向孩子介紹區塊鏈：家長指南

儘早接觸區塊鏈可以幫助孩子培養基本的數位優先技能。設定 MetaMask 錢包是加密貨幣的教育和實踐介紹。

Key takeaways:

要點：

Early exposure to blockchain helps kids develop essential digital-first skills.

儘早接觸區塊鏈可以幫助孩子培養基本的數位優先技能。

Setting up a MetaMask wallet is an educational and hands-on introduction to crypto.

設定 MetaMask 錢包是加密貨幣的教育和實踐介紹。

Blockchain offers opportunities for creativity, financial literacy and strategy through NFTs and GameFi.

區塊鏈透過 NFT 和 GameFi 提供創造力、金融知識和策略的機會。

Parental supervision is crucial to mitigate risks such as scams, volatility and unethical practices.

家長監督對於降低詐騙、波動和不道德行為等風險至關重要。

It’s no secret that children learn more efficiently than adults. This trait is a neurochemical advantage that, aside from the basics such as learning new languages and instruments, allows children to pick up new technologies much faster than their parents, as their brains are highly adaptable and efficient in acquiring new skills. 

兒童比成人學習效率更高，這已不是什麼秘密。這項特徵是一種神經化學優勢，除了學習新語言和樂器等基礎知識之外，還允許孩子比父母更快地掌握新技術，因為他們的大腦在獲得新技能方面具有高度適應性和高效性。

Therefore, many are eager to introduce their children to environments that nurture skills they’ll find invaluable later in life. The only issue is handing them an iPad might not be enough. Indeed, having a tech whiz in the younger ranks of the family isn’t as rare as it once was, with so many kids now leveling the playing field.

因此，許多人渴望向孩子介紹能夠培養他們在以後的生活中發現非常寶貴的技能的環境。唯一的問題是給他們一台 iPad 可能還不夠。事實上，家庭中的年輕成員中有一位科技奇才並不像以前那麼罕見，因為現在有許多孩子正在創造公平的競爭環境。

One technology that parents might not have considered in the quest for developing a child’s “edge” is cryptocurrencies and blockchain technology.

在尋求發展孩子的「優勢」時，父母可能沒有考慮到的一項技術是加密貨幣和區塊鏈技術。

With continent-wide regulatory frameworks emerging, Bitcoin (BTC) surpassing $100,000 and the United States officially referring to Bitcoin as “digital gold,” these advancements are quickly reshaping the financial landscape. Features like lower transaction fees, faster speeds, global reach and decentralization anchor the industry by solving issues inherent in the outdated financial system.

隨著整個非洲大陸監管框架的興起，比特幣 (BTC) 突破 10 萬美元，美國正式將比特幣稱為“數位黃金”，這些進步正在迅速重塑金融格局。更低的交易費用、更快的速度、全球影響力和去中心化等特徵透過解決過時的金融體系固有的問題來錨定該行業。

With only 6.8% of the global population owning cryptocurrencies — yet up 34% from 2023 — it might be time to introduce your child to this space. And it all starts with setting up a crypto wallet.

全球只有 6.8% 的人口擁有加密貨幣——但這一數字比 2023 年增加了 34%——也許是時候向您的孩子介紹這個領域了。這一切都從建立一個加密錢包開始。

Can children even use crypto? 

孩子可以使用加密貨幣嗎？

It’s somewhat of a gray area. Many crypto exchanges are bound by Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations, which require them to verify users’ identities to ensure they meet the legal age requirements and prevent issues such as fraud.

這是一個灰色地帶。許多加密貨幣交易所都受到反洗錢（AML）和了解你的客戶（KYC）法規的約束，這些法規要求它們驗證用戶的身份，以確保他們符合法定年齡要求並防止詐欺等問題。

But if that were really the case across the board, then how did a 13-year-old — aka Quant Kid — manage to create his own memecoin on Solana, build a community around it, only to withdraw the entire project’s liquidity in November 2024 and pocket around $30,000? 

但如果情況確實如此，那麼一個 13 歲的孩子（又名 Quant Kid）是如何設法在 Solana 上創建自己的 memecoin，並圍繞它建立一個社區，卻在 2024 年 11 月撤回了整個項目的流動性口袋裡面有大約3萬美元？

Centralized exchanges and wallets only make up one-half of the industry. These are the regulated, compliance-focused side of crypto designed to operate within the boundaries of legal systems and provide a controlled environment for buying, selling and holding digital assets.

