PostFinance 使以太坊質押民主化，使加密貨幣更接近大規模採用

加密貨幣世界繼續撼動傳統金融的規則。這次，瑞士公共銀行 PostFinance 邁出了新的一步，讓其 270 萬客戶可以進行以太坊質押。

Swiss public bank PostFinance has announced that it will offer Ethereum (ETH) staking to its 2.7 million clients, making it accessible to a broader audience.

瑞士公共銀行 PostFinance 宣布將向其 270 萬客戶提供以太坊 (ETH) 質押服務，讓更廣泛的受眾能夠使用它。

The move comes amid a growing enthusiasm for digital assets in Switzerland and beyond. PostFinance is offering the service with an entry threshold of only 0.1 ETH (around $331), significantly lower than the minimum 32 ETH usually required for traditional staking.

此舉正值瑞士及其他地區對數位資產的熱情日益高漲。 PostFinance 提供的服務入門門檻僅為 0.1 ETH（約 331 美元），遠低於傳統質押通常所需的最低 32 ETH。

This marks a turning point in the European banking landscape, where the adoption of cryptocurrencies has often been hesitant.

這標誌著歐洲銀行業格局的轉捩點，歐洲銀行業對加密貨幣的採用往往猶豫不決。

PostFinance integrates the staking service fully within its existing financial tools, allowing clients to view their staking rewards directly on their asset statement.

PostFinance 將質押服務完全整合到其現有的金融工具中，讓客戶可以直接在資產報表上查看質押獎勵。

The bank's approach combines the opportunities offered by blockchain technology with a user experience tailored to traditional finance.

該銀行的方法將區塊鏈技術提供的機會與針對傳統金融的用戶體驗結合。

The staked ETH will be locked for a minimum of 12 weeks, ensuring stability while suggesting potential gains for investors.

質押的 ETH 將被鎖定至少 12 週，確保穩定性，同時為投資者帶來潛在收益。

The rewards can be sold, offering partial liquidity, though less flexibility compared to decentralized solutions like Lido Finance.

獎勵可以出售，提供部分流動性，但與 Lido Finance 等去中心化解決方案相比靈活性較差。

PostFinance had previously partnered with Sygnum to launch crypto custody and trading services earlier this year. This new service further cements the bank's goal to become a key player in digital finance.

PostFinance 先前曾在今年稍早與 Sygnum 合作推出加密貨幣託管和交易服務。這項新服務進一步鞏固了該銀行成為數位金融關鍵參與者的目標。

Meanwhile, the Ethereum staking market has seen explosive growth. Since the launch of the Beacon Chain in 2020, the amount of staked Ether has increased from 682,000 to over 33 million.

同時，以太坊質押市場出現了爆炸性成長。自 2020 年信標鏈推出以來，質押的以太幣數量已從 682,000 增加到超過 3,300 萬。

This surge in staking reflects a growing interest from both institutional and individual investors, who see it as an alternative to traditional investments.

質押的激增反映出機構和個人投資者的興趣日益濃厚，他們將其視為傳統投資的替代品。

In this domain, PostFinance will compete with platforms like Coinbase and Lido Finance, which currently hold the majority of the Ethereum staking market.

在這個領域，PostFinance 將與 Coinbase 和 Lido Finance 等平台競爭，這些平台目前佔據了以太坊質押市場的大部分份額。

However, as a public banking institution, PostFinance may enjoy an advantage in gaining the trust of Swiss clients, who tend to be quite risk-averse when it comes to cryptocurrencies.

然而，作為一家公共銀行機構，PostFinance 在獲得瑞士客戶的信任方面可能具有優勢，因為瑞士客戶在加密貨幣方面往往相當規避風險。

PostFinance also plans to gradually make other cryptocurrencies available for staking, according to Alexander Thoma, head of digital assets.

PostFinance 數位資產主管 Alexander Thoma 表示，也計劃逐步開放其他加密貨幣進行質押。

By integrating cryptocurrencies slowly and steadily, the Swiss institution demonstrates an understanding of the need to balance innovation with practicality.

透過緩慢而穩定地整合加密貨幣，這家瑞士機構展現了對平衡創新與實用性的必要性的理解。

With about $136 billion in assets under management, the bank could play a significant role in driving crypto adoption on a national scale.

該銀行管理約 1,360 億美元的資產，可以在推動全國加密貨幣的採用方面發揮重要作用。

The launch of Ethereum staking by PostFinance goes beyond a technical announcement; it's a bold statement that signals the diminishing boundaries between traditional finance and cryptocurrencies.

PostFinance 推出以太坊質押不僅僅是一個技術公告；這是一個大膽的聲明，標誌著傳統金融和加密貨幣之間的界限正在縮小。