人物市場推出了YLDS，這是第一個在SEC註冊的承重stablecoin

YLDS Stablecoin是通過Figure Certival Corporation發行的，在出處區塊鏈上運營並每天累積利息，每月以美元或YLDS代幣支付。

Digital asset marketplace Figure Markets has launched YLDS, the first yield-bearing stablecoin registered as a public security offering with the U.S. Securities and Exchange Commission (SEC), the company said Thursday.

該公司週四表示，Digital Asset Marketplace Markets已經推出了YLDS，這是第一個在美國證券交易委員會（SEC）的公共保安產品中註冊的債務穩定的。

The YLDS stablecoin, issued through Figure Certificate Corporation, operates on the Provenance Blockchain and accrues interest daily, paid out every month in either U.S. dollars or YLDS tokens. It is backed by the same securities as prime money market funds and pays holders a return at an annual rate of the Secured Overnight Financing Rate (SOFR) less 50 basis points.

YLDS Stablecoin是通過Figure Certival Corporation發行的，在出處區塊鏈上運營並每天累積利息，每月以美元或YLDS代幣支付。它得到了與主要貨幣市場基金相同的證券支持，並向持有人支付持續融資率（SOFR）的每年稅率較小的50個基點。

The token can be transferred peer-to-peer and exchanged for dollars or other stablecoins around the clock, with fiat off-ramps available during U.S. banking hours.

令牌可以轉移到點對點，並全天候換取美元或其他穩定幣，並在美國銀行營業時間內提供菲亞特外坡道。

Stablecoins mushroomed to a $200 billion asset class and are increasingly popular for payments and cross-border transactions. However, market-leading stablecoins like USDT and USDC don't generally pay out holders the yield earned on reserve assets, predominantly U.S. Treasuries. That's where tokenized versions of money-market funds or investment strategies like BlackRock's BUIDL, Franklin Templeton's BENJI or Ethena's USDE enter the market: They are increasingly used as collateral or to park on-chain cash to earn a yield.

穩定的股幣湧向了2000億美元的資產類別，並且在付款和跨境交易中越來越受歡迎。但是，像USDT和USDC這樣的市場領先的Stablecoin通常不會向持有人支付儲備金所賺取的收益，這主要是美國國債。這就是貨幣市場基金或投資策略的標記版本，例如BlackRock的Buidl，Franklin Templeton的Benji或Ethena的USDE進入市場：它們越來越多地用作抵押品或將現金停放以賺取收益。

Figure Markets is the digital asset arm of Figure Technologies, a company co-founded by Mike Cagney, the former CEO of SoFi. The firm has played a key role in blockchain-based real-world asset (RWA) tokenization, processing over $41 billion in transactions and originating $11 billion in home equity line of credit using the Provenance Blockchain. Figure filed paperwork to the SEC to launch a yield-bearing stablecoin offering in October 2023.

Figure Markets是Figue Technologies的數字資產部門，該公司由SOFI前首席執行官Mike Cagney共同創立。該公司在基於區塊鏈的實際資產（RWA）代幣化中發揮了關鍵作用，處理超過410億美元的交易，並使用出處區塊鏈來起源於110億美元的房屋淨值信貸額度。 Figure向SEC提交了文書工作，於2023年10月推出了承重的Stablecoin產品。

The company expects YLDS to attract interest from developers looking to integrate stable, yield-bearing digital assets into decentralized finance (DeFi) and payment applications.

該公司希望YLDS吸引希望將穩定的，承重的數字資產整合到分散融資（DEFI）和付款申請中的開發人員的興趣。

“We see tremendous applications for YLDS,” Figure Markets CEO Mike Cagney said in a statement. “Exchange collateral, cross-border remittances and payment rails are immediate opportunities, but this is just the beginning of a larger shift of traditional finance to blockchain.”

Figure Markets首席執行官Mike Cagney在一份聲明中說：“我們看到了YLD的巨大應用。” “交換抵押，跨境匯款和付款導軌是直接的機會，但這只是傳統財務向區塊鏈更大的轉變的開始。”