非洲金融科技激增，Copilot 因 Mint 倒閉而受益，Coast 吸引投資者

本週，TechCrunch Fintech 重點介紹了非洲的金融科技生態系統，包括 Moove 的 1 億美元融資和 Zone 的 850 萬美元融資。我們也介紹了Mint 關閉對Copilot 等新創公司的影響，該公司成長顯著，並獲得了600 萬美元的A 輪融資。非熱門產業也吸引了投資者，成本管理新創公司Coast 籌集了2,500 萬美元。其他新聞包括 Onyx Personal 轉向 B2B、nsave 的 400 萬美元種子資金，以及 Ramp 執行長 Eric Glyman 對產業潛力的見解。

Fintech in Africa Soars, Copilot Capitalizes on Mint's Closure, and Coast Attracts Investors

非洲金融科技起飛，Copilot 利用 Mint 關閉之利，Coast 吸引投資者

Africa's Fintech Landscape Flourishes

非洲金融科技蓬勃發展

Despite a global downturn in venture funding, Africa's fintech ecosystem has experienced a surge of activity this week. Uber led a $100 million investment in Moove, an African mobility fintech, propelling its valuation to $750 million. Zone, a decentralized payment infrastructure provider, secured $8.5 million in funding. Nala, a Tanzanian fintech company, has pivoted successfully into remittance services and developed a B2B payment platform.

儘管全球創投低迷，但非洲的金融科技生態系統本週卻經歷了活動激增。 Uber 領投了非洲行動金融科技公司 Moove 的 1 億美元投資，使其估值達到 7.5 億美元。 Zone 是一家去中心化支付基礎設施提供商，獲得了 850 萬美元的融資。 Nala 是一家坦尚尼亞金融科技公司，已成功涉足匯款服務並開發了 B2B 支付平台。

Copilot Emerges from Mint's Shadow

副駕駛從 Mint 的陰影中出現

Intuit's decision to discontinue its budgeting app Mint has created opportunities for startups in the space. Copilot has witnessed exponential growth in the past four months, attracting a $6 million Series A funding round led by Nico Wittenborn's Adjoining. Monarch Cash co-founder Ozzie Osman attributes the company's growth to Mint's demise.

Intuit 決定終止其預算應用程式 Mint，為該領域的新創公司創造了機會。 Copilot 在過去四個月中見證了指數級增長，吸引了由 Nico Wittenborn 的 Adjoining 領投的 600 萬美元 A 輪融資。 Monarch Cash 聯合創始人 Ozzie Osman 將公司的成長歸因於 Mint 的消亡。

Coast Targets Niche Market for Cost Management

Coast 瞄準成本管理利基市場

Non-glamorous industries can also captivate investors. Coast, a cost management startup targeting companies with global workforces and fleets, has reported a 550% increase in revenue and recently secured $25 million in equity funding.

平庸的產業也能吸引投資人。 Coast 是一家面向擁有全球勞動力和車隊的公司的成本管理新創公司，其收入增長了 550%，最近獲得了 2500 萬美元的股權融資。

Onyx Private Pivots to B2B

Onyx Private 轉向 B2B

YC-backed digital lender Onyx Private, which initially aimed to serve high-earning millennials and Gen Zers, has pivoted to B2B. The startup has discontinued its consumer banking operations and closed its accounts.

YC 支持的數位貸款公司 Onyx Private 最初旨在為高收入的千禧世代和 Z 世代提供服務，現已轉向 B2B。該新創公司已停止其消費者銀行業務並關閉其帳戶。

nsave Expands Banking Access in Unstable Markets

nsave 擴大不穩定市場的銀行業務准入

Swiss fintech nsave has raised $4 million in seed funding to provide banking services in Switzerland to individuals from countries with unstable banking systems or high inflation.

瑞士金融科技 nsave 已籌集 400 萬美元種子資金，為瑞士銀行體係不穩定或高通膨國家的個人提供銀行服務。

Ramp's CEO Foresees Vast Market Potential

Ramp 執行長預見巨大的市場潛力

Despite Ramp's significant growth as a unicorn company offering corporate cards and expense management, co-founder and CEO Eric Glyman believes the fintech industry has barely scratched the surface. He estimates that Ramp has tapped into only 1% of its potential market share.

儘管 Ramp 作為一家提供公司卡和費用管理的獨角獸公司取得了顯著增長，但聯合創始人兼首席執行官 Eric Glyman 認為，金融科技行業才剛剛觸及表面。他估計 Ramp 只開發了 1% 的潛在市場份額。

Justice Department Scrutinizes Apple's Financial Services

司法部檢討蘋果的金融服務

In its antitrust lawsuit against Apple, the U.S. Justice Department has taken aim at the company's extensive financial services offerings.

在針對蘋果的反壟斷訴訟中，美國司法部瞄準了該公司廣泛的金融服務產品。

Additional Notable Headlines

其他值得注意的頭條新聞

• Bolt and Checkout.com partner for frictionless commerce.
• Rewards startup Fetch secures $50 million from Morgan Stanley for credit growth.
• Wealthfront postpones IPO plans.
• Affirm Holdings director Keith Rabois sells over $318K in shares.
• Cloud banking tech provider nCino acquires DocFox.
• Marco raises $12 million to support LatAm trade finance.
• PayPal-backed NX Systems secures $24 million to streamline automotive payments.
• Prizepool receives cease-and-desist order from FDIC for misleading statements.
• DLocal appoints Pedro Arnt as CEO, replacing Sebastián Kanovich.
• Ryan Zauk joins OMERS Ventures as a fintech investor.
• Klarna targets Visa and Mastercard with open banking push.

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Bolt 和Checkout.com 合作打造無摩擦商務。獎勵新創公司Fetch 從摩根士丹利獲得5000 萬美元用於信貸增長。Wealthfront 推遲IPO 計劃。Affirm Holdings 董事Keith Rabois 出售超過31.8 萬美元的股票。雲端銀行技術提供者nCino 收購DocFox。Marco 籌集資金1200 萬美元用於支持拉丁美洲貿易融資。PayPal 支持的NX Systems 獲得2400 萬美元用於簡化汽車支付。Prizepool 因誤導性陳述而收到FDIC 的停止令。DLocal 任命。DLocal 任命。Prizepool 因誤導性陳述而收到FDIC 的停止令。DLocal 任命Pedro Arnt 為首席執行官，接替Sebastián Kanovich。Ryan Zauk 加入OMERS作為金融科技投資者進行風險投資。Klarna 透過開放銀行業務瞄準 Visa 和 Mastercard。聯繫我們

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