引入4TISO機制：下一代Stablecoin模型

Brighthub Finance介紹了4TISO（四鍵連接 +初始分配產品）機制，這是一種下一代Stablecoin模型

In the vibrant domain of decentralized finance (DeFi), stablecoins serve as the lifeblood, sustaining liquidity and stability within the ecosystem. However, traditional stablecoin models face inherent challenges. Over-collateralized stablecoins, such as DAI, provide stability but limit capital efficiency due to the requirement for users to lock up more assets than the value of stablecoins they generate. Conversely, purely algorithmic stablecoins, despite offering capital efficiency, often struggle with price volatility and lack reliability.

在分散融資（DEFI）的充滿活力的領域中，穩定菌作為命脈，可以維持生態系統內的流動性和穩定性。但是，傳統的Stablecoin模型面臨固有的挑戰。諸如DAI之類的過度物質化的穩定劑提供了穩定性，但由於用戶要求鎖定比他們生成的穩定的價值的資產的要求，因此限制了資本效率。相反，儘管提供了資本效率，但純粹的算法穩定劑通常在價格波動和缺乏可靠性方面掙扎。

To address these issues and introduce a new era of efficient and sustainable DeFi, BrightHub Finance has developed the groundbreaking 4TISO (Four-Token Linkage + Initial Split Offering) mechanism. This next-generation stablecoin model is designed to revolutionize the DeFi landscape by combining the strengths of hybrid collateralization, algorithmic price adjustment, Real-World Asset (RWA) integration, and decentralized governance.

為了解決這些問題，並引入了一個高效且可持續的Defi的新時代，Brighthub Finance開發了開創性的4TISO（四鏈連接 +初始分配產品）機制。這種下一代穩定模型旨在通過結合混合抵押品的優勢，算法價格調整，現實世界資產（RWA）集成和分散治理來徹底改變Defi景觀。

At the heart of BrightHub's 4TISO mechanism lie four distinct tokens: USDH, USDB, XOC, and BHC.

Brighthub的4Tiso機制的核心是四個不同的令牌：USDH，USDB，XOC和BHC。

- Issued on the XONE chain, USDH serves as the core stablecoin, providing a reliable medium of exchange and value storage within the BrightHub ecosystem.

- 在Xone鏈上發行，USDH用作核心Stablecoin，在Brighthub生態系統中提供了可靠的交換和價值存儲媒介。

- Partially collateralized and algorithmically adjusted, USDB ensures price stability while maximizing capital efficiency, offering an attractive alternative to over-collateralized stablecoins.

- 經過部分抵押和算法調整，USDB確保了價格穩定性，同時最大程度地提高了資本效率，從而提供了過度集體化的穩定劑的有吸引力的替代品。

- XOC functions as an ecosystem incentive token, encouraging users to participate in staking, liquidity mining, and governance to contribute to the collective growth of the BrightHub platform.

-XOC充當生態系統激勵令牌，鼓勵用戶參與積分，流動性挖掘和治理，以促進Brighthub平台的集體增長。

- BHC, BrightHub's growth engine, plays a key role in the ISO (Initial Split Offering) model, facilitating platform expansion, user adoption, and new use cases for the BrightHub ecosystem.

-BHC，BrightHub的增長引擎，在ISO（初始分配產品）模型中起關鍵作用，促進平台擴展，用戶採用和BrightHub生態系統的新用例。

The ISO model, an innovative token issuance mechanism introduced by BrightHub, differs from traditional ICOs and IDOs by implementing phased token releases to ensure market stability and prevent extreme price volatility. BHC distribution follows a 5 : 3 : 2 liquidity model, with 50% of USDT directed into the ecosystem, 30% allocated in BHC, and 20% as XOC rewards, optimizing long-term token sustainability and preventing excessive short-term speculation.

ISO模型是Brighthub引入的創新令牌發行機制，與傳統的ICO和IDO不同，通過實施分階段的令牌發行版，以確保市場穩定性並防止價格波動。 BHC分佈遵循5：3：2流動性模型，其中50％的USDT針對生態系統，30％分配給BHC，為XOC獎勵20％，優化了長期令牌可持續性並防止過度短期推測。

One of the biggest advantages of 4TISO is its ability to enhance DeFi ecosystem efficiency. Traditional stablecoins like DAI require over-collateralization, where users must lock up more assets than the value of stablecoins they generate, leading to inefficient capital utilization. BrightHub solves this problem with a hybrid collateralization model, capable of dynamically adjusting collateral ratios to ensure both stability and flexibility while reducing unnecessary asset lock-up. In essence, BrightHub's stablecoin is designed to maintain a stable price peg, and if the price deviates significantly, the system will automatically increase or decrease the collateralization ratio to restore stability.

