MarginFi 即將推出的 XBY 穩定幣將徹底改變 Solana DeFi 生態系統

Solana 第六大 DeFi 協議 MarginFi 計劃於本月推出其可產生收益的去中心化穩定幣 XBY。該穩定幣由基於 SOL 的流動性質押協議支持，旨在減少 Solana 對中心化穩定幣的依賴。儘管執行長 Edgar Pavlovsky 最近離職，MarginFi 仍確認了其對去中心化的承諾，並計劃在未來引入治理代幣。

MarginFi's Upcoming XBY Stablecoin: A Game-Changer for Solana's DeFi Ecosystem

MarginFi 即將推出的 XBY 穩定幣：Solana DeFi 生態系統的遊戲規則改變者

Solana Crossroads 2024 Conference, March 14, 2023: MarginFi, a prominent decentralized finance (DeFi) protocol on the Solana blockchain, has unveiled its ambitious plans to launch XBY, a revolutionary yield-accruing decentralized stablecoin, this month.

Solana Crossroads 2024 會議，2023 年3 月14 日：Solana 區塊鏈上著名的去中心化金融(DeFi) 協議MarginFi 公佈了其雄心勃勃的計劃，即將於本月推出革命性的、可產生收益的去中心化穩定幣XBY。

MacBrennan Peet, MarginFi's co-founder, took the stage at the Solana Crossroads 2024 conference to announce the impending launch. He emphasized that XBY will be fully collateralized by Solana-based liquid staking protocols (LSTs), breaking Solana's heavy reliance on centralized stablecoins like USDC.

MarginFi 共同創辦人 MacBrennan Peet 在 Solana Crossroads 2024 會議上登台宣布即將推出。他強調，XBY 將由基於 Solana 的流動性質押協議（LST）全額抵押，打破了 Solana 對 USDC 等中心化穩定幣的嚴重依賴。

"Solana DeFi is currently entirely reliant on USDC," Peet stated. "If USDC were to lose its peg as it did a year ago, the ecosystem would be in dire straits."

「Solana DeFi 目前完全依賴 USDC，」Peet 表示。 “如果 USDC 像一年前那樣失去掛鉤，生態系統將陷入困境。”

To ensure a robust launch, MarginFi has already secured approximately $12 million in committed liquidity and aims to attract over $100 million before the deployment.

為了確保強勁的啟動，MarginFi 已獲得約 1,200 萬美元的承諾流動性，並計劃在部署前吸引超過 1 億美元。

The news of XBY's impending launch comes after MarginFi's former CEO, Edgar Pavlovsky, abruptly resigned last month. Media reports attributed the departure to a disagreement over the issuance of a governance token.

XBY 即將推出的消息是在 MarginFi 前執行長 Edgar Pavlovsky 上個月突然辭職後傳出的。媒體報道將其離職歸因於對治理代幣發行的分歧。

However, Peet clarified that the resignation was unrelated to the token question, attributing it instead to the intense demands of running a fast-paced, 24/7 on-chain finance protocol.

然而，皮特澄清說，辭職與代幣問題無關，而是將其歸因於運行快節奏、24/7 的鏈上金融協議的強烈需求。

"There were no real disagreements over a token," Peet stated. "Building a DeFi protocol is a stressful, 24/7 job."

「對於代幣，沒有真正的分歧，」皮特說。 “建立 DeFi 協定是一項壓力很大、24/7 的工作。”

Despite Pavlovsky's departure, MarginFi remains committed to issuing a governance token in the future. "MarginFi is designed to be decentralized, and a token is an integral part of that," Peet said. "However, we believe a token should hold real value and governance weight, not be issued simply for the sake of it."

儘管 Pavlovsky 離開，MarginFi 仍然致力於在未來發行治理代幣。 「MarginFi 的設計目的是去中心化，而代幣是其中不可或缺的一部分，」皮特說。 “然而，我們認為代幣應該具有真正的價值和治理權重，而不是僅僅為了發行而發行。”

XBY Stablecoin: Unraveling the Mechanics

XBY 穩定幣：揭開機制

XBY will be a rebasing stablecoin, meaning its value will fluctuate over time based on the yield generated. Initially, these yields will stem from the staking rewards earned by the LST collateral. MarginFi lending yields will also be incorporated at a later stage.

XBY 將是一種基礎穩定幣，這意味著它的價值將根據產生的收益率隨著時間的推移而波動。最初，這些收益將來自 LST 抵押品獲得的質押獎勵。 MarginFi 貸款收益率也將在稍後階段納入。

"MarginFi users have already deposited hundreds of millions of dollars in LSTs into the protocol, ready to be used as collateral for XBY minting from day one," Peet noted.

「MarginFi 用戶已經將數億美元的 LST 存入該協議，從第一天起就可以用作 XBY 鑄幣的抵押品，」Peet 指出。

Furthermore, "major protocols and DEXes within Solana's ecosystem plan to support XBY," Peet said, offering users additional yield-generating opportunities.

此外，Peet 表示，“Solana 生態系統內的主要協議和 DEX 計劃支持 XBY”，為用戶提供額外的創收機會。

Peet acknowledged that XBY's market capitalization will be influenced by the market cap of SOL-based LSTs. MarginFi intends to expand its supported collateral in the future to diversify the portfolio.

Peet 承認，XBY 的市值將受到基於 SOL 的 LST 市值的影響。 MarginFi 打算在未來擴大其支持的抵押品，以實現投資組合的多元化。

Beyond XBY: MarginFi's Integrated Stableswap Feature

超越 XBY：MarginFi 的整合穩定交換功能

In a further innovation, MarginFi is preparing to launch an "integrated stableswap" feature following XBY's deployment. This product will enable users to trade between stablecoins using existing liquidity, simultaneously earning lending yields and swap fees.

在進一步的創新中，MarginFi 正準備在 XBY 部署後推出「整合穩定交換」功能。該產品將使用戶能夠利用現有的流動性在穩定幣之間進行交易，同時賺取貸款收益率和互換費用。

"This feature will revolutionize the way users interact with stablecoins on Solana," Peet said. "It will create a more efficient and profitable marketplace for all."

「這項功能將徹底改變用戶在 Solana 上與穩定幣互動的方式，」Peet 說。 “它將為所有人創造一個更有效率、更有利可圖的市場。”

Conclusion

結論

MarginFi's upcoming XBY stablecoin and integrated stableswap feature represent significant advancements in Solana's DeFi landscape. By diversifying away from centralized stablecoins and offering innovative yield-generating mechanisms, MarginFi is empowering Solana DeFi to reach new heights.

MarginFi 即將推出的 XBY 穩定幣和整合的穩定掉期功能代表了 Solana DeFi 領域的重大進步。透過擺脫中心化穩定幣的多元化並提供創新的收益產生機制，MarginFi 正在幫助 Solana DeFi 達到新的高度。

As XBY nears its launch, the Solana community eagerly awaits its arrival. This groundbreaking stablecoin has the potential to reshape the DeFi landscape, offering increased stability, yield-earning opportunities, and a more robust foundation for Solana's decentralized finance ecosystem.

隨著 XBY 即將推出，Solana 社群熱切等待它的到來。這種突破性的穩定幣有潛力重塑 DeFi 格局，提供更高的穩定性、收益機會，並為 Solana 去中心化金融生態系統奠定更堅實的基礎。