Harbor 宣布推出 Magic Ramp，这是一种连接 SEPA 即时支付轨道与 Polkadot 的稳定币支付系统

此次合作将 TradFi 银行系统无缝集成到 Web3 中，提供高效、低成本的支付解决方案。

Harbour, in partnership with Velocity Labs, today announced the launch of their stablecoin payment system “Magic Ramp”, connecting SEPA Instant payment rails with Polkadot. This collaboration marks the first integration of TradFi banking systems into Web3, providing efficient and low-cost payment solutions.

Harbour 与 Velocity Labs 合作，今天宣布推出稳定币支付系统“Magic Ramp”，将 SEPA 即时支付轨道与 Polkadot 连接起来。此次合作标志着 TradFi 银行系统首次集成到 Web3 中，提供高效且低成本的支付解决方案。

Magic Ramp enables Euros to be sent from any bank account and received as USDC on-chain in less than 30 seconds, with minimal fees. Conversely, funds held in Web3 wallets can be received as Euros in bank accounts with the same speed. For the first six weeks following the launch, these bank-to-on-chain transactions will be available at no cost.

Magic Ramp 使欧元能够在 30 秒内从任何银行账户发送并以 USDC 形式在链上接收，并且费用极低。相反，Web3 钱包中持有的资金可以以相同的速度在银行账户中以欧元形式接收。在推出后的前六周内，这些银行到链上的交易将免费提供。

This partnership allows developers to now issue virtual IBANs that are linked to Polkadot wallet addresses and bridge SEPA Instant payment rails in Europe with the Polkadot Asset Hub.

通过这种合作关系，开发人员现在可以发行链接到 Polkadot 钱包地址的虚拟 IBAN，并将欧洲的 SEPA 即时支付通道与 Polkadot 资产中心连接起来。

“Polkadot’s infrastructure enables instant, low-cost stablecoin transfers, which aligns with our goal of making blockchain interoperable with traditional banking,” said James Brownlee, CEO of Harbour. “This partnership expands the design space for developers working on stablecoin-based solutions.”

Harbour 首席执行官 James Brownlee 表示：“Polkadot 的基础设施可实现即时、低成本的稳定币转账，这符合我们让区块链与传统银行业务互操作的目标。” “这种合作关系扩大了开发基于稳定币的解决方案的开发人员的设计空间。”

Potential use cases include efficient on- and off-ramps for Web3 users, stablecoin payment gateways for merchants who prefer receiving Euros, international payroll, bill payments, and cross-border remittances.

潜在的用例包括为 Web3 用户提供高效的进出通道、为喜欢接收欧元的商家提供稳定币支付网关、国际工资单、账单支付和跨境汇款。

“Among all the on-ramp providers we’ve worked with, Harbour stood out by blending the convenience of on-ramps with the speed and cost of CEX on-ramping,” said Nicolas Arevalo, CEO of Velocity Labs. “This will allow stablecoins in Polkadot to become seamlessly accessible with negligible fees.”

Velocity Labs 首席执行官 Nicolas Arevalo 表示：“在我们合作过的所有入口匝道提供商中，Harbor 凭借将入口匝道的便利性与 CEX 入口匝道的速度和成本融为一体而脱颖而出。” “这将使 Polkadot 中的稳定币能够以微乎其微的费用无缝访问。”

Harbour’s Magic Ramp makes it simple for traditional banking entities to integrate with Web3 in a way that addresses practical challenges in payments to meet evolving market needs.

Harbour 的 Magic Ramp 使传统银行实体可以轻松地与 Web3 集成，从而解决支付方面的实际挑战，以满足不断变化的市场需求。

For more information, please visit Harbour.fi or try out the Magic Ramp at https://ramp.harbour.fi/polkadot

欲了解更多信息，请访问 Harbour.fi 或尝试 Magic Ramp：https://ramp.harbour.fi/polkadot

About Harbour

关于港湾

Harbour is a Web3 company that provides fiat-crypto payment infrastructure, enabling fast, low-cost, and fully compliant on- and off-ramps for Web3 users. Harbour’s Magic Ramp is a payment system that connects TradFi banking rails with Layer 1 and Layer 2 networks, offering a seamless and cost-effective solution for transferring funds between fiat and crypto.

Harbor 是一家 Web3 公司，提供法币-加密货币支付基础设施，为 Web3 用户提供快速、低成本且完全合规的进出通道。 Harbour 的 Magic Ramp 是一种支付系统，将 TradFi 银行轨道与第 1 层和第 2 层网络连接起来，为法定货币和加密货币之间的资金转移提供无缝且经济高效的解决方案。

About Velocity Labs

关于速度实验室

Velocity Labs is a Web3 infrastructure company that builds and deploys modular, scalable, and interoperable blockchain technologies. Founded in 2022, Velocity Labs is backed by a team of experienced engineers, researchers, and entrepreneurs who are passionate about advancing the Web3 ecosystem. The company is headquartered in Lisbon, Portugal.

Velocity Labs 是一家 Web3 基础设施公司，致力于构建和部署模块化、可扩展和可互操作的区块链技术。 Velocity Labs 成立于 2022 年，由一群热衷于推进 Web3 生态系统的经验丰富的工程师、研究人员和企业家提供支持。该公司总部位于葡萄牙里斯本。