Ripple 在漫长的法律纠纷中宣布了稳定币计划

在与 SEC 持续的法律斗争中，Ripple 宣布于 2024 年推出美元支持的稳定币，并计划将其部署在 XRP Ledger 和以太坊区块链上。该稳定币针对企业客户和银行，旨在以其“坚如磐石”的资产支持和注重透明度来脱颖而出。虽然 Ripple 与 SEC 的法律纠纷可能是其决定的一个因素，但该稳定币对 XRP 生态系统及其原生 XRP 代币的潜在影响仍有待观察。

Ripple Unveils Plans for Stablecoin Amid Ongoing Legal Battle

Ripple 在持续的法律斗争中公布了稳定币计划

Amidst its protracted legal dispute with the Securities and Exchange Commission (SEC), Ripple is expanding its focus on its cryptocurrency portfolio by announcing plans to launch a stablecoin.

在与美国证券交易委员会（SEC）旷日持久的法律纠纷中，Ripple 宣布计划推出稳定币，扩大其对加密货币投资组合的关注。

According to CoinDesk, the stablecoin, slated for release in 2024, will be fully backed by U.S. dollar deposits, short-term U.S. government Treasuries, and other cash equivalents. This backing is intended to provide stability and reduce volatility, a key characteristic for a stablecoin.

据 CoinDesk 称，该稳定币定于 2024 年发布，将得到美元存款、短期美国政府国债和其他现金等价物的全额支持。这种支持旨在提供稳定性并减少波动性，这是稳定币的关键特征。

Ripple Chief Technology Officer David Schwartz emphasized the company's commitment to transparency, an area of concern for many stablecoin issuers. Ripple intends to maintain rigorous transparency measures to ensure that the stablecoin's reserves are fully accounted for and publicly verifiable.

Ripple 首席技术官 David Schwartz 强调了该公司对透明度的承诺，这是许多稳定币发行人关注的领域。 Ripple 打算维持严格的透明度措施，以确保稳定币的储备得到充分核算并可公开验证。

"We believe that our differentiator will be the fact that the assets are going to be in dollars, Treasuries – rock solid. We're not trying to juice the last couple of decimal points out of this. We're looking to conquer the market and be in it for the long term," Schwartz stated.

“我们相信，我们的差异化因素将是资产将以美元、国债形式存在——坚如磐石。我们不会试图从中榨取最后几个小数点。我们希望征服市场并长期参与其中，”施瓦茨说。

Ripple's stablecoin will be deployed on both the XRP Ledger and the Ethereum blockchain, leveraging Ethereum's ERC-20 token standard. The token will primarily target enterprise customers and banking institutions, aiming to provide a reliable and cost-effective alternative to traditional payment methods.

Ripple 的稳定币将部署在 XRP Ledger 和以太坊区块链上，利用以太坊的 ERC-20 代币标准。该代币主要针对企业客户和银行机构，旨在为传统支付方式提供可靠且经济高效的替代方案。

The launch of Ripple's stablecoin could have a significant impact on the XRP Ledger's decentralized finance (DeFi) ecosystem. Despite having a decentralized exchange (DEX), the ledger's usage remains relatively subdued compared to other blockchains. The introduction of a stablecoin could revitalize the ecosystem by providing a stable base asset for trading and lending.

Ripple 稳定币的推出可能会对 XRP Ledger 的去中心化金融（DeFi）生态系统产生重大影响。尽管有去中心化交易所（DEX），但与其他区块链相比，分类账的使用仍然相对较少。稳定币的引入可以通过为交易和借贷提供稳定的基础资产来重振生态系统。

Attention will also be drawn to how the stablecoin might affect Ripple's native XRP token. Despite a court ruling declaring XRP not to be a security, its price has remained relatively stagnant. Some analysts have attributed this to the ongoing legal case. The potential rollout of a Ripple stablecoin could positively impact XRP by increasing its utility, liquidity, and potentially bolstering market confidence.

人们还将关注稳定币如何影响 Ripple 的原生 XRP 代币。尽管法院裁决宣布 XRP 不是证券，但其价格仍然相对停滞。一些分析师将此归因于正在进行的法律案件。 Ripple 稳定币的潜在推出可能会通过提高 XRP 的实用性、流动性并可能增强市场信心，对 XRP 产生积极影响。

Ripple's decision to launch a stablecoin is also seen as an opportunistic move given the growing market landscape. The stablecoin will face competition from established players such as Tether's USDT and Circle's USDC, but Ripple is confident in its ability to differentiate its offering through its strong backing and commitment to transparency.

鉴于不断增长的市场格局，Ripple 推出稳定币的决定也被视为机会主义举措。该稳定币将面临来自 Tether 的 USDT 和 Circle 的 USDC 等老牌参与者的竞争，但 Ripple 对其通过强有力的支持和对透明度的承诺使其产品脱颖而出的能力充满信心。

At the time of writing, XRP was trading at $0.59, having experienced a nearly 3% increase in the last 24 hours. The asset's weekly chart indicates consolidation, with a slight decrease of above 3% over the past seven days.

截至撰写本文时，XRP 的交易价格为 0.59 美元，在过去 24 小时内上涨了近 3%。该资产的周线图显示盘整，过去 7 天小幅下跌超过 3%。

The legal dispute between Ripple and the SEC continues to cast a shadow over the company's operations. However, Ripple remains focused on developing and expanding its cryptocurrency portfolio, including the upcoming launch of its stablecoin. The introduction of the stablecoin could potentially reshape the XRP Ledger's ecosystem, bolster XRP's utility, and further establish Ripple's presence in the global cryptocurrency market.

Ripple 与 SEC 之间的法律纠纷继续给该公司的运营蒙上阴影。然而，Ripple 仍然专注于开发和扩大其加密货币投资组合，包括即将推出的稳定币。稳定币的推出可能会重塑 XRP Ledger 的生态系统，增强 XRP 的实用性，并进一步确立 Ripple 在全球加密货币市场的地位。