Defi TVL 突破 $100B 大關

要達到這一基準需要一段時間，但截至美國東部時間週日下午 5 點，defi 協議將 TVL 推高至 1,014.2 億美元。

The total value locked (TVL) in decentralized finance (defi) has finally crossed the $100 billion mark, according to data from Defi Llama on Sunday, August 21, 2023. At 5 p.m. EDT, defi protocols pushed the TVL up to $101.42 billion. Lido leads the pack with $31.138 billion, thanks to its role in securing a sizeable 9.79 million ether (ETH). Aave ranks next among defi protocols with $16.435 billion locked on Sunday.

根據Defi Llama 2023 年8 月21 日星期日的數據，去中心化金融(defi) 的鎖定總價值(TVL) 終於突破1000 億美元大關。 1014.2 億美元。 Lido 以 311.38 億美元的價格位居榜首，這要歸功於它在保護 979 萬枚以太坊 (ETH) 方面發揮的作用。 Aave 在 DeFi 協議中排名第二，週日鎖定了 164.35 億美元。

The liquid staking platform enables users to earn rewards for staking their crypto without having to actively participate in the process. Lido is currently the largest defi protocol by TVL, and it plays a crucial role in securing the Ethereum network. Aave, on the other hand, brings a unique approach by allowing users to lend, borrow, and earn interest on crypto without middlemen.

流動性質押平台使用戶能夠透過質押加密貨幣來獲得獎勵，而無需積極參與此過程。 Lido是TVL目前最大的defi協議，它在保護以太坊網路方面發揮著至關重要的作用。另一方面，Aave 帶來了一種獨特的方法，讓用戶在沒有中間商的情況下借出、借入加密貨幣並賺取利息。

Rounding out the top three, Eigenlayer holds $13.443 billion, offering a restaking service tailored for the Ethereum ecosystem. Restaking enables users to leverage their staked assets across multiple protocols, potentially earning rewards without releasing the original funds. Among the other standout defi protocols by TVL size are Ether.fi, a staking protocol; Sky (formerly Makerdao), a lending protocol; and Uniswap, the decentralized exchange (dex) platform.

Eigenlayer 排名前三，持有 134.43 億美元，提供專為以太坊生態系統量身定制的重新抵押服務。重新質押使用戶能夠跨多個協議利用其質押資產，從而有可能在不釋放原始資金的情況下獲得獎勵。按 T​​VL 大小計算的其他出色的 defi 協議包括 Ether.fi，一種質押協議； Sky（以前稱為 Makerdao），一種借貸協議；和 Uniswap，去中心化交易（dex）平台。

Ether.fi currently manages a solid $8.205 billion, while Sky holds around $6.416 billion in TVL. Meanwhile, Uniswap’s dex platform has $5.623 billion locked in value as of press time. Altogether, these six giants account for 80.12% of the total value locked (TVL) in defi today.

Ether.fi 目前管理著 82.05 億美元的總 TVL，而 Sky 則持有約 64.16 億美元的 TVL。同時，截至發稿，Uniswap 的 dex 平台已鎖定價值 56.23 億美元。這六大巨頭合計佔當今 DeFi 鎖定總價值（TVL）的 80.12%。

In other words, while the remaining $20.16 billion is spread across the other 4,206 platforms. But the story doesn’t stop there. Binance’s liquid staking platform, securing 1.62 million ether, adds another $5.064 billion in TVL, roughly 4.99% of the $101.42 billion locked across defi.

換句話說，剩下的201.6億美元則分佈在其他4,206個平台上。但故事並沒有就此結束。幣安的流動性質押平台獲得了 162 萬以太坊，另外增加了 50.64 億美元的 TVL，約佔 DeFi 鎖定的 1,014.2 億美元的 4.99%。

While this concentrated value benefits the major players like Lido, Aave, and Binance, it also brings higher risk. A serious issue with any one of these platforms—similar to challenges faced by other defi apps over the years—could have a ripple effect, potentially shaking up the broader defi world.

雖然這種集中的價值有利於 Lido、Aave 和 Binance 等主要參與者，但也帶來了更高的風險。這些平台中的任何一個出現嚴重問題（類似於多年來其他 defi 應用程式面臨的挑戰）都可能產生連鎖反應，可能會震動更廣泛的 defi 世界。

As the defi sector grows, its resilience will likely be tested by the concentration of assets within a few major platforms. Whether this concentration fosters innovation or invites further vulnerabilities remains to be seen in the evolving world of cryptocurrencies and blockchain technology.

隨著 DeFi 產業的發展，其彈性可能會受到資產集中於幾個主要平台的考驗。在不斷發展的加密貨幣和區塊鏈技術世界中，這種集中是否會促進創新或引發更多漏洞仍有待觀察。