引入4TISO机制：下一代Stablecoin模型

Brighthub Finance介绍了4TISO（四键连接 +初始分配产品）机制，这是一种下一代Stablecoin模型

In the vibrant domain of decentralized finance (DeFi), stablecoins serve as the lifeblood, sustaining liquidity and stability within the ecosystem. However, traditional stablecoin models face inherent challenges. Over-collateralized stablecoins, such as DAI, provide stability but limit capital efficiency due to the requirement for users to lock up more assets than the value of stablecoins they generate. Conversely, purely algorithmic stablecoins, despite offering capital efficiency, often struggle with price volatility and lack reliability.

在分散融资（DEFI）的充满活力的领域中，稳定菌作为命脉，可以维持生态系统内的流动性和稳定性。但是，传统的Stablecoin模型面临固有的挑战。诸如DAI之类的过度物质化的稳定剂提供了稳定性，但由于用户要求锁定比他们生成的稳定的价值的资产的要求，因此限制了资本效率。相反，尽管提供了资本效率，但纯粹的算法稳定剂通常在价格波动和缺乏可靠性方面挣扎。

To address these issues and introduce a new era of efficient and sustainable DeFi, BrightHub Finance has developed the groundbreaking 4TISO (Four-Token Linkage + Initial Split Offering) mechanism. This next-generation stablecoin model is designed to revolutionize the DeFi landscape by combining the strengths of hybrid collateralization, algorithmic price adjustment, Real-World Asset (RWA) integration, and decentralized governance.

为了解决这些问题，并引入了一个高效且可持续的Defi的新时代，Brighthub Finance开发了开创性的4TISO（四链连接 +初始分配产品）机制。这种下一代稳定模型旨在通过结合混合抵押品的优势，算法价格调整，现实世界资产（RWA）集成和分散治理来彻底改变Defi景观。

At the heart of BrightHub's 4TISO mechanism lie four distinct tokens: USDH, USDB, XOC, and BHC.

Brighthub的4Tiso机制的核心是四个不同的令牌：USDH，USDB，XOC和BHC。

- Issued on the XONE chain, USDH serves as the core stablecoin, providing a reliable medium of exchange and value storage within the BrightHub ecosystem.

- 在Xone链上发行，USDH用作核心Stablecoin，在Brighthub生态系统中提供了可靠的交换和价值存储媒介。

- Partially collateralized and algorithmically adjusted, USDB ensures price stability while maximizing capital efficiency, offering an attractive alternative to over-collateralized stablecoins.

- 经过部分抵押和算法调整，USDB确保了价格稳定性，同时最大程度地提高了资本效率，从而提供了过度集体化的稳定剂的有吸引力的替代品。

- XOC functions as an ecosystem incentive token, encouraging users to participate in staking, liquidity mining, and governance to contribute to the collective growth of the BrightHub platform.

-XOC充当生态系统激励令牌，鼓励用户参与积分，流动性挖掘和治理，以促进Brighthub平台的集体增长。

- BHC, BrightHub's growth engine, plays a key role in the ISO (Initial Split Offering) model, facilitating platform expansion, user adoption, and new use cases for the BrightHub ecosystem.

-BHC，BrightHub的增长引擎，在ISO（初始分配产品）模型中起关键作用，促进平台扩展，用户采用和BrightHub生态系统的新用例。

The ISO model, an innovative token issuance mechanism introduced by BrightHub, differs from traditional ICOs and IDOs by implementing phased token releases to ensure market stability and prevent extreme price volatility. BHC distribution follows a 5 : 3 : 2 liquidity model, with 50% of USDT directed into the ecosystem, 30% allocated in BHC, and 20% as XOC rewards, optimizing long-term token sustainability and preventing excessive short-term speculation.

ISO模型是Brighthub引入的创新令牌发行机制，与传统的ICO和IDO不同，通过实施分阶段的令牌发行版，以确保市场稳定性并防止价格波动。 BHC分布遵循5：3：2流动性模型，其中50％的USDT针对生态系统，30％分配给BHC，为XOC奖励20％，优化了长期令牌可持续性并防止过度短期推测。

One of the biggest advantages of 4TISO is its ability to enhance DeFi ecosystem efficiency. Traditional stablecoins like DAI require over-collateralization, where users must lock up more assets than the value of stablecoins they generate, leading to inefficient capital utilization. BrightHub solves this problem with a hybrid collateralization model, capable of dynamically adjusting collateral ratios to ensure both stability and flexibility while reducing unnecessary asset lock-up. In essence, BrightHub's stablecoin is designed to maintain a stable price peg, and if the price deviates significantly, the system will automatically increase or decrease the collateralization ratio to restore stability.

