向孩子介绍区块链：家长指南

尽早接触区块链可以帮助孩子们培养基本的数字优先技能。设置 MetaMask 钱包是对加密货币的教育和实践介绍。

Key takeaways:

要点：

Early exposure to blockchain helps kids develop essential digital-first skills.

尽早接触区块链可以帮助孩子们培养基本的数字优先技能。

Setting up a MetaMask wallet is an educational and hands-on introduction to crypto.

设置 MetaMask 钱包是对加密货币的教育和实践介绍。

Blockchain offers opportunities for creativity, financial literacy and strategy through NFTs and GameFi.

区块链通过 NFT 和 GameFi 提供创造力、金融知识和战略的机会。

Parental supervision is crucial to mitigate risks such as scams, volatility and unethical practices.

家长监督对于降低诈骗、波动和不道德行为等风险至关重要。

It’s no secret that children learn more efficiently than adults. This trait is a neurochemical advantage that, aside from the basics such as learning new languages and instruments, allows children to pick up new technologies much faster than their parents, as their brains are highly adaptable and efficient in acquiring new skills. 

儿童比成人学习效率更高，这已不是什么秘密。这一特征是一种神经化学优势，除了学习新语言和乐器等基础知识之外，还允许孩子比父母更快地掌握新技术，因为他们的大脑在获取新技能方面具有高度适应性和高效性。

Therefore, many are eager to introduce their children to environments that nurture skills they’ll find invaluable later in life. The only issue is handing them an iPad might not be enough. Indeed, having a tech whiz in the younger ranks of the family isn’t as rare as it once was, with so many kids now leveling the playing field.

因此，许多人渴望向孩子介绍能够培养他们在以后的生活中发现非常宝贵的技能的环境。唯一的问题是给他们一台 iPad 可能还不够。事实上，家庭中的年轻成员中有一位科技奇才并不像以前那么罕见，因为现在有很多孩子正在创造公平的竞争环境。

One technology that parents might not have considered in the quest for developing a child’s “edge” is cryptocurrencies and blockchain technology.

在寻求发展孩子的“优势”时，父母可能没有考虑到的一项技术是加密货币和区块链技术。

With continent-wide regulatory frameworks emerging, Bitcoin (BTC) surpassing $100,000 and the United States officially referring to Bitcoin as “digital gold,” these advancements are quickly reshaping the financial landscape. Features like lower transaction fees, faster speeds, global reach and decentralization anchor the industry by solving issues inherent in the outdated financial system.

随着整个非洲大陆监管框架的兴起，比特币 (BTC) 突破 10 万美元，美国正式将比特币称为“数字黄金”，这些进步正在迅速重塑金融格局。更低的交易费用、更快的速度、全球影响力和去中心化等特征通过解决过时的金融体系固有的问题来锚定该行业。

With only 6.8% of the global population owning cryptocurrencies — yet up 34% from 2023 — it might be time to introduce your child to this space. And it all starts with setting up a crypto wallet.

全球只有 6.8% 的人口拥有加密货币——但这一数字比 2023 年增加了 34%——也许是时候向您的孩子介绍这个领域了。这一切都从建立一个加密钱包开始。

Can children even use crypto? 

孩子们可以使用加密货币吗？

It’s somewhat of a gray area. Many crypto exchanges are bound by Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations, which require them to verify users’ identities to ensure they meet the legal age requirements and prevent issues such as fraud.

这是一个灰色地带。许多加密货币交易所都受到反洗钱（AML）和了解你的客户（KYC）法规的约束，这些法规要求它们验证用户的身份，以确保他们符合法定年龄要求并防止欺诈等问题。

But if that were really the case across the board, then how did a 13-year-old — aka Quant Kid — manage to create his own memecoin on Solana, build a community around it, only to withdraw the entire project’s liquidity in November 2024 and pocket around $30,000? 

但如果情况确实如此，那么一个 13 岁的孩子（又名 Quant Kid）是如何设法在 Solana 上创建自己的 memecoin，并围绕它建立一个社区，却在 2024 年 11 月撤回了整个项目的流动性口袋里有大约30,000美元？

Centralized exchanges and wallets only make up one-half of the industry. These are the regulated, compliance-focused side of crypto designed to operate within the boundaries of legal systems and provide a controlled environment for buying, selling and holding digital assets.

