富達投資為退休儲蓄者提供了一種投資加密貨幣的新方法

該計劃使投資者可以直接持有比特幣，以太坊和萊特幣，使其成為提供此類選擇的少數傳統金融公司之一。

Fidelity Investments is providing retirement savers with a new way to invest in cryptocurrency. The firm has launched a crypto IRA that allows investors to directly hold Bitcoin, Ethereum, and Litecoin, making it one of the few mainstream financial firms to offer such an option.

Fidelity Investments正在為退休儲蓄者提供一種用於投資加密貨幣的新方法。該公司推出了一個加密IRA，允許投資者直接持有比特幣，以太坊和Litecoin，這使其成為為數不多的提供這種選擇的主流金融公司之一。

This development comes amid growing interest in tax-friendly crypto investment opportunities, especially among investors seeking long-term, direct access to digital assets. Financial advisors, too, are becoming more open to cryptocurrency. A recent TMX Vetta Fi survey found that 57% of advisors intend to increase their investments in crypto ETFs.

這一發展源於對徵稅友好的加密投資機會的日益興趣，尤其是在尋求長期直接訪問數字資產的投資者中。財務顧問也越來越開放加密貨幣。最近的一項TMX VETTA FI調查發現，有57％的顧問打算增加其對加密ETF的投資。

While crypto equity ETFs remain the primary focus for advisors, direct crypto investment options like Fidelity’s new IRA product could provide an alternative for those seeking to hold assets outright.

儘管加密股權ETF仍然是顧問的主要重點，但Fidelity的新IRA產品等直接加密投資選擇可以為尋求直接持有資產的人提供替代方案。

Those interested must be U.S. citizens of age 18 and older to open an account. Assets will be stored securely in cold wallets managed by Fidelity Digital Assets for long-term safety. Unlike traditional retirement plans, there are no fees for Fidelity’s crypto IRA, and investors can choose to set it up as a Roth IRA, traditional IRA, or rollover IRA.

那些有興趣的人必須是18歲及以上的美國公民才能開設一個帳戶。資產將牢固地存儲在由Fidelity Digital Assets管理的冷錢包中，以進行長期安全。與傳統的退休計劃不同，Fidelity的Crypto IRA沒有任何費用，投資者可以選擇將其設置為Roth IRA，傳統IRA或Rollover crollover IRA。

A spokesperson for Fidelity mentioned that the firm is constantly adapting to meet the evolving needs and interests of its customers. Investor appetite for direct crypto exposure in tax-advantaged accounts has been increasing steadily.

富達發言人提到，該公司不斷適應滿足客戶不斷發展的需求和利益。投資者對稅收優惠帳戶中直接加密貨幣的需求一直在穩步增加。

A person familiar with Fidelity’s plans said that more customers are looking for a simple and tax-efficient way to trade and hold crypto in their retirement accounts.

一個熟悉富達計劃的人說，越來越多的客戶正在尋找一種簡單且稅收優惠的方式來交易並在退休帳戶中持有加密貨幣。

At the same time, Fidelity has been expanding its crypto investment options beyond direct holdings. The firm’s subsidiary, iShares, is also applying for a Solana ETF with the Cboe Exchange, further expanding its footprint in the digital asset space.

同時，Fidelity已將其加密投資選擇擴展到直接持有範圍之外。該公司的子公司Ishares還正在申請與CBOE Exchange的Solana ETF，進一步擴大了其在數字資產領域的足跡。

This move underscores the growing demand for crypto products among major investors. With growing interest from financial advisors and investors in the metaverse and Web3, it seems like institutions are quickly integrating emerging technologies.output: Fidelity Investments is giving retirement savers a new way to invest in crypto.

這一舉動強調了主要投資者對加密產品的需求不斷增長。隨著財務顧問和元網絡3的投資者的興趣日益增長，似乎機構正在迅速整合新興技術。出口：Fidelity Investments正在為退休儲蓄者提供一種投資加密貨幣的新方法。

The firm has launched a crypto IRA that allows investors to directly hold Bitcoin, Ethereum, and Litecoin. It’s one of the few mainstream financial firms to offer such an option.

該公司推出了一個加密IRA，允許投資者直接持有比特幣，以太坊和萊特幣。這是提供這種選擇的少數幾個主流金融公司之一。

This comes amid interest in options to invest in crypto in a tax-friendly manner, especially among investors who want to hold digital assets for the long term and financial advisors who are becoming more open to crypto. A recent TMX Vetta Fi survey found that 57% of advisors intend to increase their investments in crypto ETFs.