4TISO的最大优势之一是它提高自生态系统效率的能力。像DAI这样的传统Stablecoins需要过度的合理化，在这种情况下，用户必须锁定比其产生的稳定币的价值更多的资产，从而导致资本利用率低下。 Brighthub通过混合抵押模型解决了这个问题，能够动态调整侧支比率，以确保稳定性和灵活性，同时减少不必要的资产锁定。从本质上讲，Brighthub的Stablecoin旨在保持稳定的价格钉，如果价格显着偏离，系统将自动增加或降低抵押比率以恢复稳定性。

Additionally, BrightHub integrates AI-driven risk control (DeepSeek AI) to enhance smart liquidity management. AI monitors market trends in real time, capable of dynamically adjusting collateralization ratios, arbitrage strategies, and AMM (Automated Market Maker) mechanisms to maintain DeFi stability. This AI-powered optimization reduces liquidation risks and ensures efficient asset utilization within BrightHub's DeFi ecosystem.

此外，BrightHub还将AI驱动的风险控制（DeepSeek AI）整合在一起，以增强智能流动性管理。 AI实时监控市场趋势，能够动态调整抵押比率，套利策略和AMM（自动化推销商）机制以保持稳定稳定性。这种AI驱动的优化可降低清算风险，并确保BrightHub的Defi生态系统中有效的资产利用。

Beyond DeFi applications, BrightHub is actively integrating Real-World Assets (RWA) into its stablecoin framework. Unlike conventional stablecoins that remain confined to crypto markets, BrightHub allows users to collateralize real estate, bonds, and supply chain finance assets to mint stablecoins, connecting DeFi with traditional financial markets. By incorporating RWA, BrightHub enhances stablecoin usability in cross-border payments, enterprise financing, and institutional DeFi adoption, further solidifying its role as a bridge between Web3 and real-world finance.

除了Defi应用程序之外，BrightHub还将积极地将现实世界资产（RWA）整合到其StableCoin框架中。与依靠加密市场的常规稳定币不同，BrightHub允许用户将房地产，债券和供应链融资资产与薄荷稳定股相抵押，从而将Defi与传统的金融市场联系起来。通过合并RWA，BrightHub可以在跨境支付，企业融资和机构挑战中提高稳定的可用性，从而进一步巩固了其作为Web3和现实世界融资之间桥梁的作用。

Another significant breakthrough of BrightHub 4TISO is its decentralized governance model. BHC token holders participate in DAO governance, allowing the community to vote on protocol upgrades, liquidity adjustments, and ecosystem development initiatives. This decentralized decision-making process ensures that BrightHub's growth aligns with community interests, reinforcing the core principles of Web3.

Brighthub 4tiso的另一个重大突破是其分散治理模型。 BHC令牌持有人参加了DAO治理，使社区可以对协议升级，流动性调整和生态系统发展计划进行投票。这个分散的决策过程确保了Brighthub的增长与社区利益相吻合，从而加强了Web3的核心原则。

Looking ahead, BrightHub will continue refining its 4TISO mechanism to enhance stablecoin competitiveness and DeFi infrastructure development. With its multi-chain expansion strategy, BrightHub plans to integrate with BSC, Arbitrum, and Polygon by 2024, enabling USDB and USDH to operate seamlessly across multiple DeFi ecosystems. Additionally, by 2025, BrightHub will launch full-scale RWA collateralization solutions, enabling users to stake traditional assets such as stocks, bonds, and real estate as collateral to generate stablecoins, further bridging decentralized finance with the global economy.

展望未来，Brighthub将继续完善其4TISO机制，以增强Stablecoin的竞争力和Defi基础设施的发展。 Brighthub凭借其多链扩展策略，计划到2024年与BSC，Wiontum和Polygon集成，使USDB和USDH能够在多个Defi生态系统中无缝操作。此外，到2025年，Brighthub将推出全面的RWA抵押解决方案，使用户能够将诸如股票，债券和房地产等传统资产作为抵押品，以产生Stablecoins，从而进一步弥补与全球经济的分散融资。

In conclusion, BrightHub's 4TISO mechanism is revolutionizing decentralized finance by combining Four-Token Linkage, advanced algorithmic stability, Real-World Asset integration, and decentralized governance to create a vibrant and sustainable DeFi ecosystem. Through a hybrid approach that leverages the strengths of over-collateralized and algorithmic stablecoins, BrightHub provides a unique

总之，Brighthub的4TISO机制正在通过结合四键连锁，先进的算法稳定性，现实世界资产整合和分散治理来彻底改变分散融资，从而创造了充满活力和可持续的Defi Efiosystem。通过一种混合方法，利用过度外边和算法的稳定症的优势，Brighthub提供了独特的