人物市场推出了YLDS，这是第一个在SEC注册的承重stablecoin

YLDS Stablecoin是通过Figure Certival Corporation发行的，在出处区块链上运营并每天累积利息，每月以美元或YLDS代币支付。

Digital asset marketplace Figure Markets has launched YLDS, the first yield-bearing stablecoin registered as a public security offering with the U.S. Securities and Exchange Commission (SEC), the company said Thursday.

该公司周四表示，Digital Asset Marketplace Markets已经推出了YLDS，这是第一个在美国证券交易委员会（SEC）的公共保安产品中注册的债务稳定的。

The YLDS stablecoin, issued through Figure Certificate Corporation, operates on the Provenance Blockchain and accrues interest daily, paid out every month in either U.S. dollars or YLDS tokens. It is backed by the same securities as prime money market funds and pays holders a return at an annual rate of the Secured Overnight Financing Rate (SOFR) less 50 basis points.

YLDS Stablecoin是通过Figure Certival Corporation发行的，在出处区块链上运营并每天累积利息，每月以美元或YLDS代币支付。它得到了与主要货币市场基金相同的证券支持，并向持有人支付持续融资率（SOFR）的每年税率较小的50个基点。

The token can be transferred peer-to-peer and exchanged for dollars or other stablecoins around the clock, with fiat off-ramps available during U.S. banking hours.

令牌可以转移到点对点，并全天候换取美元或其他稳定币，并在美国银行营业时间内提供菲亚特外坡道。

Stablecoins mushroomed to a $200 billion asset class and are increasingly popular for payments and cross-border transactions. However, market-leading stablecoins like USDT and USDC don't generally pay out holders the yield earned on reserve assets, predominantly U.S. Treasuries. That's where tokenized versions of money-market funds or investment strategies like BlackRock's BUIDL, Franklin Templeton's BENJI or Ethena's USDE enter the market: They are increasingly used as collateral or to park on-chain cash to earn a yield.

稳定的股币涌向了2000亿美元的资产类别，并且在付款和跨境交易中越来越受欢迎。但是，像USDT和USDC这样的市场领先的Stablecoin通常不会向持有人支付储备金所赚取的收益，这主要是美国国债。这就是货币市场基金或投资策略的标记版本，例如BlackRock的Buidl，Franklin Templeton的Benji或Ethena的USDE进入市场：它们越来越多地用作抵押品或将现金停放以赚取收益。

Figure Markets is the digital asset arm of Figure Technologies, a company co-founded by Mike Cagney, the former CEO of SoFi. The firm has played a key role in blockchain-based real-world asset (RWA) tokenization, processing over $41 billion in transactions and originating $11 billion in home equity line of credit using the Provenance Blockchain. Figure filed paperwork to the SEC to launch a yield-bearing stablecoin offering in October 2023.

Figure Markets是Figue Technologies的数字资产部门，该公司由SOFI前首席执行官Mike Cagney共同创立。该公司在基于区块链的实际资产（RWA）代币化中发挥了关键作用，处理超过410亿美元的交易，并使用出处区块链来起源于110亿美元的房屋净值信贷额度。 Figure向SEC提交了文书工作，于2023年10月推出了承重的Stablecoin产品。

The company expects YLDS to attract interest from developers looking to integrate stable, yield-bearing digital assets into decentralized finance (DeFi) and payment applications.

该公司希望YLDS吸引希望将稳定的，承重的数字资产整合到分散融资（DEFI）和付款申请中的开发人员的兴趣。

“We see tremendous applications for YLDS,” Figure Markets CEO Mike Cagney said in a statement. “Exchange collateral, cross-border remittances and payment rails are immediate opportunities, but this is just the beginning of a larger shift of traditional finance to blockchain.”

Figure Markets首席执行官Mike Cagney在一份声明中说：“我们看到了YLD的巨大应用。” “交换抵押，跨境汇款和付款导轨是直接的机会，但这只是传统财务向区块链更大的转变的开始。”