投資 10 種低波動性加密貨幣以實現長期穩定

加密貨幣通常因不穩定和不可預測而聞名。然而，並非所有數位資產都像高風險的賭博。

Cryptocurrency is often known for its volatility, but not all digital assets behave like high-stakes gambles. Some cryptocurrencies offer greater stability, making them suitable for investors who want consistent performance and lower risk. These low-volatility cryptocurrencies may not promise overnight riches, but they provide a solid foundation for building a stable portfolio.

加密貨幣通常以其波動性而聞名，但並非所有數位資產都表現得像高風險賭博。有些加密貨幣具有更高的穩定性，適合想要穩定表現和降低風險的投資者。這些低波動性的加密貨幣可能無法保證一夜致富，但它們為建立穩定的投資組合提供了堅實的基礎。

Volatility, or the degree of price variation over time, plays a critical role in assessing risk. High volatility may lead to significant rewards, but it also brings the possibility of steep losses. In contrast, low-volatility cryptocurrencies offer more predictable price movements, making them ideal for long-term strategies. Below are ten cryptocurrencies with relatively low volatility that could be valuable for your portfolio.

波動性或價格隨時間變化的程度在評估風險中起著至關重要的作用。高波動性可能會帶來豐厚的回報，但也可能帶來大幅損失。相較之下，低波動性加密貨幣提供更可預測的價格走勢，使其成為長期策略的理想選擇。以下是波動性相對較低的十種加密貨幣，可能對您的投資組合有價值。

1. Monero (XMR)

1.門羅幣（XMR）

Monero is a privacy-focused cryptocurrency that prioritizes secure and untraceable transactions. Its robust anonymity features attract consistent demand from users who prioritize privacy, including businesses and individuals.

門羅幣是一種注重隱私的加密貨幣，優先考慮安全和不可追蹤的交易。其強大的匿名功能吸引了優先考慮隱私的用戶（包括企業和個人）的持續需求。

This steady demand helps reduce Monero’s exposure to market speculation, leading to lower volatility compared to more speculative cryptocurrencies. By focusing on a specific niche, Monero maintains a relatively stable price range, making it a reliable choice for those seeking long-term consistency.

這種穩定的需求有助於減少門羅幣遭受市場投機的風險，從而與更具投機性的加密貨幣相比，其波動性更低。透過專注於特定的利基市場，門羅幣保持了相對穩定的價格範圍，使其成為尋求長期一致性的人的可靠選擇。

2. Filecoin (FIL)

2.Filecoin（FIL）

Filecoin offers decentralized cloud storage, allowing users to rent out unused storage space. Its real-world utility provides an anchor for its value, reducing its reliance on speculative market forces.

Filecoin 提供去中心化的雲端存儲，讓使用者可以出租未使用的儲存空間。其現實世界的效用為其價值提供了支撐，減少了對投機市場力量的依賴。

The growing demand for blockchain-based storage solutions contributes to Filecoin’s steady price movement. While it experiences occasional fluctuations, its utility-based model helps smooth out volatility, making it a sound choice for stability-conscious investors.

對基於區塊鏈的儲存解決方案不斷增長的需求促進了 Filecoin 的穩定價格趨勢。雖然它偶爾會出現波動，但其基於效用的模型有助於消除波動性，使其成為注重穩定的投資者的明智選擇。

3. ViciCoin (VCNT)

3.維西幣（VCNT）

ViciCoin is gaining traction for its unique ability to remain relatively stable during market turbulence. Its low correlation with other cryptocurrencies allows it to maintain value even when broader markets experience significant swings.

ViciCoin 因其在市場動盪期間保持相對穩定的獨特能力而受到關注。它與其他加密貨幣的低相關性使其即使在更廣泛的市場經歷大幅波動時也能保持價值。

VCNT also supports seamless integrations with platforms like Coinbase Wallet and MetaMask, ensuring liquidity and usability. Its stability is further enhanced by its innovative real-time trading capabilities, making it a valuable addition to portfolios seeking low-volatility assets.

VCNT也支援與Coinbase Wallet和MetaMask等平台的無縫集成，確保流動性和可用性。其創新的即時交易功能進一步增強了其穩定性，使其成為尋求低波動性資產的投資組合的寶貴補充。

4. Ether (ETH)

4. 以太幣（ETH）

As the native currency of Ethereum, Ether is the backbone of the world’s most widely used smart contract platform. Its utility in decentralized applications (dApps) and the DeFi ecosystem ensures consistent demand.

作為以太坊的原生貨幣，以太幣是世界上使用最廣泛的智慧合約平台的支柱。它在去中心化應用程式 (dApp) 和 DeFi 生態系統中的實用性確保了需求的一致性。

Ether’s large market cap and broad adoption help moderate its price fluctuations. While it is not entirely immune to volatility, its importance to the blockchain ecosystem ensures it experiences fewer extreme swings compared to smaller cryptocurrencies.

