香港預期其金融科技生態系統的持續增長

其中包括175家區塊鏈應用程序或軟件公司以及111家數字資產和加密貨幣公司，標誌250％和30％增加

Hong Kong's fintech ecosystem is poised for continued growth in the coming years, with blockchain, digital assets, distributed ledger technology (DLT) and artificial intelligence playing a central role in shaping its future.

香港的金融科技生態系統有望在未來幾年內持續增長，區塊鏈，數字資產，分佈式分類帳技術（DLT）和人工智能在塑造其未來方面起著核心作用。

Hong Kong is home to more than 1,100 fintech companies, including 175 blockchain application or software firms and 111 digital asset and cryptocurrency companies, which marked 250% and 30% increases, respectively, since 2022, according to the Hong Kong Fintech Ecosystem report by InvestHK, a government department that oversees Foreign Direct Investments.

根據香港金融科技生態系統報告，香港是1,100多家金融科技公司的所在地，包括175家區塊鏈應用或軟件公司以及111家數字資產和加密貨幣公司，自2022年以來，該公司分別增加了250％和30％，分別增加了250％和30％。

Participants of the Hong Kong Fintech Ecosystem. Source: InvestHK

香港金融科技生態系統的參與者。資料來源：Investhk

According to the report, the Hong Kong fintech market's revenue is projected to reach $606 billion by 2032, with an anticipated annual growth rate of 28.5% from 2024 to 2032.

根據該報告，香港金融科技市場的收入預計到2032年將達到60060億美元，預計從2024年到2032年，年增長率為28.5％。

InvestHK, along with other Hong Kong authorities, surveyed 130 fintech companies operating in Hong Kong and identified talent shortage as the top concern in the region, which was cited by 58.8% of respondents, followed by access to capital at 43.9%.

Investhk與其他香港當局一起調查了在香港經營的130家金融科技公司，並確定人才短缺是該地區的最大關注點，其中58.8％的受訪者引用了該地區，隨後以43.9％的資本獲得了資本。

These hurdles will be critical to sustaining Hong Kong's momentum to become the top financial hub.

這些障礙對於維持香港的勢頭至關重要。

More than 73% of the surveyed fintech companies operate in the AI subsector, which far exceeds the 41.5% that are focused on digital assets and cryptocurrency.

經過調查的金融科技公司中有73％以上在AI子部門運營，該公司遠遠超過了41.5％的側重於數字資產和加密貨幣。

The InvestHK report highlighted Hong Kong's advantage in adopting China's "one country, two systems" policy, allowing it to maintain a free-market economy, unrestricted capital flow and strong global trade relations while benefiting from its proximity to mainland China.

InvestHK報告強調了香港在採用中國的“一個國家，兩個系統”政策方面的優勢，使其能夠維持自由市場的經濟，不受限制的資本流量和強大的全球貿易關係，同時受益於其靠近中國大陸。

As a result, the Hong Kong government was able to roll out several Web3 innovations, including a licensing regime, spot Bitcoin (BTC) and Ether (ETH) exchange-traded funds, the Hong Kong Monetary Authority's stablecoin sandbox and tokenized finance and AI integration.

結果，香港政府能夠推出幾項Web3創新，包括許可製度，現場比特幣（BTC）和Ether（ETH）Exchange Fraded Funds，香港貨幣管理局的Stablecoin Sandbox和Singkenized Finance and diskenized Finance and AI集成。

Hong Kong Monetary Authority's five-step 'Fintech 2025' strategy. Source: HKMA

香港貨幣當局的五步策略五步策略。資料來源：HKMA

In 2021, the HKMA unveiled a strategy to establish itself as a financial hub by 2025. The strategy included encouraging fintech adoption among banks, increasing Hong Kong's readiness in issuing central bank digital currencies at both wholesale and retail levels, enhancing the city's existing data infrastructure and building new ones, increasing the supply of fintech talent and formulating supportive policies for the Hong Kong fintech ecosystem.

In 2021, the HKMA unveiled a strategy to establish itself as a financial hub by 2025. The strategy included encouraging fintech adoption among banks, increasing Hong Kong's readiness in issuing central bank digital currencies at both wholesale and retail levels, enhancing the city's existing data infrastructure and building new ones, increasing the supply of fintech talent and formulating supportive policies for the Hong Kong fintech ecosystem.