唐纳德·特朗普总统的政府计划建立美国加密货币储备

为了使美国位于数字资产景观的最前沿，唐纳德·特朗普总统的政府计划创建美国加密货币保护区。

The Biden administration is planning to create a U.S. cryptocurrency reserve as part of a broader strategy to position the country at the forefront of the digital asset landscape.

拜登政府计划创建一个美国加密货币保护区，这是将该国定位在数字资产格局最前沿的更广泛战略的一部分。

This move, reported by The Block and confirmed by administration officials, follows previous reports of a ‘crypto stockpile’ being assembled by the administration. However, the crypto reserve strategy goes further than simply seizing cryptocurrency assets seized by law enforcement. Instead, it implies that the U.S. government will buy and hold crypto tokens with American tax dollars.

该举动由该街区报告并由政府官员确认，遵循了以前关于政府组装的“加密储备”的报道。但是，加密保护区的战略不仅仅是夺取执法部门抓住的加密货币资产的要远。相反，这意味着美国政府将以美国税金购买和持有加密代币。

The five tokens that Trump plans to include in the reserve are bitcoin, Ethereum, the XRP token from Ripple Labs, the SOL token from the Solana blockchain and the ADA token from the Cardano blockchain. He is set to confirm the tokens at a White House crypto summit on Friday (March 7).

特朗普计划在预备役中包括的五个令牌是比特币，以太坊，来自Ripple Labs的XRP令牌，Solana区块链的SOL令牌和Cardano区块链的ADA令牌。他将于周五（3月7日）在白宫加密峰会上确认令牌。

The selection of these tokens has significant implications for the future of cryptocurrency in the U.S.

这些令牌的选择对美国加密货币的未来具有重要意义

Bitcoin, the first and most well-known cryptocurrency, is often viewed as a store of value rather than a payments mechanism. Its proof-of-work (PoW) consensus mechanism makes it highly secure but also relatively slow and costly for transactions. However, bitcoin’s liquidity and institutional adoption make it a cornerstone of the digital asset ecosystem.

比特币是第一个也是最著名的加密货币，通常被视为价值存储而不是付款机制。它的工作证明（POW）共识机制使其高度安全，但对于交易而言也相对较慢且昂贵。但是，比特币的流动性和机构采用使其成为数字资产生态系统的基石。

The U.S. government’s interest in bitcoin likely stems from its dominance in the market and its potential role as a reserve asset in a digital-first monetary system.

美国政府对比特币的兴趣可能源于其在市场上的主导地位以及其作为数字优先货币体系中的储备资产的潜在作用。

Compared to bitcoin, Ethereum is more commonly used for decentralized applications (dApps) and smart contracts. Its transition to a proof-of-stake (PoS) model with Ethereum 2.0 has improved its energy efficiency, making it more attractive for enterprise adoption.

与比特币相比，以太坊更常用于分散应用程序（DAPP）和智能合约。它过渡到具有以太坊2.0的验证验证（POS）模型，提高了其能源效率，使其对企业采用更具吸引力。

With many financial applications running on its blockchain, Ethereum’s inclusion in Trump’s crypto reserve could suggest a potential interest in programmable money and decentralized finance (DeFi) solutions.

随着许多财务应用在其区块链上运行，以太坊将特朗普的加密保护区纳入其中，可能表明对可编程资金和分散财务（DEFI）解决方案有潜在的兴趣。

Ripple Labs’ XRP token has long positioned itself as a bridge currency for cross-border payments. Banks and financial institutions have experimented with XRP to enable near-instantaneous settlement at low costs. XRP is the third-largest crypto token by market capitalization behind bitcoin and Ethereum.

Ripple Labs的XRP令牌长期以来一直将自己定位为跨境支付的桥梁货币。银行和金融机构已经对XRP进行了试验，以低成本实现近乎建立的和解。 XRP是比特币和以太坊之后的市值第三大加密代币。

“The ability to move value around quickly — as opposed to locking it all in one place — frees up not just capital, but the energy and opportunity for growth in these businesses,” Brooks Entwistle, senior vice president of Global Customer Success and managing director at Ripple, told PYMNTS in a 2023 interview.

“能够迅速转移价值（而不是将其全部锁定在一个地方）不仅释放资本，而且可以释放这些业务增长的能量和机会，” Ripple的全球客户成功和董事总经理副总裁Brooks Entwistle在2023年的一次面试中对Pymnts表示。

Given the Securities and Exchange Commission’s (SEC) ongoing legal battle with Ripple, the government’s attention on XRP indicates a potential shift in regulatory sentiment. The SEC dropped lawsuits against other crypto firms, including the exchanges Coinbase and Kraken.