以太坊的巨大市值和廣泛採用有助於緩解其價格波動。雖然它並不完全不受波動性的影響，但它對區塊鏈生態系統的重要性確保了與較小的加密貨幣相比，它經歷的極端波動更少。

5. Binance Coin (BNB)

5. 幣安幣（BNB）

Binance Coin, the native token of the Binance ecosystem, is backed by a range of utilities, including trading fee discounts, staking, and project participation on Binance Smart Chain.

幣安幣是幣安生態系統的原生代幣，並得到一系列實用程式的支持，包括交易費折扣、質押和幣安智能鏈上的專案參與。

This constant use within one of the world’s largest exchanges stabilizes BNB’s value. Regular coin burns to reduce supply further support its long-term price retention. The combination of utility and a deflationary model helps minimize volatility, making it an attractive option for conservative traders.

這種在全球最大交易所之一的持續使用穩定了 BNB 的價值。定期銷毀硬幣以減少供應進一步支持其長期價格維持。效用和通貨緊縮模型的結合有助於最大限度地減少波動性，使其成為保守交易者的有吸引力的選擇。

6. Litecoin (LTC)

6.萊特幣（LTC）

Litecoin is often referred to as the silver to Bitcoin’s gold. Known for its faster transactions and lower fees, Litecoin has been a trusted payment option since its creation.

萊特幣通常被稱為比特幣黃金中的白銀。萊特幣以其更快的交易速度和更低的費用而聞名，自誕生以來一直是值得信賴的支付選擇。

Its long-standing reputation and established use case help stabilize its price movements. While Litecoin does experience periodic market shifts, its adoption as a digital currency for everyday transactions reduces speculative spikes and dips, ensuring a steadier trajectory.

其長期的聲譽和既定的用例有助於穩定其價格走勢。雖然萊特幣確實經歷了周期性的市場變化，但它作為日常交易的數位貨幣的採用減少了投機性的波動，確保了更穩定的軌跡。

7. Bitcoin Cash (BCH)

7. 比特幣現金（BCH）

Bitcoin Cash was created as a scalable alternative to Bitcoin, offering faster transaction times and lower fees. This practical focus on usability ensures consistent demand for peer-to-peer payments.

比特幣現金是作為比特幣的可擴展替代品而創建的，提供更快的交易時間和更低的費用。這種對可用性的實際關注確保了對點對點支付的持續需求。

The combination of its Bitcoin lineage and utility in real-world transactions reduces its exposure to speculative volatility. Bitcoin Cash offers a balance of growth potential and stability, making it a popular choice for risk-averse investors.

其比特幣血統和現實世界交易中的實用性相結合，減少了其投機波動的風險。比特幣現金提供了成長潛力和穩定性的平衡，使其成為規避風險的投資者的熱門選擇。

8. Zcash (ZEC)

8.Zcash（ZEC）

Zcash combines privacy with flexibility, offering users the option to choose between transparent and shielded transactions. This unique feature appeals to privacy-focused users and institutions, ensuring steady adoption.

Zcash 將隱私性與靈活性結合在一起，為用戶提供在透明交易和屏蔽交易之間進行選擇的選項。這項獨特的功能吸引了注重隱私的使用者和機構，確保了穩定的採用。

Unlike many speculative cryptocurrencies, Zcash’s value is closely tied to its privacy-focused utility. This connection helps stabilize its price, reducing extreme volatility and making it a dependable asset for long-term holdings.

與許多投機性加密貨幣不同，Zcash 的價值與其註重隱私的實用性密切相關。這種聯繫有助於穩定其價格，減少極端波動，使其成為長期持有的可靠資產。

9. Polygon (MATIC)

9. 多邊形（MATIC）

Polygon, also known as MATIC, enhances Ethereum’s scalability through Layer 2 solutions. As Ethereum continues to grow in popularity, Polygon’s role in improving network efficiency ensures steady utility.

Polygon，也稱為 MATIC，透過第 2 層解決方案增強了以太坊的可擴展性。隨著以太坊的不斷普及，Polygon 在提高網路效率方面的作用確保了穩定的效用。

This utility-based demand anchors MATIC’s value, mitigating the dramatic price swings often seen in newer or purely speculative projects. Its consistent integration into the Ethereum ecosystem makes it an appealing choice for stability-focused investors.

這種基於公用事業的需求錨定了 MATIC 的價值，緩解了較新或純粹投機項目中經常出現的劇烈價格波動。它始終融入以太坊生態系統，使其成為注重穩定性的投資者的有吸引力的選擇。

10. Bitcoin Gold (BTG)

10.比特幣黃金（BTG）

Bitcoin Gold is a decentralized Bitcoin fork designed to make mining accessible to everyday users. By allowing mining on standard hardware, it promotes decentral

比特幣黃金是一種去中心化的比特幣分叉，旨在讓日常用戶可以進行挖礦。透過允許在標準硬體上挖礦，它促進了去中心化