富蘭克林鄧普頓與 Jiritsu 合作推出代幣化基金高級驗證系統

這項創新旨在使散戶投資者的訪問民主化，減少交易摩擦並將代幣整合到 DeFi 中。

Franklin Templeton, in collaboration with Jiritsu, has launched an advanced verification system for tokenized funds. This innovation aims to democratize access for retail investors, reducing friction in transactions and integrating tokens into DeFi.

富蘭克林鄧普頓與 Jiritsu 合作推出了針對代幣化基金的先進驗證系統。這項創新旨在使散戶投資者的訪問民主化，減少交易摩擦並將代幣整合到 DeFi 中。

Let’s see all the details in this article.

讓我們看看本文中的所有詳細資訊。

Blockchain technology and MPC verification: the solution of Jiritsu and Franklin Templeton for the financial market

區塊鏈技術與MPC驗證：Jiritsu與富蘭克林鄧普頓針對金融市場的解決方案

The financial industry is experiencing a profound transformation thanks to tokenization, and Franklin Templeton is among the pioneers of this revolution.

由於代幣化，金融業正在經歷一場深刻的變革，富蘭克林鄧普頓是這場革命的先驅之一。

The recent integration of a verification system developed by Jiritsu for the tokenized funds EZBC and FOBXX indeed represents an important step forward.

最近，Jiritsu 為代幣化基金 EZBC 和 FOBXX 開發的驗證系統的整合確實代表了向前邁出的重要一步。

This system, based on the Avalanche network, not only introduces greater transparency but also expands opportunities for retail investors, opening new avenues for the decentralized financial market.

該系統基於 Avalanche 網絡，不僅提高了透明度，還擴大了散戶投資者的機會，為去中心化金融市場開闢了新途徑。

Announced on December 2 by Jiritsu co-founder, Jacob Guedalia, the new system allows asset managers to issue tokens backed by the shares of Franklin Templeton funds.

Jiritsu 聯合創始人 Jacob Guedalia 於 12 月 2 日宣布，新系統允許資產管理公司發行由富蘭克林鄧普頓基金股票支持的代幣。

This functionality ensures that each token is adequately covered, eliminating the risk of unsupported emissions.

此功能可確保每個代幣都得到充分覆蓋，從而消除不受支援的排放風險。

The system uses a multilateral computation network (MPC) to verify in real-time that the funds associated with the tokens are indeed available. According to Guedalia, this approach is fundamental to ensure investor trust:

該系統使用多邊計算網路（MPC）來即時驗證與代幣相關的資金是否確實可用。 Guedalia 認為，這種方法對於確保投資者信任至關重要：

“You cannot mint a token unless there is a real asset backing it.”

“除非有真正的資產支持，否則你無法鑄造代幣。”

The FOBXX fund has been one of the first examples of advanced tokenization in the sector. Since 2021, its shares have been represented by BENJI tokens on blockchains such as Stellar, Polygon, Arbitrum, Base, and Avalanche.

FOBXX 基金是該產業先進代幣化的首批例子之一。自 2021 年起，其股票已在 Stellar、Polygon、Arbitrum、Base 和 Avalanche 等區塊鏈上以 BENJI 代幣代表。

However, until now, only registered asset managers could access these opportunities, leaving retail investors excluded.

然而，到目前為止，只有註冊的資產管理公司才能獲得這些機會，散戶投資者被排除在外。

With the new verification system, Jiritsu aims to overcome this limitation. Retail investors will soon be able to access derivative tokens supported by BENJI, subject to KYC verification through a dedicated web portal.

Jiritsu 旨在透過新的驗證系統來克服此限制。散戶投資者很快將能夠獲得 BENJI 支持的衍生代幣，但需透過專門的入口網站進行 KYC 驗證。

These tokens will also be usable in decentralized finance applications (DeFi), expanding investment opportunities.

這些代幣還可用於去中心化金融應用程式（DeFi），擴大投資機會。

Advantages for retail investors

對散戶的優勢

Retail tokenization offers numerous advantages for investors. Firstly, it offers simplified access: investors will no longer need to convert fund shares into stablecoins to participate in DeFi.

零售代幣化為投資者提供了眾多優勢。首先，它提供了簡化的存取方式：投資者將不再需要將基金份額轉換為穩定幣來參與 DeFi。

The tokens will directly represent the shares, reducing intermediate steps and improving efficiency. Additionally, it allows for higher returns.

代幣將直接代表股份，減少中間步驟，提高效率。此外，它還可以帶來更高的回報。

Investors will be able to park their resources in tokenized assets instead of in stablecoin, earning interest while waiting for new market opportunities.

投資者將能夠將資源投入代幣化資產而不是穩定幣中，在等待新的市場機會的同時賺取利息。

Then, flexibility, or the possibility of using tokens on the blockchain eliminates friction, improving the speed and effectiveness of financial transactions.

然後，靈活性或在區塊鏈上使用代幣的可能性消除了摩擦，提高了金融交易的速度和有效性。

Guedalia highlighted that this innovation eliminates one of the main difficulties for investors:

Guedalia 強調，這項創新消除了投資者面臨的主要困難之一：

“Having tokens on the blockchain that already represent these actions removes the friction of the system.”

“在區塊鏈上擁有已經代表這些行為的代幣可以消除系統的摩擦。”

Impact on DeFi and the global market

對 DeFi 和全球市場的影響

The expansion of tokenized funds towards the retail public could transform the global financial market. Investors who wish to diversify their portfolio will now have access to innovative and secure instruments.

代幣化基金向散戶的擴張可能會改變全球金融市場。希望實現投資組合多元化的投資者現在可以使用創新且安全的工具。

This development is not limited to Franklin Templeton: similar funds, such as BlackRock’s BUIDL and ONDO’s USDY, are exploring similar solutions, increasing competitiveness in the sector.

這種發展不僅限於富蘭克林鄧普頓：貝萊德的 BUIDL 和 ONDO 的 USDY 等類似基金也在探索類似的解決方案，以提高該行業的競爭力。

Furthermore, tokenized funds position themselves as an alternative to stablecoins for those who wish to invest in less volatile yet still fruitful assets.

此外，對於那些希望投資波動性較小但仍富有成效的資產的人來說，代幣化基金將自己定位為穩定幣的替代品。

This combination of safety and yield is particularly attractive for those seeking refuge from the fluctuations of cryptocurrencies.

這種安全性和收益的結合對於那些尋求躲避加密貨幣波動的人來說特別有吸引力。

According to Jiritsu, the retail tokens supported by the Franklin Templeton funds will be available by the end of the year. This represents a significant breakthrough not only for tokenization but for the entire financial ecosystem.

據 Jiritsu 稱，富蘭克林鄧普頓基金支持的零售代幣將於今年底上市。這不僅是代幣化的重大突破，也是整個金融生態系統的重大突破。

With the continuous development of blockchain technology and the growing adoption by financial institutions, it is likely that more and more funds will integrate similar systems.

隨著區塊鏈技術的不斷發展和金融機構的不斷採用，很可能會有越來越多的基金整合類似的系統。

The possibility of integrating tokens into DeFi applications will further strengthen their role as a versatile financial instrument.

將代幣整合到 DeFi 應用程式中的可能性將進一步加強其作為多功能金融工具的作用。

In the long term, this could contribute to a greater democratization of finance, making advanced tools accessible to an increasingly wider audience.

從長遠來看，這可能有助於金融更加民主化，讓越來越多的受眾能夠使用先進的工具。