歐盟收緊加密貨幣匿名控制：隱私還是安全？

歐盟（EU）針對匿名加密貨幣帳戶實施了新的反洗錢法規。現在禁止加密資產服務提供者向保持匿名的帳戶提供服務。此舉旨在解決人們對使用加密資產進行犯罪活動的擔憂，特別是那些透過隱私幣和增強匿名性的帳戶所促成的犯罪活動。

EU's Crackdown on Crypto Anonymity: Too Far or Necessary?

歐盟對加密貨幣匿名的打擊：太過分還是必要？

The European Union (EU) has taken a decisive step in the fight against money laundering and terrorist financing by implementing new regulations that specifically target anonymous cryptocurrency accounts. These measures, which were approved by the European Parliament in March 2023, have sparked a debate about the balance between privacy and security.

歐盟（EU）透過實施專門針對匿名加密貨幣帳戶的新法規，在打擊洗錢和恐怖主義融資方面邁出了決定性的一步。這些措施於 2023 年 3 月獲得歐洲議會批准，引發了關於隱私與安全之間平衡的爭論。

Why the Focus on Anonymity?

為什麼關注匿名？

The EU's decision stems from concerns that the anonymity associated with crypto assets can be exploited for criminal activities. The proposal notes that the lack of traceability in crypto-asset transfers makes it difficult to identify suspicious transactions that could pose a risk to service providers.

歐盟的決定源於擔心與加密資產相關的匿名性可能被用於犯罪活動。該提案指出，加密資產轉移缺乏可追溯性，因此很難識別可能對服務提供者造成風險的可疑交易。

Specific Measures

具體措施

The EU's Enhanced Regulations on Privacy Coins and Anonymity prohibit crypto asset service providers from offering services or custody to accounts that maintain anonymity. This includes:

歐盟關於隱私幣和匿名的強化法規禁止加密資產服務提供者向保持匿名的帳戶提供服務或託管。這包括：

• Anonymity-enhancing coins and accounts
• Assets anonymized through mixing protocols like Tornado Cash
• Privacy coins like Monero

However, the measures do not extend to hardware or software providers or providers of unhosted wallets.

增強匿名性的硬幣和帳戶透過混合協議（如 Tornado Cash）匿名化資產和隱私硬幣（如門羅幣）但是，這些措施不適用於硬體或軟體供應商或非託管錢包提供者。

Not Everyone is Convinced

並非所有人都相信

Some have expressed concerns about the EU's approach. Patrick Breyer, a member of the European Parliament, argues that individuals have the right to conduct online transactions without their personal information being recorded. He also suggests that the EU's regional approach to regulating virtual currencies demonstrates a lack of understanding of the global nature of the internet.

一些人對歐盟的做法表示擔憂。歐洲議會議員帕特里克·布雷耶認為，個人有權在不記錄個人資訊的情況下進行線上交易。他還表示，歐盟監管虛擬貨幣的區域做法表明，歐盟對網路的全球性質缺乏了解。

Implications for Crypto Users

對加密貨幣用戶的影響

The new regulations will have significant implications for crypto users who value anonymity. They will need to find alternative ways to protect their privacy, such as using privacy-enhancing tools or conducting transactions through decentralized exchanges.

新規定將對重視匿名的加密貨幣用戶產生重大影響。他們需要找到替代方法來保護自己的隱私，例如使用隱私增強工具或透過去中心化交易所進行交易。

Conclusion

結論

The EU's crackdown on crypto anonymity has sparked a debate about the balance between privacy and security. While the regulations aim to address concerns about money laundering and terrorist financing, some argue that they go too far and infringe on individuals' right to privacy. As the crypto landscape evolves, it remains to be seen how these regulations will impact the industry and its users.

歐盟對加密貨幣匿名的打擊引發了關於隱私和安全之間平衡的爭論。儘管這些法規旨在解決人們對洗錢和恐怖主義融資的擔憂，但有些人認為這些法規太過分了，侵犯了個人的隱私權。隨著加密貨幣格局的發展，這些法規將如何影響該行業及其用戶還有待觀察。