Defi TVL 突破 $100B 大关

达到这一基准需要一段时间，但截至美国东部时间周日下午 5 点，defi 协议将 TVL 推高至 1014.2 亿美元。

The total value locked (TVL) in decentralized finance (defi) has finally crossed the $100 billion mark, according to data from Defi Llama on Sunday, August 21, 2023. At 5 p.m. EDT, defi protocols pushed the TVL up to $101.42 billion. Lido leads the pack with $31.138 billion, thanks to its role in securing a sizeable 9.79 million ether (ETH). Aave ranks next among defi protocols with $16.435 billion locked on Sunday.

根据 Defi Llama 2023 年 8 月 21 日星期日的数据，去中心化金融 (defi) 的锁定总价值 (TVL) 终于突破 1000 亿美元大关。截至美国东部时间下午 5 点，defi 协议将 TVL 推高至 1014.2 亿美元。 Lido 以 311.38 亿美元的价格位居榜首，这要归功于它在保护 979 万枚以太坊 (ETH) 方面发挥的作用。 Aave 在 DeFi 协议中排名第二，周日锁定了 164.35 亿美元。

The liquid staking platform enables users to earn rewards for staking their crypto without having to actively participate in the process. Lido is currently the largest defi protocol by TVL, and it plays a crucial role in securing the Ethereum network. Aave, on the other hand, brings a unique approach by allowing users to lend, borrow, and earn interest on crypto without middlemen.

流动性质押平台使用户能够通过质押加密货币来获得奖励，而无需积极参与该过程。 Lido是TVL目前最大的defi协议，它在保护以太坊网络方面发挥着至关重要的作用。另一方面，Aave 带来了一种独特的方法，允许用户在没有中间商的情况下借出、借入加密货币并赚取利息。

Rounding out the top three, Eigenlayer holds $13.443 billion, offering a restaking service tailored for the Ethereum ecosystem. Restaking enables users to leverage their staked assets across multiple protocols, potentially earning rewards without releasing the original funds. Among the other standout defi protocols by TVL size are Ether.fi, a staking protocol; Sky (formerly Makerdao), a lending protocol; and Uniswap, the decentralized exchange (dex) platform.

Eigenlayer 排名前三，持有 134.43 亿美元，提供专为以太坊生态系统量身定制的重新抵押服务。重新质押使用户能够跨多个协议利用其质押资产，从而有可能在不释放原始资金的情况下获得奖励。按 T​​VL 大小计算的其他出色的 defi 协议包括 Ether.fi，一种质押协议； Sky（以前称为 Makerdao），一种借贷协议；和 Uniswap，去中心化交易（dex）平台。

Ether.fi currently manages a solid $8.205 billion, while Sky holds around $6.416 billion in TVL. Meanwhile, Uniswap’s dex platform has $5.623 billion locked in value as of press time. Altogether, these six giants account for 80.12% of the total value locked (TVL) in defi today.

Ether.fi 目前管理着 82.05 亿美元的总 TVL，而 Sky 则持有约 64.16 亿美元的 TVL。与此同时，截至发稿，Uniswap 的 dex 平台已锁定价值 56.23 亿美元。这六大巨头合计占当今 DeFi 锁定总价值（TVL）的 80.12%。

In other words, while the remaining $20.16 billion is spread across the other 4,206 platforms. But the story doesn’t stop there. Binance’s liquid staking platform, securing 1.62 million ether, adds another $5.064 billion in TVL, roughly 4.99% of the $101.42 billion locked across defi.

换句话说，剩下的201.6亿美元则分布在其他4,206个平台上。但故事并没有就此结束。币安的流动性质押平台获得了 162 万以太坊，另外增加了 50.64 亿美元的 TVL，大约占 DeFi 锁定的 1014.2 亿美元的 4.99%。

While this concentrated value benefits the major players like Lido, Aave, and Binance, it also brings higher risk. A serious issue with any one of these platforms—similar to challenges faced by other defi apps over the years—could have a ripple effect, potentially shaking up the broader defi world.

虽然这种集中的价值有利于 Lido、Aave 和 Binance 等主要参与者，但也带来了更高的风险。这些平台中的任何一个出现严重问题（类似于多年来其他 defi 应用程序面临的挑战）都可能产生连锁反应，可能会震动更广泛的 defi 世界。

As the defi sector grows, its resilience will likely be tested by the concentration of assets within a few major platforms. Whether this concentration fosters innovation or invites further vulnerabilities remains to be seen in the evolving world of cryptocurrencies and blockchain technology.

随着 DeFi 行业的发展，其弹性可能会受到资产集中于几个主要平台的考验。在不断发展的加密货币和区块链技术世界中，这种集中是否会促进创新或引发更多漏洞仍有待观察。