained relatively stagnant. Some analysts have attributed this to the ongoing legal case. The potential rollout of a Ripple stablecoin could positively impact XRP by increasing its utility, liquidity, and potentially bolstering market confidence.

人們也將關注穩定幣如何影響 Ripple 的原生 XRP 代幣。儘管法院裁決宣布 XRP 不是證券，但其價格仍相對停滯。一些分析師將此歸因於正在進行的法律案件。 Ripple 穩定幣的潛在推出可能會透過提高 XRP 的實用性、流動性並可能增強市場信心，對 XRP 產生正面影響。

Ripple's decision to launch a stablecoin is also seen as an opportunistic move given the growing market landscape. The stablecoin will face competition from established players such as Tether's USDT and Circle's USDC, but Ripple is confident in its ability to differentiate its offering through its strong backing and commitment to transparency.

鑑於不斷增長的市場格局，Ripple 推出穩定幣的決定也被視為機會主義舉措。該穩定幣將面臨來自 Tether 的 USDT 和 Circle 的 USDC 等老牌參與者的競爭，但 Ripple 對其通過強有力的支持和對透明度的承諾使其產品脫穎而出的能力充滿信心。

At the time of writing, XRP was trading at $0.59, having experienced a nearly 3% increase in the last 24 hours. The asset's weekly chart indicates consolidation, with a slight decrease of above 3% over the past seven days.

截至撰寫本文時，XRP 的交易價格為 0.59 美元，在過去 24 小時內上漲了近 3%。該資產的周線圖顯示盤整，過去 7 天小幅下跌超過 3%。

The legal dispute between Ripple and the SEC continues to cast a shadow over the company's operations. However, Ripple remains focused on developing and expanding its cryptocurrency portfolio, including the upcoming launch of its stablecoin. The introduction of the stablecoin could potentially reshape the XRP Ledger's ecosystem, bolster XRP's utility, and further establish Ripple's presence in the global cryptocurrency market.

Ripple 與 SEC 之間的法律糾紛繼續為該公司的營運蒙上陰影。然而，Ripple 仍然專注於開發和擴大其加密貨幣投資組合，包括即將推出的穩定幣。穩定幣的推出可能會重塑 XRP Ledger 的生態系統，增強 XRP 的實用性，並進一步確立 Ripple 在全球加密貨幣市場的地位。