Harbor 宣布推出 Magic Ramp，這是一個連接 SEPA 即時支付軌道與 Polkadot 的穩定幣支付系統

此次合作將 TradFi 銀行系統無縫整合到 Web3 中，提供高效、低成本的支付解決方案。

Harbour, in partnership with Velocity Labs, today announced the launch of their stablecoin payment system “Magic Ramp”, connecting SEPA Instant payment rails with Polkadot. This collaboration marks the first integration of TradFi banking systems into Web3, providing efficient and low-cost payment solutions.

Harbour 與 Velocity Labs 合作，今天宣布推出穩定幣支付系統“Magic Ramp”，將 SEPA 即時支付軌道與 Polkadot 連接起來。此次合作標誌著 TradFi 銀行系統首次整合到 Web3 中，提供高效且低成本的支付解決方案。

Magic Ramp enables Euros to be sent from any bank account and received as USDC on-chain in less than 30 seconds, with minimal fees. Conversely, funds held in Web3 wallets can be received as Euros in bank accounts with the same speed. For the first six weeks following the launch, these bank-to-on-chain transactions will be available at no cost.

Magic Ramp 使歐元能夠在 30 秒內從任何銀行帳戶發送並以 USDC 形式在鏈上接收，且費用極低。相反，Web3 錢包中持有的資金可以以相同的速度在銀行帳戶中以歐元形式接收。在推出後的前六週內，這些銀行到鏈上的交易將免費提供。

This partnership allows developers to now issue virtual IBANs that are linked to Polkadot wallet addresses and bridge SEPA Instant payment rails in Europe with the Polkadot Asset Hub.

透過這種合作關係，開發人員現在可以發行連結到 Polkadot 錢包地址的虛擬 IBAN，並將歐洲的 SEPA 即時支付通道與 Polkadot 資產中心連接起來。

“Polkadot’s infrastructure enables instant, low-cost stablecoin transfers, which aligns with our goal of making blockchain interoperable with traditional banking,” said James Brownlee, CEO of Harbour. “This partnership expands the design space for developers working on stablecoin-based solutions.”

Harbour 執行長 James Brownlee 表示：“Polkadot 的基礎設施可實現即時、低成本的穩定幣轉賬，這符合我們讓區塊鏈與傳統銀行業務互通的目標。” “這種合作關係擴大了開發基於穩定幣的解決方案的開發人員的設計空間。”

Potential use cases include efficient on- and off-ramps for Web3 users, stablecoin payment gateways for merchants who prefer receiving Euros, international payroll, bill payments, and cross-border remittances.

潛在的用例包括為 Web3 用戶提供高效的進出通道、為喜歡接收歐元的商家提供穩定幣支付網關、國際薪資、帳單支付和跨境匯款。

“Among all the on-ramp providers we’ve worked with, Harbour stood out by blending the convenience of on-ramps with the speed and cost of CEX on-ramping,” said Nicolas Arevalo, CEO of Velocity Labs. “This will allow stablecoins in Polkadot to become seamlessly accessible with negligible fees.”

Velocity Labs 執行長 Nicolas Arevalo 表示：“在我們合作過的所有入口匝道提供者中，Harbor 憑藉將入口匝道的便利性與 CEX 入口匝道的速度和成本融為一體而脫穎而出。” “這將使 Polkadot 中的穩定幣能夠以微乎其微的費用無縫訪問。”

Harbour’s Magic Ramp makes it simple for traditional banking entities to integrate with Web3 in a way that addresses practical challenges in payments to meet evolving market needs.

Harbour 的 Magic Ramp 使傳統銀行實體可以輕鬆地與 Web3 集成，從而解決支付方面的實際挑戰，以滿足不斷變化的市場需求。

For more information, please visit Harbour.fi or try out the Magic Ramp at https://ramp.harbour.fi/polkadot

欲了解更多信息，請訪問 Harbour.fi 或嘗試 Magic Ramp：https://ramp.harbour.fi/polkadot

About Harbour

關於港灣

Harbour is a Web3 company that provides fiat-crypto payment infrastructure, enabling fast, low-cost, and fully compliant on- and off-ramps for Web3 users. Harbour’s Magic Ramp is a payment system that connects TradFi banking rails with Layer 1 and Layer 2 networks, offering a seamless and cost-effective solution for transferring funds between fiat and crypto.

Harbor 是一家 Web3 公司，提供法幣-加密貨幣支付基礎設施，為 Web3 用戶提供快速、低成本且完全合規的進出通道。 Harbour 的 Magic Ramp 是一種支付系統，將 TradFi 銀行軌道與第 1 層和第 2 層網路連接起來，為法定貨幣和加密貨幣之間的資金轉移提供無縫且經濟高效的解決方案。

About Velocity Labs

關於速度實驗室

Velocity Labs is a Web3 infrastructure company that builds and deploys modular, scalable, and interoperable blockchain technologies. Founded in 2022, Velocity Labs is backed by a team of experienced engineers, researchers, and entrepreneurs who are passionate about advancing the Web3 ecosystem. The company is headquartered in Lisbon, Portugal.

Velocity Labs 是一家 Web3 基礎設施公司，致力於建構和部署模組化、可擴展和可互通的區塊鏈技術。 Velocity Labs 成立於 2022 年，由一群熱衷於推進 Web3 生態系統的經驗豐富的工程師、研究人員和企業家提供支援。該公司總部位於葡萄牙里斯本。