唐納德·特朗普總統的政府計劃建立美國加密貨幣儲備

為了使美國位於數字資產景觀的最前沿，唐納德·特朗普總統的政府計劃創建美國加密貨幣保護區。

The Biden administration is planning to create a U.S. cryptocurrency reserve as part of a broader strategy to position the country at the forefront of the digital asset landscape.

拜登政府計劃創建一個美國加密貨幣保護區，這是將該國定位在數字資產格局最前沿的更廣泛戰略的一部分。

This move, reported by The Block and confirmed by administration officials, follows previous reports of a ‘crypto stockpile’ being assembled by the administration. However, the crypto reserve strategy goes further than simply seizing cryptocurrency assets seized by law enforcement. Instead, it implies that the U.S. government will buy and hold crypto tokens with American tax dollars.

該舉動由該街區報告並由政府官員確認，遵循了以前關於政府組裝的“加密儲備”的報導。但是，加密保護區的戰略不僅僅是奪取執法部門抓住的加密貨幣資產的要遠。相反，這意味著美國政府將以美國稅金購買和持有加密代幣。

The five tokens that Trump plans to include in the reserve are bitcoin, Ethereum, the XRP token from Ripple Labs, the SOL token from the Solana blockchain and the ADA token from the Cardano blockchain. He is set to confirm the tokens at a White House crypto summit on Friday (March 7).

特朗普計劃在預備役中包括的五個令牌是比特幣，以太坊，來自Ripple Labs的XRP令牌，Solana區塊鏈的SOL令牌和Cardano區塊鏈的ADA令牌。他將於週五（3月7日）在白宮加密峰會上確認令牌。

The selection of these tokens has significant implications for the future of cryptocurrency in the U.S.

這些令牌的選擇對美國加密貨幣的未來具有重要意義

Bitcoin, the first and most well-known cryptocurrency, is often viewed as a store of value rather than a payments mechanism. Its proof-of-work (PoW) consensus mechanism makes it highly secure but also relatively slow and costly for transactions. However, bitcoin’s liquidity and institutional adoption make it a cornerstone of the digital asset ecosystem.

比特幣是第一個也是最著名的加密貨幣，通常被視為價值存儲而不是付款機制。它的工作證明（POW）共識機制使其高度安全，但對於交易而言也相對較慢且昂貴。但是，比特幣的流動性和機構採用使其成為數字資產生態系統的基石。

The U.S. government’s interest in bitcoin likely stems from its dominance in the market and its potential role as a reserve asset in a digital-first monetary system.

美國政府對比特幣的興趣可能源於其在市場上的主導地位以及其作為數字優先貨幣體系中的儲備資產的潛在作用。

Compared to bitcoin, Ethereum is more commonly used for decentralized applications (dApps) and smart contracts. Its transition to a proof-of-stake (PoS) model with Ethereum 2.0 has improved its energy efficiency, making it more attractive for enterprise adoption.

與比特幣相比，以太坊更常用於分散應用程序（DAPP）和智能合約。它過渡到具有以太坊2.0的驗證驗證（POS）模型，提高了其能源效率，使其對企業採用更具吸引力。

With many financial applications running on its blockchain, Ethereum’s inclusion in Trump’s crypto reserve could suggest a potential interest in programmable money and decentralized finance (DeFi) solutions.

隨著許多財務應用在其區塊鏈上運行，以太坊將特朗普的加密保護區納入其中，可能表明對可編程資金和分散財務（DEFI）解決方案有潛在的興趣。

Ripple Labs’ XRP token has long positioned itself as a bridge currency for cross-border payments. Banks and financial institutions have experimented with XRP to enable near-instantaneous settlement at low costs. XRP is the third-largest crypto token by market capitalization behind bitcoin and Ethereum.

Ripple Labs的XRP令牌長期以來一直將自己定位為跨境支付的橋樑貨幣。銀行和金融機構已經對XRP進行了試驗，以低成本實現近乎建立的和解。 XRP是比特幣和以太坊之後的市值第三大加密代幣。

“The ability to move value around quickly — as opposed to locking it all in one place — frees up not just capital, but the energy and opportunity for growth in these businesses,” Brooks Entwistle, senior vice president of Global Customer Success and managing director at Ripple, told PYMNTS in a 2023 interview.

“能夠迅速轉移價值（而不是將其全部鎖定在一個地方）不僅釋放資本，而且可以釋放這些業務增長的能量和機會，” Ripple的全球客戶成功和董事總經理副總裁Brooks Entwistle在2023年的一次面試中對Pymnts表示。

Given the Securities and Exchange Commission’s (SEC) ongoing legal battle with Ripple, the government’s attention on XRP indicates a potential shift in regulatory sentiment. The SEC dropped lawsuits against other crypto firms, including the exchanges Coinbase and Kraken.

