儘管尼日利亞在2024年清除了海上交易所，但尼日利亞已承諾支持數字資產行業

儘管它在2024年清除了離岸交易所以及持續的815億美元針對Binance的訴訟，但尼日利亞已承諾支持數字資產行業

Nigeria is planning to continue supporting the digital asset sector despite its recent purge of offshore exchanges and the $81.5 billion lawsuit against Binance.

尼日利亞仍計劃繼續支持數字資產行業，儘管它最近清除了海上交易所以及針對Binance的815億美元訴訟。

The West African nation is the continent’s largest digital asset market and one of the world leaders in adoption. However, recent enforcement actions, which led to the shutdown of global exchanges like Coinbase (NASDAQ:COIN) and KuCoin, dampened the sector, leading to a drastic dip in stablecoin volume last year.

西非國家是大陸最大的數字資產市場，也是領養的世界領導人之一。但是，最近的執法行動導致了Coinbase（Nasdaq：Coin）和Kucoin等全球交流的關閉，使該行業抑制了該行業，導致去年Stablecoin量的大幅下降。

In February, the government also filed a lawsuit against Binance, demanding $79 billion for economic losses and $2 billion in back taxes, which would be the biggest fine in the sector.

2月，政府還提起訴訟，對二元訴訟，要求790億美元的經濟損失和20億美元的後稅，這將是該行業最大的罰款。

Still, the government is committed to promoting the growth of the digital asset sector, says Information Minister Mohammed Idris.

信息部長穆罕默德·伊德里斯（Mohammed Idris）表示，儘管如此，政府仍致力於促進數字資產行業的增長。

In an interview with Semafor, Idris said the government is out to protect investors, “not to cripple anybody.” He added that no VASP will be allowed to operate in Nigeria without the proper licensing, whatever the company size.

伊德里斯在接受Semafor採訪時說，政府正在保護投資者：“不要削弱任何人。”他補充說，無論公司規模如何，沒有適當的許可，就不會允許在尼日利亞運營。

Binance has since accused the government of overreach and demanding $150 million in bribes to release the exchange’s official Tigran Gambaryan, who was detained for eight months.

此後，Binance指責政府涉嫌超越，並要求賄賂1.5億美元，以釋放交易所的官方蒂格蘭·甘巴里亞（Tigran Gambaryan），後者被拘留了八個月。

In an interview with Blockworks earlier this year, Binance CEO Richard Teng stated that the actions of the Nigerian government against the exchange “were not warranted.” He added that the exchange had tried to work with the government, but Nigeria was not interested in an amicable resolution.

Binance首席執行官Richard Teng在今年早些時候接受Blockworks的採訪時說，尼日利亞政府對交易所的行動“不保證”。他補充說，交易所試圖與政府合作，但尼日利亞對友好的決議不感興趣。

However, as other officials have done previously, Minister Idris dismissed Binance’s claims as mere antics to strong-arm the government.

但是，正如其他官員以前所做的那樣，伊德里斯部長駁回了畢業生的說法僅僅是對政府強部隊的滑稽動作。

“There are other companies operating in the crypto sector in Nigeria, you don’t see them [facing charges],” Idris said.

伊德里斯說：“尼日利亞的加密貨幣部門中還有其他公司，您看不到[面臨指控]。”

The government has since implemented a new licensing framework for VASPs, issuing its first pair of licenses to local exchanges Busha and Quidax in 2024. Another batch of applications are being fast-tracked to be issued this year.

此後，政府已為VASP實施了新的許可框架，於2024年向本地交易所Busha和Quidax頒發了第一對許可證。今年正在快速簽發一批申請。

The country is also targeting a much bigger settlement. For context, the $81 billion the government is demanding is more than twice Nigeria’s 2024 budget. The total penalty could be bigger as Binance faces another court case for facilitating money laundering.

該國還針對更大的解決方案。就背景而言，政府要求的810億美元是尼日利亞2024年預算的兩倍以上。由於Binance面臨另一個法院促進洗錢的案件，總罰款可能會更大。

The report: 59% drop in cash usage

報告：現金使用率下降了59％

Despite the recent rocky phase with the country’s digital currency journey, Nigeria’s digital payments have skyrocketed in the past decade, a new report shows.

一份新報告顯示，儘管該國的數字貨幣之旅最近有岩石階段，但在過去的十年中，尼日利亞的數字支付卻飆升。

According to the report by Ohio-based fintech firm Worldpay, cash payments in the country dropped by 59% between 2014 and 2024, the largest drop among cash-reliant major economies.

根據總部位於俄亥俄州的金融科技公司WorldPay的報告，該國的現金支付在2014年至2024年之間下降了59％，這是現金依賴的主要經濟體中最大的下降。

The report, titled "Global Payments Report 2024," further projects that cash payments will drop another 32% by 2030. Worldpay analyzed 40 economies representing nearly 90% of global GDP.

該報告的標題為“全球付款報告2024”，進一步預測，到2030年，現金支付將再下降32％。 WorldPay分析了40個經濟體，佔全球GDP的近90％。

"The report reveals a mixed picture for cash across the 40 economies, with some seeing a steeper decline than others," the report reads.

該報告寫道：“該報告揭示了40個經濟體現金的一幅混合圖片，有些人的幅度比其他經濟體更急劇下降。”

"The five economies with the largest decrease in cash share of total payments are Nigeria, Indonesia, the Philippines, Mexico and Vietnam."

“五個經濟體的現金總額減少最大的經濟體是尼日利亞，印度尼西亞，菲律賓，墨西哥和越南。”

The report adds that Nigeria’s digital payment revolution has been propelled by a combination of fintech innovations, mobile money adoption and enabling regulations.

該報告補充說，尼日利亞的數字支付革命是由金融科技創新，採用移動資金和促成法規的結合所推動的。

"While still a cash-reliant society, smaller day-to-day payments are increasingly being made digitally, supported by the rapid development of fintech in recent years," the report said of the West African nation.

該報告談到西非國家時說：“雖然仍然是現金依賴的社會，但近年來金融科技的快速發展的支持，越來越多的日常付款正在以數字方式進行。”

The country’s central bank launched the eNaira in 2021, making it the first in Africa and one of the first in the world. However, the initiative has since failed to gain the intended traction, leading to the rise of two new local stablecoins.

該國的中央銀行於2021年推出了Enaira，使其成為非洲的第一個，也是世界上第一個。但是，此後，該倡議未能獲得預期的牽引力，從而導致了兩個新的本地穩定者的興起。