中心化交易所和钱包只占行业的一半。这些是加密货币受监管、注重合规性的一面，旨在在法律体系的范围内运作，并为购买、出售和持有数字资产提供受控环境。

The other half? That’s the decentralized, permissionless world of blockchain. In this realm, anyone with an internet connection can create a wallet, interact with decentralized applications (DApps), and even launch their own tokens — all without submitting personal information or verifying their age. 

另一半？这就是区块链的去中心化、无需许可的世界。在这个领域，任何有互联网连接的人都可以创建钱包，与去中心化应用程序（DApp）交互，甚至推出自己的代币——所有这些都无需提交个人信息或验证其年龄。

The latter is not only accessible to your child but also offers countless opportunities to learn.

后者不仅可供您的孩子使用，而且还提供无数的学习机会。

While stealing investor funds is, of course, not the opportunity you should emphasize during the “crypto conversation,” it’s worth noting that for Quant Kid to reach that point, he would have needed an understanding of cryptocurrency fundamentals, smart contracts, tokenomics, liquidity pools, social media engagement strategies, DApps and blockchain explorers.

当然，在“加密货币对话”中，窃取投资者资金并不是你应该强调的机会，但值得注意的是，对于 Quant Kid 来说，要达到这一点，他需要了解加密货币基本原理、智能合约、代币经济学、流动性矿池、社交媒体参与策略、DApp 和区块链浏览器。

It’s a lot of very useful information for a 13-year-old in 2024. 

对于 2024 年的 13 岁孩子来说，这是很多非常有用的信息。

As long as parents instill an understanding of ethics, security practices and potential dangers, a crypto wallet can be set up for a child. This wallet can serve as the foundation for a learning journey that, when accelerated by “neuroplasticity,” will prepare them for the world of Web3.

只要父母灌输对道德、安全实践和潜在危险的理解，就可以为孩子建立一个加密钱包。这个钱包可以作为学习之旅的基础，当“神经可塑性”加速时，将为他们进入 Web3 世界做好准备。

Did you know? At just 12 years old, Eric Finman began investing in Bitcoin and went on to become one of the youngest cryptocurrency millionaires by the age of 18, showcasing the power of early adoption and foresight in the crypto world.

你可知道？年仅 12 岁的埃里克·芬曼 (Eric Finman) 就开始投资比特币，并在 18 岁时成为最年轻的加密货币百万富翁之一，展示了早期采用和在加密世界中的远见的力量。

What age should a child get a crypto wallet?

孩子几岁应该拥有加密钱包？

While there is no universal minimum age for owning a crypto wallet, parents can open accounts on their child’s behalf, similar to a joint bank account. For instance, to access Coinbase services, users must be at least 18 years old, as many crypto platforms set age restrictions to comply with legal requirements. 

虽然拥有加密钱包没有普遍的最低年龄，但父母可以代表孩子开设账户，类似于联名银行账户。例如，要访问 Coinbase 服务，用户必须年满 18 岁，因为许多加密货币平台设置了年龄限制以遵守法律要求。

In most cases, a child can start using a wallet under parental supervision at a young age, but it’s crucial to choose platforms that allow minors to access services with parental consent. 

在大多数情况下，孩子很小的时候就可以在父母的监督下开始使用钱包，但选择允许未成年人在父母同意的情况下访问服务的平台至关重要。

However, it’s essential for parents to educate their children about safe usage and monitor their activities closely.

然而，父母有必要教育孩子安全使用并密切监控他们的活动。

How to set up a crypto wallet for your child

如何为您的孩子设置加密钱包

Setting up a MetaMask wallet is a simple, hands-on way to introduce your child to the world of Web3.

设置 MetaMask 钱包是向您的孩子介绍 Web3 世界的简单、实用的方法。

While there are many wallets on offer, MetaMask is a decentralized wallet that’s free, requires no personal information, and opens the

虽然有很多钱包可供选择，但 MetaMask 是一款免费的去中心化钱包，不需要个人信息，并且可以打开