鑑於證券交易委員會（SEC）正在與Ripple進行的法律鬥爭，政府在XRP上的關注表明監管情緒可能發生轉變。 SEC撤銷了針對其他加密貨幣公司的訴訟，包括Coinbase和Kraken。

See also: Regulations Become Crucial as Stablecoins Push Payments Frontier

另請參閱：隨著Stablecoins推動付款邊境，法規變得至關重要

Solana has gained traction for its high-speed, low-cost transactions, making it an attractive blockchain for payments and decentralized applications. Unlike Ethereum, which has struggled with network congestion and high gas fees, Solana’s architecture allows for thousands of transactions per second with minimal fees.

索拉納（Solana）因其高速，低成本交易而獲得了吸引力，這使其成為付款和分散應用程序的有吸引力的區塊鏈。與以太坊在網絡充血和高汽油費用上掙扎的以太坊不同，Solana的建築允許每秒成千上萬的交易，費用最低。

The Solana blockchain is the most popular platform for meme coins, and both meme coins launched by Trump and his wife in January were minted using Solana. Its inclusion suggests Washington could be exploring blockchain solutions that could scale to support mainstream financial activity.

Solana區塊鍊是模因硬幣最受歡迎的平台，而Trump和他的妻子在一月份發行的模因硬幣都是使用Solana鑄造的。它的包容性表明，華盛頓可能正在探索區塊鏈解決方案，這些解決方案可以擴展以支持主流金融活動。

Cardano, founded by Ethereum co-founder Charles Hoskinson, takes an academic and research-driven approach to blockchain technology. With a focus on scalability, interoperability and sustainability, ADA’s blockchain is seen as a long-term contender for enterprise and government use cases. The U.S. government’s interest in Cardano could stem from its emphasis on regulatory compliance and structured development.

Cardano由以太坊聯合創始人查爾斯·霍斯金森（Charles Hoskinson）創立，以學術和研究為驅動的方法進行區塊鏈技術。側重於可伸縮性，互操作性和可持續性，ADA的區塊鏈被視為企業和政府用例的長期競爭者。美國政府對卡爾達諾的興趣可能源於其對監管合規性和結構性發展的重視。

The selection of these tokens is notable for several reasons. First, it represents a mix of digital assets serving different functions — from store-of-value (bitcoin) to enterprise payments (XRP) and decentralized application ecosystems (Ethereum, Solana and Cardano). This suggests a broader strategy that goes beyond simple speculation or retail trading. Instead, it points to an evolving national policy that seeks to integrate digital assets into payments infrastructure and financial services.

這些令牌的選擇是出於多種原因而值得注意的。首先，它代表了具有不同功能的數字資產的組合 - 從價值商店（比特幣）到企業付款（XRP）和分散的應用程序生態系統（以太坊，Solana和Cardano）。這表明，更廣泛的策略超出了簡單的投機或零售交易。相反，它指出了不斷發展的國家政策，該政策旨在將數字資產納入付款基礎設施和金融服務。

If Friday’s summit leads to clearer regulatory guidelines, payment processors, banks and FinTech companies will be better positioned to integrate digital assets into their offerings, leading to faster and cheaper transactions, cross-border efficiencies and enhanced financial inclusion.

如果週五的峰會導致更明確的監管指南，則支付處理器，銀行和金融科技公司將獲得更好的定位，以將數字資產整合到其產品中，從而導致更快，更便宜的交易，跨境效率和增強的金融包容性。

On the flip side, if regulatory ambiguity persists, uncertainty will continue to hamper mainstream adoption. While blockchain technology appears to be here to stay, its integration into U.S. financial infrastructure will largely depend on the policies outlined in the coming weeks.

另一方面，如果監管歧義持續存在，不確定性將繼續阻礙主流採用。儘管區塊鏈技術似乎要留在這裡，但它與美國金融基礎設施的集成將在很大程度上取決於未來幾週概述的政策。

“There’s an ongoing struggle to balance innovation with financial stability,” Amias Gerety, former U.S. assistant secretary of the treasury and current partner at QED Investors, told PYMNTS in an interview published Monday (March 3).

美國國庫助理秘書兼現任Qed投資者現任合夥人阿米亞斯·蓋蒂（Amias Gerety）在周一（3月3日）（3月3日）在一次採訪中對PYMNTS表示：“正在進行的鬥爭，以平衡創新與財務穩定性。”

While crypto presents new opportunities, it also introduces risks, particularly in areas of fraud, security and systemic vulnerabilities, he said. Regulatory clarity will be key in fostering a healthy digital asset

他說，儘管Crypto提出了新的機會，但它也引入了風險，尤其是在欺詐，安全和系統漏洞的地區。監管清晰度將是培養健康數字資產的關鍵