中心化交易所和錢包只佔產業的一半。這些是加密貨幣受監管、注重合規性的一面，旨在在法律體系的範圍內運作，並為購買、出售和持有數位資產提供受控環境。

The other half? That’s the decentralized, permissionless world of blockchain. In this realm, anyone with an internet connection can create a wallet, interact with decentralized applications (DApps), and even launch their own tokens — all without submitting personal information or verifying their age. 

另一半？這就是區塊鏈的去中心化、無需許可的世界。在這個領域，任何有網路連線的人都可以創建錢包，與去中心化應用程式（DApp）交互，甚至推出自己的代幣——所有這些都無需提交個人資訊或驗證其年齡。

The latter is not only accessible to your child but also offers countless opportunities to learn.

後者不僅可供您的孩子使用，而且還提供無數的學習機會。

While stealing investor funds is, of course, not the opportunity you should emphasize during the “crypto conversation,” it’s worth noting that for Quant Kid to reach that point, he would have needed an understanding of cryptocurrency fundamentals, smart contracts, tokenomics, liquidity pools, social media engagement strategies, DApps and blockchain explorers.

當然，在「加密貨幣對話」中，竊取投資者資金並不是你應該強調的機會，但值得注意的是，對於Quant Kid 來說，要達到這一點，他需要了解加密貨幣基本原理、智能合約、代幣經濟學、流動性礦池、社群媒體參與策略、DApp 和區塊鏈瀏覽器。

It’s a lot of very useful information for a 13-year-old in 2024. 

對於 2024 年的 13 歲孩子來說，這是很多非常有用的信息。

As long as parents instill an understanding of ethics, security practices and potential dangers, a crypto wallet can be set up for a child. This wallet can serve as the foundation for a learning journey that, when accelerated by “neuroplasticity,” will prepare them for the world of Web3.

只要父母灌輸對道德、安全實踐和潛在危險的理解，就可以為孩子建立一個加密錢包。這個錢包可以作為學習之旅的基礎，當「神經可塑性」加速時，將為他們進入 Web3 世界做好準備。

Did you know? At just 12 years old, Eric Finman began investing in Bitcoin and went on to become one of the youngest cryptocurrency millionaires by the age of 18, showcasing the power of early adoption and foresight in the crypto world.

你可知道？年僅12 歲的 Eric Finman 就開始投資比特幣，並在18 歲時成為最年輕的加密貨幣百萬富翁之一，展示了早期採用和在加密世界中的遠見的力量。

What age should a child get a crypto wallet?

孩子幾歲該擁有加密錢包？

While there is no universal minimum age for owning a crypto wallet, parents can open accounts on their child’s behalf, similar to a joint bank account. For instance, to access Coinbase services, users must be at least 18 years old, as many crypto platforms set age restrictions to comply with legal requirements. 

雖然擁有加密錢包沒有普遍的最低年齡，但父母可以代表孩子開設帳戶，類似於聯名銀行帳戶。例如，要存取 Coinbase 服務，用戶必須年滿 18 歲，因為許多加密貨幣平台設定了年齡限制以遵守法律要求。

In most cases, a child can start using a wallet under parental supervision at a young age, but it’s crucial to choose platforms that allow minors to access services with parental consent. 

在大多數情況下，孩子很小的時候就可以在父母的監督下開始使用錢包，但選擇允許未成年人在父母同意的情況下存取服務的平台至關重要。

However, it’s essential for parents to educate their children about safe usage and monitor their activities closely.

然而，父母有必要教育孩子安全使用並密切監控他們的活動。

How to set up a crypto wallet for your child

如何為您的孩子設定加密錢包

Setting up a MetaMask wallet is a simple, hands-on way to introduce your child to the world of Web3.

設定 MetaMask 錢包是向您的孩子介紹 Web3 世界的簡單、實用的方法。

While there are many wallets on offer, MetaMask is a decentralized wallet that’s free, requires no personal information, and opens the

雖然有很多錢包可供選擇，但 MetaMask 是一款免費的去中心化錢包，不需要個人信息，並且可以打開