富达投资为退休储蓄者提供了一种投资加密货币的新方法

该计划使投资者可以直接持有比特币，以太坊和莱特币，使其成为提供此类选择的少数传统金融公司之一。

Fidelity Investments is providing retirement savers with a new way to invest in cryptocurrency. The firm has launched a crypto IRA that allows investors to directly hold Bitcoin, Ethereum, and Litecoin, making it one of the few mainstream financial firms to offer such an option.

Fidelity Investments正在为退休储蓄者提供一种用于投资加密货币的新方法。该公司推出了一个加密IRA，允许投资者直接持有比特币，以太坊和Litecoin，这使其成为为数不多的提供这种选择的主流金融公司之一。

This development comes amid growing interest in tax-friendly crypto investment opportunities, especially among investors seeking long-term, direct access to digital assets. Financial advisors, too, are becoming more open to cryptocurrency. A recent TMX Vetta Fi survey found that 57% of advisors intend to increase their investments in crypto ETFs.

这一发展源于对征税友好的加密投资机会的日益兴趣，尤其是在寻求长期直接访问数字资产的投资者中。财务顾问也越来越开放加密货币。最近的一项TMX VETTA FI调查发现，有57％的顾问打算增加其对加密ETF的投资。

While crypto equity ETFs remain the primary focus for advisors, direct crypto investment options like Fidelity’s new IRA product could provide an alternative for those seeking to hold assets outright.

尽管加密股权ETF仍然是顾问的主要重点，但Fidelity的新IRA产品等直接加密投资选择可以为寻求直接持有资产的人提供替代方案。

Those interested must be U.S. citizens of age 18 and older to open an account. Assets will be stored securely in cold wallets managed by Fidelity Digital Assets for long-term safety. Unlike traditional retirement plans, there are no fees for Fidelity’s crypto IRA, and investors can choose to set it up as a Roth IRA, traditional IRA, or rollover IRA.

那些有兴趣的人必须是18岁及以上的美国公民才能开设一个帐户。资产将牢固地存储在由Fidelity Digital Assets管理的冷钱包中，以进行长期安全。与传统的退休计划不同，Fidelity的Crypto IRA没有任何费用，投资者可以选择将其设置为Roth IRA，传统IRA或Rollover crollover IRA。

A spokesperson for Fidelity mentioned that the firm is constantly adapting to meet the evolving needs and interests of its customers. Investor appetite for direct crypto exposure in tax-advantaged accounts has been increasing steadily.

富达发言人提到，该公司不断适应满足客户不断发展的需求和利益。投资者对税收优惠帐户中直接加密货币的需求一直在稳步增加。

A person familiar with Fidelity’s plans said that more customers are looking for a simple and tax-efficient way to trade and hold crypto in their retirement accounts.

一个熟悉富达计划的人说，越来越多的客户正在寻找一种简单且税收优惠的方式来交易并在退休帐户中持有加密货币。

At the same time, Fidelity has been expanding its crypto investment options beyond direct holdings. The firm’s subsidiary, iShares, is also applying for a Solana ETF with the Cboe Exchange, further expanding its footprint in the digital asset space.

同时，Fidelity已将其加密投资选择扩展到直接持有范围之外。该公司的子公司Ishares还正在申请与CBOE Exchange的Solana ETF，进一步扩大了其在数字资产领域的足迹。

This move underscores the growing demand for crypto products among major investors. With growing interest from financial advisors and investors in the metaverse and Web3, it seems like institutions are quickly integrating emerging technologies.output: Fidelity Investments is giving retirement savers a new way to invest in crypto.

这一举动强调了主要投资者对加密产品的需求不断增长。随着财务顾问和元网络3的投资者的兴趣日益增长，似乎机构正在迅速整合新兴技术。出口：Fidelity Investments正在为退休储蓄者提供一种投资加密货币的新方法。

The firm has launched a crypto IRA that allows investors to directly hold Bitcoin, Ethereum, and Litecoin. It’s one of the few mainstream financial firms to offer such an option.

该公司推出了一个加密IRA，允许投资者直接持有比特币，以太坊和莱特币。这是提供这种选择的少数几个主流金融公司之一。

This comes amid interest in options to invest in crypto in a tax-friendly manner, especially among investors who want to hold digital assets for the long term and financial advisors who are becoming more open to crypto. A recent TMX Vetta Fi survey found that 57% of advisors intend to increase their investments in crypto ETFs.