4TISO的最大優勢之一是它提高自生態系統效率的能力。像DAI這樣的傳統Stablecoins需要過度的合理化，在這種情況下，用戶必須鎖定比其產生的穩定幣的價值更多的資產，從而導致資本利用率低下。 Brighthub通過混合抵押模型解決了這個問題，能夠動態調整側支比率，以確保穩定性和靈活性，同時減少不必要的資產鎖定。從本質上講，Brighthub的Stablecoin旨在保持穩定的價格釘，如果價格顯著偏離，系統將自動增加或降低抵押比率以恢復穩定性。

Additionally, BrightHub integrates AI-driven risk control (DeepSeek AI) to enhance smart liquidity management. AI monitors market trends in real time, capable of dynamically adjusting collateralization ratios, arbitrage strategies, and AMM (Automated Market Maker) mechanisms to maintain DeFi stability. This AI-powered optimization reduces liquidation risks and ensures efficient asset utilization within BrightHub's DeFi ecosystem.

此外，BrightHub還將AI驅動的風險控制（DeepSeek AI）整合在一起，以增強智能流動性管理。 AI實時監控市場趨勢，能夠動態調整抵押比率，套利策略和AMM（自動化推銷商）機制以保持穩定穩定性。這種AI驅動的優化可降低清算風險，並確保BrightHub的Defi生態系統中有效的資產利用。

Beyond DeFi applications, BrightHub is actively integrating Real-World Assets (RWA) into its stablecoin framework. Unlike conventional stablecoins that remain confined to crypto markets, BrightHub allows users to collateralize real estate, bonds, and supply chain finance assets to mint stablecoins, connecting DeFi with traditional financial markets. By incorporating RWA, BrightHub enhances stablecoin usability in cross-border payments, enterprise financing, and institutional DeFi adoption, further solidifying its role as a bridge between Web3 and real-world finance.

除了Defi應用程序之外，BrightHub還將積極地將現實世界資產（RWA）整合到其StableCoin框架中。與依靠加密市場的常規穩定幣不同，BrightHub允許用戶將房地產，債券和供應鏈融資資產與薄荷穩定股相抵押，從而將Defi與傳統的金融市場聯繫起來。通過合併RWA，BrightHub可以在跨境支付，企業融資和機構挑戰中提高穩定的可用性，從而進一步鞏固了其作為Web3和現實世界融資之間橋樑的作用。

Another significant breakthrough of BrightHub 4TISO is its decentralized governance model. BHC token holders participate in DAO governance, allowing the community to vote on protocol upgrades, liquidity adjustments, and ecosystem development initiatives. This decentralized decision-making process ensures that BrightHub's growth aligns with community interests, reinforcing the core principles of Web3.

Brighthub 4tiso的另一個重大突破是其分散治理模型。 BHC令牌持有人參加了DAO治理，使社區可以對協議升級，流動性調整和生態系統發展計劃進行投票。這個分散的決策過程確保了Brighthub的增長與社區利益相吻合，從而加強了Web3的核心原則。

Looking ahead, BrightHub will continue refining its 4TISO mechanism to enhance stablecoin competitiveness and DeFi infrastructure development. With its multi-chain expansion strategy, BrightHub plans to integrate with BSC, Arbitrum, and Polygon by 2024, enabling USDB and USDH to operate seamlessly across multiple DeFi ecosystems. Additionally, by 2025, BrightHub will launch full-scale RWA collateralization solutions, enabling users to stake traditional assets such as stocks, bonds, and real estate as collateral to generate stablecoins, further bridging decentralized finance with the global economy.

展望未來，Brighthub將繼續完善其4TISO機制，以增強Stablecoin的競爭力和Defi基礎設施的發展。 Brighthub憑藉其多鏈擴展策略，計劃到2024年與BSC，Wiontum和Polygon集成，使USDB和USDH能夠在多個Defi生態系統中無縫操作。此外，到2025年，Brighthub將推出全面的RWA抵押解決方案，使用戶能夠將諸如股票，債券和房地產等傳統資產作為抵押品，以產生Stablecoins，從而進一步彌補與全球經濟的分散融資。

In conclusion, BrightHub's 4TISO mechanism is revolutionizing decentralized finance by combining Four-Token Linkage, advanced algorithmic stability, Real-World Asset integration, and decentralized governance to create a vibrant and sustainable DeFi ecosystem. Through a hybrid approach that leverages the strengths of over-collateralized and algorithmic stablecoins, BrightHub provides a unique

總之，Brighthub的4TISO機制正在通過結合四鍵連鎖，先進的算法穩定性，現實世界資產整合和分散治理來徹底改變分散融資，從而創造了充滿活力和可持續的Defi Efiosystem。通過一種混合方法，利用過度外邊和算法的穩定症的優勢，Brighthub提供了獨特的