鉴于证券交易委员会（SEC）正在与Ripple进行的法律斗争，政府在XRP上的关注表明监管情绪可能发生转变。 SEC撤销了针对其他加密货币公司的诉讼，包括Coinbase和Kraken。

See also: Regulations Become Crucial as Stablecoins Push Payments Frontier

另请参阅：随着Stablecoins推动付款边境，法规变得至关重要

Solana has gained traction for its high-speed, low-cost transactions, making it an attractive blockchain for payments and decentralized applications. Unlike Ethereum, which has struggled with network congestion and high gas fees, Solana’s architecture allows for thousands of transactions per second with minimal fees.

索拉纳（Solana）因其高速，低成本交易而获得了吸引力，这使其成为付款和分散应用程序的有吸引力的区块链。与以太坊在网络充血和高汽油费用上挣扎的以太坊不同，Solana的建筑允许每秒成千上万的交易，费用最低。

The Solana blockchain is the most popular platform for meme coins, and both meme coins launched by Trump and his wife in January were minted using Solana. Its inclusion suggests Washington could be exploring blockchain solutions that could scale to support mainstream financial activity.

Solana区块链是模因硬币最受欢迎的平台，而Trump和他的妻子在一月份发行的模因硬币都是使用Solana铸造的。它的包容性表明，华盛顿可能正在探索区块链解决方案，这些解决方案可以扩展以支持主流金融活动。

Cardano, founded by Ethereum co-founder Charles Hoskinson, takes an academic and research-driven approach to blockchain technology. With a focus on scalability, interoperability and sustainability, ADA’s blockchain is seen as a long-term contender for enterprise and government use cases. The U.S. government’s interest in Cardano could stem from its emphasis on regulatory compliance and structured development.

Cardano由以太坊联合创始人查尔斯·霍斯金森（Charles Hoskinson）创立，以学术和研究为驱动的方法进行区块链技术。侧重于可伸缩性，互操作性和可持续性，ADA的区块链被视为企业和政府用例的长期竞争者。美国政府对卡尔达诺的兴趣可能源于其对监管合规性和结构性发展的重视。

The selection of these tokens is notable for several reasons. First, it represents a mix of digital assets serving different functions — from store-of-value (bitcoin) to enterprise payments (XRP) and decentralized application ecosystems (Ethereum, Solana and Cardano). This suggests a broader strategy that goes beyond simple speculation or retail trading. Instead, it points to an evolving national policy that seeks to integrate digital assets into payments infrastructure and financial services.

这些令牌的选择是出于多种原因而值得注意的。首先，它代表了具有不同功能的数字资产的组合 - 从价值商店（比特币）到企业付款（XRP）和分散的应用程序生态系统（以太坊，Solana和Cardano）。这表明，更广泛的策略超出了简单的投机或零售交易。相反，它指出了不断发展的国家政策，该政策旨在将数字资产纳入付款基础设施和金融服务。

If Friday’s summit leads to clearer regulatory guidelines, payment processors, banks and FinTech companies will be better positioned to integrate digital assets into their offerings, leading to faster and cheaper transactions, cross-border efficiencies and enhanced financial inclusion.

如果周五的峰会导致更明确的监管指南，则支付处理器，银行和金融科技公司将获得更好的定位，以将数字资产整合到其产品中，从而导致更快，更便宜的交易，跨境效率和增强的金融包容性。

On the flip side, if regulatory ambiguity persists, uncertainty will continue to hamper mainstream adoption. While blockchain technology appears to be here to stay, its integration into U.S. financial infrastructure will largely depend on the policies outlined in the coming weeks.

另一方面，如果监管歧义持续存在，不确定性将继续阻碍主流采用。尽管区块链技术似乎要留在这里，但它与美国金融基础设施的集成将在很大程度上取决于未来几周概述的政策。

“There’s an ongoing struggle to balance innovation with financial stability,” Amias Gerety, former U.S. assistant secretary of the treasury and current partner at QED Investors, told PYMNTS in an interview published Monday (March 3).

美国国库助理秘书兼现任Qed投资者现任合伙人阿米亚斯·盖蒂（Amias Gerety）在周一（3月3日）（3月3日）在一次采访中对PYMNTS表示：“正在进行的斗争，以平衡创新与财务稳定性。”

While crypto presents new opportunities, it also introduces risks, particularly in areas of fraud, security and systemic vulnerabilities, he said. Regulatory clarity will be key in fostering a healthy digital asset

他说，尽管Crypto提出了新的机会，但它也引入了风险，尤其是在欺诈，安全和系统漏洞的地区。监管清晰度将是培养健康数字资产的关键