这是因为人们对以税收友好方式投资加密货币的期权的兴趣，尤其是在希望长期持有数字资产和财务顾问的投资者中，他们对加密货币的开放率更加开放。最近的一项TMX VETTA FI调查发现，有57％的顾问打算增加其对加密ETF的投资。

While the primary focus for advisors remains on crypto equity ETFs, direct crypto investment options like this new IRA product from Fidelity could provide an alternative for those who want to hold the assets themselves.

虽然顾问的主要重点仍然放在加密股权ETF上，但Fidelity的直接加密投资选择可以为那些想要持有资产本身的人提供替代方案。

Those interested must be U.S. citizens of age 18 and older to open an account. Assets will be stored securely in cold wallets managed by Fidelity Digital Assets for long-term safety. Unlike traditional retirement plans, there are no fees for this crypto IRA and investors can choose to set it up as a Roth IRA, traditional IRA, or rollover IRA.

那些有兴趣的人必须是18岁及以上的美国公民才能开设一个帐户。资产将牢固地存储在由Fidelity Digital Assets管理的冷钱包中，以进行长期安全。与传统的退休计划不同，该加密货币IRA没有任何费用，投资者可以选择将其设置为Roth IRA，传统IRA或倒车IRA。

A spokesperson for Fidelity stated that the firm is committed to offering investment products and solutions to meet the changing needs and interests of its customers, accompanied by education and support.

Fidelity的发言人表示，该公司致力于提供投资产品和解决方案，以满足客户的需求和利益，并接受教育和支持。

Investor appetite for direct crypto exposure in tax-advantaged accounts has been growing. A person familiar with Fidelity’s plans said that more customers are looking for a simple and tax-efficient way to trade and hold crypto in their retirement accounts.

投资者对税收优惠帐户中直接加密货币的需求一直在增长。一个熟悉富达计划的人说，越来越多的客户正在寻找一种简单且税收优惠的方式来交易并在退休帐户中持有加密货币。

At the same time, Fidelity has been expanding its crypto investment options beyond direct holdings. Earlier this month, iShares, the asset-management subsidiary of parent company BlackRock, filed for a Bitcoin ETF with the Securities and Exchange Commission.

同时，Fidelity已将其加密投资选择扩展到直接持有范围之外。本月初，母公司BlackRock的资产管理子公司Ishares向美国证券交易委员会提交了比特币ETF。

Fidelity’s subsidiary, iShares, is also applying for a Solana ETF with the Cboe Exchange, in a move that signals the firm’s intent to expand its footprint in the digital asset space.

Fidelity的子公司Ishares还正在申请具有CBOE Exchange的Solana ETF，这表明该公司打算在数字资产领域扩展其足迹。

This news comes as several institutions are making moves in the crypto space. Earlier this year, seven-time Formula One champion Lewis Hamilton joined the board of River Holdings Group, a Miami-based firm that specializes in digital assets.

这个消息传来，因为几个机构正在加密货币领域采取行动。今年早些时候，七届一级方程式冠军刘易斯·汉密尔顿（Lewis Hamilton）加入了河流控股集团（River Holdings Group），这是一家专门从事数字资产的迈阿密公司。

Additionally, The Intercontinental Exchange (ICE), the parent company of the New York Stock Exchange, has teamed up with crypto startup HashKey to launch a digital currency futures exchange in Hong Kong.

此外，纽约证券交易所的母公司洲际交易所（ICE）与加密货币初创公司Hashkey合作，在香港推出了数字货币期货交易所。

As regular finance delves deeper into the crypto realm and institutions like BlackRock and Cathie Wood's Ark Invest grow more interested in blockchain technology, it’s no surprise that mainstream financial firms are making a push to offer digital assets to the big-ticket investment crowd.

随着常规财务对加密货币领域的深入研究，贝莱德（Blackrock）和凯西·伍德（Cathie Wood）的方舟投资（Cathie Wood's Invest）对区块链技术的兴趣越来越多，主流金融公司正在推动向大型投资人群提供数字资产的努力也就不足为奇了。