這是因為人們對以稅收友好方式投資加密貨幣的期權的興趣，尤其是在希望長期持有數字資產和財務顧問的投資者中，他們對加密貨幣的開放率更加開放。最近的一項TMX VETTA FI調查發現，有57％的顧問打算增加其對加密ETF的投資。

While the primary focus for advisors remains on crypto equity ETFs, direct crypto investment options like this new IRA product from Fidelity could provide an alternative for those who want to hold the assets themselves.

雖然顧問的主要重點仍然放在加密股權ETF上，但Fidelity的直接加密投資選擇可以為那些想要持有資產本身的人提供替代方案。

Those interested must be U.S. citizens of age 18 and older to open an account. Assets will be stored securely in cold wallets managed by Fidelity Digital Assets for long-term safety. Unlike traditional retirement plans, there are no fees for this crypto IRA and investors can choose to set it up as a Roth IRA, traditional IRA, or rollover IRA.

那些有興趣的人必須是18歲及以上的美國公民才能開設一個帳戶。資產將牢固地存儲在由Fidelity Digital Assets管理的冷錢包中，以進行長期安全。與傳統的退休計劃不同，該加密貨幣IRA沒有任何費用，投資者可以選擇將其設置為Roth IRA，傳統IRA或倒車IRA。

A spokesperson for Fidelity stated that the firm is committed to offering investment products and solutions to meet the changing needs and interests of its customers, accompanied by education and support.

Fidelity的發言人表示，該公司致力於提供投資產品和解決方案，以滿足客戶的需求和利益，並接受教育和支持。

Investor appetite for direct crypto exposure in tax-advantaged accounts has been growing. A person familiar with Fidelity’s plans said that more customers are looking for a simple and tax-efficient way to trade and hold crypto in their retirement accounts.

投資者對稅收優惠帳戶中直接加密貨幣的需求一直在增長。一個熟悉富達計劃的人說，越來越多的客戶正在尋找一種簡單且稅收優惠的方式來交易並在退休帳戶中持有加密貨幣。

At the same time, Fidelity has been expanding its crypto investment options beyond direct holdings. Earlier this month, iShares, the asset-management subsidiary of parent company BlackRock, filed for a Bitcoin ETF with the Securities and Exchange Commission.

同時，Fidelity已將其加密投資選擇擴展到直接持有範圍之外。本月初，母公司BlackRock的資產管理子公司Ishares向美國證券交易委員會提交了比特幣ETF。

Fidelity’s subsidiary, iShares, is also applying for a Solana ETF with the Cboe Exchange, in a move that signals the firm’s intent to expand its footprint in the digital asset space.

Fidelity的子公司Ishares還正在申請具有CBOE Exchange的Solana ETF，這表明該公司打算在數字資產領域擴展其足跡。

This news comes as several institutions are making moves in the crypto space. Earlier this year, seven-time Formula One champion Lewis Hamilton joined the board of River Holdings Group, a Miami-based firm that specializes in digital assets.

這個消息傳來，因為幾個機構正在加密貨幣領域採取行動。今年早些時候，七屆一級方程式冠軍劉易斯·漢密爾頓（Lewis Hamilton）加入了河流控股集團（River Holdings Group），這是一家專門從事數字資產的邁阿密公司。

Additionally, The Intercontinental Exchange (ICE), the parent company of the New York Stock Exchange, has teamed up with crypto startup HashKey to launch a digital currency futures exchange in Hong Kong.

此外，紐約證券交易所的母公司洲際交易所（ICE）與加密貨幣初創公司Hashkey合作，在香港推出了數字貨幣期貨交易所。

As regular finance delves deeper into the crypto realm and institutions like BlackRock and Cathie Wood's Ark Invest grow more interested in blockchain technology, it’s no surprise that mainstream financial firms are making a push to offer digital assets to the big-ticket investment crowd.

隨著常規財務對加密貨幣領域的深入研究，貝萊德（Blackrock）和凱西·伍德（Cathie Wood）的方舟投資（Cathie Wood's Invest）對區塊鏈技術的興趣越來越多，主流金融公司正在推動向大型投資人群提供數字資產的努力也就不足為奇了。